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Crypto 2022: Future of Money Week
Money innovation is everywhere and it’s getting wilder. Get all the week’s content here.
By CoinDesk
Updated May 11, 2023, 6:26 p.m. Published Nov 29, 2021, 3:26 p.m.
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“My prediction for the future of money is that it’s going to get a lot weirder. It will be more closely tied to, or allow a greater expression of, our identities and our individuality.” – Laura Shin, podcaster
Money used to be simple. Central banks issued it. You earned it, spent it, rarely thought about it.
Then came bitcoin and, as they say, everything changed. We realized that you don’t need governments to make money, and in fact anyone, individually or collectively, could create it for themselves.
Layer 2′s “Crypto 2022″ series started with Policy Week in October, followed by Future of Money Week in November and Culture Week this week. GET ALL THE CONTENT HERE.
And create it, they have.
In the last few years we’ve seen countless coin and token projects, some serious, many idiosyncratic, all in their own way making claims about the future of money.
Read more: The Future of Money: 20 Predictions
These pioneers made ETH and tether, doge and shib, central bank digital currencies (CBDC), social tokens, non-fungible tokens and much more, showing that money can be many things and what matters, often, isn’t the technology but whether people believe in the project. A money’s value, in other words, is a function of a community of believers and investors.
And, we’re only getting started. Money is multiplying in its forms and uses. It’s unbundling (relieving itself of the need to be a store of value, unit of account and medium of exchange all at the same time). It’s becoming programmable (more like software than hardware). And it’s becoming more and more fun: a reflection of culture, memes and the best and worst of the internet.
As podcaster Laura Shin told us, money increasingly mirrors “our identities and our individuality.”
She also said: “My prediction for the future of money is that it’s going to get a lot weirder.”
Which is a perfect encapsulation of this increasingly wild and varied field of innovation. Whatever you think the future looks like – and we’ll have plenty of ideas this week – it’s surely stranger.
Also part of Future of Money Week:
Olympus DAO Might Be the Future of Money (or It Might Be a Ponzi)
Money at the Speed of Thought: How ‘Fast Money’ Will Shape the Future - David Z. Morris
Money for Everything: A Future Where Every Inch of Culture Is Monetized – Will Gottsegen
Miami’s Multiple Money Visions – Michael Casey
Shiba Inu: Memes Are the Future of Money- David Z. Morris
7 Wild Scenarios for the Future of Money - Jeff Wilser
The Downside of Programmable Money - Marc Hochstein
Ethereum in 2022: What Is Money in the Metaverse? -Edward Oosterbaan
The Future of Money: A History - Dan Jeffries
Who Sets the Rules of Bitcoin as Nation-States and Corps Roll In - David Z. Morris
The Future of Money: 20 Predictions
The World Bitcoin Will Build - Cory Klippsten
The Big Miss in the Biden Administration’s Stablecoin Report – Tom Brown
The Radical Pluralism of Money – Matthew Prewitt
Aligning Social and Financial Capital to Create Better Money – Imran Ahmed
The Transhumanist Case for Crypto – Daniel Kuhn
Let the Market Come Up With Better Money Tech - Jim Dorn
Stablecoins’ Tenuous Relationships With Banks - Steven Kelly
あなたへの
KuCoin captured a record share of centralised exchange volume in 2025, with more than $1.25tn traded as its volumes grew faster than the wider crypto market.
知っておくべきこと:
- KuCoin recorded over $1.25 trillion in total trading volume in 2025, equivalent to an average of roughly $114 billion per month, marking its strongest year on record.
- This performance translated into an all-time high share of centralised exchange volume, as KuCoin’s activity expanded faster than aggregate CEX volumes, which slowed during periods of lower market volatility.
- Spot and derivatives volumes were evenly split, each exceeding $500 billion for the year, signalling broad-based usage rather than reliance on a single product line.
- Altcoins accounted for the majority of trading activity, reinforcing KuCoin’s role as a primary liquidity venue beyond BTC and ETH at a time when majors saw more muted turnover.
- Even as overall crypto volumes softened mid-year, KuCoin maintained elevated baseline activity, indicating structurally higher user engagement rather than short-lived volume spikes.
あなたへの
How the ultra-wealthy are using bitcoin to fund their yacht upgrades and Cannes trips
Cometh founder Jerome de Tychey is applying DeFi lending and borrowing on platforms like Aave, Morpho, and Uniswap to structures that help the ultra-wealthy secure loans against their massive crypto fortunes.
知っておくべきこと:
- Wealthy investors who hold much of their fortune in crypto are increasingly turning to decentralized finance platforms to secure flexible credit lines without selling their digital assets.
- Firms like Cometh help family offices and other rich clients navigate complex DeFi tools, using assets such as bitcoin, ether and stablecoins to replicate traditional Lombard-style collateralized loans.
- DeFi loans can be faster and more anonymous than traditional bank credit but carry volatility and liquidation risks, and Cometh is also experimenting with applying DeFi strategies to traditional securities via ISIN-based tokenization.
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