XRP News

XRP is a digital asset created by Ripple Labs in 2012, designed to facilitate fast, low-cost cross-border payments and serve as a bridge currency between traditional fiat currencies. Unlike Bitcoin's proof-of-work consensus, XRP operates on the XRP Ledger, a decentralized blockchain that uses a unique consensus protocol to validate transactions in seconds rather than minutes.

The XRP ecosystem centers around financial institutions, payment providers, and banks seeking to modernize their cross-border payment infrastructure. Ripple's On-Demand Liquidity service leverages XRP to eliminate the need for pre-funded nostro accounts, while independent developers continue building applications on the XRP Ledger's native decentralized exchange and smart contract capabilities.

At CoinDesk, we provide comprehensive coverage of XRP news, from regulatory developments and institutional adoption to technological upgrades and market analysis. Our reporters track the ongoing legal proceedings between Ripple and the SEC, partnerships with global financial institutions, and the broader implications for cryptocurrency regulation.

DISCLOSURE: This text was written with the assistance of AI, then reviewed by a person.

Markets

XRP $3 Bets Dominate Trading Volumes as XRP/BTC's 'Wedge' Suggests Further Rally

The $3 strike call option for XRP is the most traded, with significant buy trades indicating investor optimism.

By Omkar GodboleJul 3, 2025

Policy

Ripple Applies for Federal Bank Trust Charter, XRP Jumps 3%

The application follows stablecoin issuer Circle's similar effort to expand crypto services and move into federal regulatory oversight.

By Krisztian SandorJul 2, 2025

Brad Garlinghouse, the CEO of Ripple Labs (Jesse Hamilton/CoinDesk)

Markets

XRP, TRX, DOGE Lead Majors With Positive Funding Rates as Bitcoin's Traditionally Weak Quarter Begins

Perpetual funding rates indicate a bullish sentiment for top altcoins, with XRP showing the strongest demand.

By Omkar GodboleJul 1, 2025

AI trading screens. (TheDigitalArtist/Pixabay)

Tech

XRPL EVM Sidechain Goes Live, Unlocking Ethereum Dapps in XRP Ecosystem

The development introduces Ethereum Virtual Machine-compatible smart contracts to the XRP Ledger, enabling developers to deploy their Ethereum-based apps.

By Margaux Nijkerk, AI BoostJun 30, 2025

Ripple Labs CTO David Schwartz (Ripple Labs)

Markets

Why is XRP Up Today? Trio of Catalysts Sees Token Outperform Wider Crypto Market

XRP's price outperformed the wider crypto market over the launch of micro futures on Robinhood, greater regulatory clarity with the withdrawal of cross-apeals, and more.

By Francisco RodriguesJun 28, 2025