Huma Finance is the first decentralized PayFi (Payment Financing) network, designed to revolutionize global payments by providing instant access to liquidity using blockchain technology and stablecoins. It enables 24/7 settlements for cross-border payments, credit cards, trade finance, and DePIN financing.

Key Features

• 24/7 Settlement: Enables real-time payments using stablecoins, overcoming traditional banking delays.
• Dual Access Model: Offers a permissionless platform for individuals and an institutional platform for curated credit investments.
• Trade Finance: Facilitates immediate supplier payments, streamlining global supply chains.
• DePIN Financing: Supports capital access for decentralized physical infrastructure projects.

The HUMA Token

HUMA is the utility and governance token of the Huma ecosystem. Holders can stake tokens to participate in governance, guide protocol development, and earn incentives.

Tokenomics

HUMA has a circulating supply of 1.7 billion and a max supply of 10 billion. Key allocations include:

• 31% for ecosystem incentives
• 7% for listings and marketing
• 4% for liquidity management
• 2% for pre-sale supporters

Conclusion

Huma Finance is reshaping global financial infrastructure by enabling faster, cheaper, and more transparent payment solutions. With strong partnerships and a growing ecosystem, it is poised to become a key player in the future of digital finance.