XRP News

XRP is a digital asset created by Ripple Labs in 2012, designed to facilitate fast, low-cost cross-border payments and serve as a bridge currency between traditional fiat currencies. Unlike Bitcoin's proof-of-work consensus, XRP operates on the XRP Ledger, a decentralized blockchain that uses a unique consensus protocol to validate transactions in seconds rather than minutes.

The XRP ecosystem centers around financial institutions, payment providers, and banks seeking to modernize their cross-border payment infrastructure. Ripple's On-Demand Liquidity service leverages XRP to eliminate the need for pre-funded nostro accounts, while independent developers continue building applications on the XRP Ledger's native decentralized exchange and smart contract capabilities.

At CoinDesk, we provide comprehensive coverage of XRP news, from regulatory developments and institutional adoption to technological upgrades and market analysis. Our reporters track the ongoing legal proceedings between Ripple and the SEC, partnerships with global financial institutions, and the broader implications for cryptocurrency regulation.

DISCLOSURE: This text was written with the assistance of AI, then reviewed by a person.

Markets

Spot XRP ETFs attract biggest inflows since January

The five U.S.-listed spot XRP funds pulled in $25.8 million on Monday, the largest single-day net inflow since Jan. 5, even as ether spot ETFs shed nearly $17 million.

By Shaurya MalwaMay 12, 2026

Markets

Ripple, JPMorgan settle first cross-border tokenized Treasury redemption on XRP Ledger

The pilot, run with Ondo Finance and Mastercard, processed the redemption of Ondo's OUSG tokenized Treasury fund in under five seconds.

By Shaurya MalwaMay 7, 2026

100 dollar bill on table (Live Richer/Unsplash/Modified by CoinDesk)

Finance

Ripple partners with Korea's Kyobo Life to tokenize government bond settlement

The deal is Ripple's first with a Korean insurer and targets near real-time settlement of Korean treasuries, though the release stops short of committing to a live volume or timeline.

By Shaurya MalwaApr 16, 2026

South Korea's flag (Daniel Bernard/Unsplash)

Markets

Nearly $120 million of XRP just moved to Coinbase in whale transaction

XRP is flat over the past 24 hours, but down more than 60% from its summer 2025 peak.

By Omkar Godbole, AI BoostApr 13, 2026

Tech

XRP may be less exposed to quantum computer threats than bitcoin, experts say

XRP’s design leaves a smaller share of its supply exposed to future quantum attacks than Bitcoin’s, experts said, pointing to additional XRPL features that stand out.

By Omkar GodboleApr 10, 2026