XRP Price Prediction: Trump’s $8.7 Trillion 401(k) Crypto Plan Could Trigger XRP Explosion to $1,000

The market’s baseline XRP price prediction has improved this week after President Donald Trump signed an executive order (EO) that would allow 401(k) accounts to invest in cryptocurrencies.

The Order instructs multiple agencies, including the U.S. Securities and Exchange Commission (SEC), to facilitate access to alternative assets for participant-directed defined-contribution retirement savings plans by revising applicable regulations and guidance.

Fact Sheet: President Donald J. Trump Democratizes Access to Alternative Assets for 401(k) Investorshttps://t.co/kBmDeAGNv0

— Karoline Leavitt (@PressSec) August 7, 2025

401(k) accounts allow investors to save for retirement without paying taxes on their gains until they start to make withdrawals at the retirement age.

According to data from the Investment Company Institute, a total of $8.7 trillion worth of assets are currently held in these accounts.

Hence, if President Trump’s EO results in the approval of a spot XRP exchange-traded fund (ETF) and these funds become eligible to be included in 401(k), billions of dollars could flow into this altcoin in a matter of weeks.

XRP Price Prediction: Trading Volumes Skyrocket as XRP Breaks Through Key Resistance

Trading volumes for XRP skyrocketed by 153% in the past 24 hours following the news as this could be a landmark moment for crypto and one that favors a bullish XRP price prediction.

While other major altcoins like Solana (SOL) and Ethereum (ETH) saw modest gains of around 2%, XRP has taken center stage, surging more than 8% during the same period.

XRP’s 4-hour chart paints a bullish picture, with the token breaking through a key resistance at $3.30 following the latest news.

A brief pullback to the $3.25 zone could occur during the U.S. session, but momentum is likely to continue into the weekend as more buyers jump in, expecting the price to keep rising alongside billions in fresh capital flowing into the token.

The next short-term target sits at $3.65, the most recent swing high. But given the strength of this breakout, XRP could be gearing up for a push into uncharted territory.

A move to $1,000 may seem far-fetched for now, but a jump to $10 is entirely within reach – especially if a spot ETF launches and regulators give the green light for 401(k) inclusion, unlocking major institutional demand.

And it’s not just top-tier tokens riding this wave. Meme coin presales like Maxi Doge (MAXI) are also gaining traction.

Launched just days ago, MAXI has already raised nearly $500,000, showing that retail appetite for high-upside plays remains strong in this bullish environment.

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