Fideum

Fideum is a fintech and digital asset infrastructure provider that focuses on helping financial institutions and fintech platforms integrate crypto services in a way that emphasizes compliance, security, and operational reliability. The company positions its offering as a bridge between traditional financial rails and on-chain networks, spanning custody, trading, staking, and cross-border payments, alongside retail-facing products such as payment cards and a launchpad tied to its FI token.

Overview

Fideum’s core proposition is “institutional-grade” infrastructure that can be used directly by banks, brokerages, payment providers, and high-net-worth client desks, or embedded into third-party products via white-label and partner integrations. In CryptoSlate coverage, the company has highlighted a strategy centered on regulated access to digital assets, with particular attention to Europe’s evolving framework under MiCA and related compliance requirements.

History and background

Founded in 2018, Fideum initially built retail crypto products, including non-custodial wallet tooling. During the 2022 market downturn, the company shifted its emphasis toward institutional and B2B clients, focusing on white-label infrastructure and services designed for larger entities and professional users. In public interviews, Fideum has framed this pivot as a move toward more durable revenue lines and more predictable compliance and risk controls in a tighter regulatory environment.

Fideum’s profile rose further through its engagement with Mastercard’s fintech ecosystem, including recognition in the Mastercard Lighthouse FINITIV program, which the company has described as validation for its approach to integrating digital assets into mainstream financial activity. For background, see CryptoSlate’s coverage of the collaboration and program win: Mastercard backs Fideum Group’s vision to merge crypto with traditional finance.

Core products and services

Fideum’s product set can be grouped into institutional rails and retail-facing access points:

• Banking and custody: custody and account-style services aimed at institutions that need secure storage, reporting, and controlled access workflows.
• Trading services: institutional-focused execution, including OTC-style flows intended to minimize market impact for larger orders.
• Staking infrastructure: staking services positioned for institutions seeking yield, with an emphasis on validator reliability and operational support.
• Remittance and payments: cross-border transfer tooling designed to reduce friction for payment processors and remittance platforms using digital assets for settlement.

On the retail side, Fideum has discussed card-based spending and neobank-style user experiences. In a SlateCast discussion, CEO Anastasija Plotnikova described efforts around “HODL cards” intended to support virtual and physical spending flows, including mobile wallet compatibility. See: Fideum CEO discusses bridging traditional finance and DeFi in Europe.

Technology and integration approach

Fideum presents itself as an integration layer that connects regulated entities to both centralized and decentralized liquidity and services. Public materials describe capabilities such as decentralized exchange connectivity, smart contract automation, wallet services, compliance tooling, and staking and yield optimization. In interviews, the company has also referenced building EVM-compatible components and focusing on user experience patterns that resemble mainstream fintech apps rather than developer-first crypto interfaces.

FI token and ecosystem utilities

Fideum is associated with the FI token, which has been used in product mechanics tied to access and participation. When the company announced its launchpad, it stated that staking FI could be used to unlock higher participation tiers and larger allocations for launch offerings, while still allowing non-stakers to participate at smaller levels.

CryptoSlate’s coverage of the launchpad outlines this structure and the emphasis on compliance screening for listed projects: Fideum unveils launchpad democratizing crypto investment access. For token background, see Fideum (FI).

Team, governance, and funding notes

Fideum is led by CEO and co-founder Anastasija Plotnikova, who has publicly emphasized regulatory alignment, cross-border compliance, and the practical constraints that banks and payment networks face when adopting crypto services. In 2025, Fideum also disclosed a strategic investment commitment from Valereum, describing proceeds as supporting infrastructure onboarding, licensing efforts, and expansion of B2B and SaaS offerings across multiple regions.

Risks and considerations

• Regulatory dependency: product availability and rollout timelines may be constrained by licensing requirements, rule changes, and jurisdictional differences, particularly in payments and card programs.
• Operational and custody risk: any institution-facing custody or settlement stack must manage security, counterparty exposure, and incident response under high scrutiny.
• Partner concentration: reliance on banking partners, payment networks, and compliance vendors can introduce execution risk if terms or policies change.
• Market cyclicality: demand for trading, staking, and launchpad participation can fluctuate sharply with broader crypto market conditions.

For a deeper overview of the project’s positioning and evolution, CryptoSlate’s long-form profile provides additional context: Fideum Project Report.