Crypto 2022: Future of Money Week

“My prediction for the future of money is that it’s going to get a lot weirder. It will be more closely tied to, or allow a greater expression of, our identities and our individuality.” – Laura Shin, podcaster

Money used to be simple. Central banks issued it. You earned it, spent it, rarely thought about it.

Then came bitcoin and, as they say, everything changed. We realized that you don’t need governments to make money, and in fact anyone, individually or collectively, could create it for themselves.

Layer 2′s “Crypto 2022″ series started with Policy Week in October, followed by Future of Money Week in November and Culture Week this week. GET ALL THE CONTENT HERE.

And create it, they have.

In the last few years we’ve seen countless coin and token projects, some serious, many idiosyncratic, all in their own way making claims about the future of money.

Read more: The Future of Money: 20 Predictions

These pioneers made ETH and tether, doge and shib, central bank digital currencies (CBDC), social tokens, non-fungible tokens and much more, showing that money can be many things and what matters, often, isn’t the technology but whether people believe in the project. A money’s value, in other words, is a function of a community of believers and investors.

And, we’re only getting started. Money is multiplying in its forms and uses. It’s unbundling (relieving itself of the need to be a store of value, unit of account and medium of exchange all at the same time). It’s becoming programmable (more like software than hardware). And it’s becoming more and more fun: a reflection of culture, memes and the best and worst of the internet.

As podcaster Laura Shin told us, money increasingly mirrors “our identities and our individuality.”

She also said: “My prediction for the future of money is that it’s going to get a lot weirder.”

Which is a perfect encapsulation of this increasingly wild and varied field of innovation. Whatever you think the future looks like – and we’ll have plenty of ideas this week – it’s surely stranger.

Also part of Future of Money Week:

Olympus DAO Might Be the Future of Money (or It Might Be a Ponzi)

Money at the Speed of Thought: How ‘Fast Money’ Will Shape the Future - David Z. Morris

Universal Stablecoins, the End of Cash and CBDCs: 5 Predictions for the Future of Money – J.P. Koning

Money for Everything: A Future Where Every Inch of Culture Is Monetized – Will Gottsegen

Miami’s Multiple Money Visions – Michael Casey

Shiba Inu: Memes Are the Future of Money- David Z. Morris

7 Wild Scenarios for the Future of Money - Jeff Wilser

The Downside of Programmable Money - Marc Hochstein

Ethereum in 2022: What Is Money in the Metaverse? -Edward Oosterbaan

The Future of Money: A History - Dan Jeffries

Who Sets the Rules of Bitcoin as Nation-States and Corps Roll In - David Z. Morris

The Future of Money: 20 Predictions

The World Bitcoin Will Build - Cory Klippsten

The Big Miss in the Biden Administration’s Stablecoin Report – Tom Brown

The Radical Pluralism of Money – Matthew Prewitt

Aligning Social and Financial Capital to Create Better Money – Imran Ahmed

The Transhumanist Case for Crypto – Daniel Kuhn

Let the Market Come Up With Better Money Tech - Jim Dorn

Stablecoins’ Tenuous Relationships With Banks - Steven Kelly