XRP Price Prediction: Ripple’s Executive Criticises Bitcoin’s Technology – Can XRP Overtake BTC?

Bitcoin is often seen as untouchable, the original force in crypto, rarely challenged on its fundamentals.

But one of Ripple’s most well-known voices sees things differently.

David Schwartz, CTO Emeritus and one of the original architects behind XRP, has called Bitcoin a technological dead end.

He wasn’t criticizing the price, but the architecture.

In a recent post, Schwartz argued that Bitcoin’s continued dominance relies more on its network effect than any real innovation, and warned that this lack of evolution could become a long-term weakness.

Not really. I think bitcoin is largely a technological dead end for the same reason the dollar is. The technology just doesn't seem to matter all that much to its success, at least not at the blockchain layer.

— David 'JoelKatz' Schwartz (@JoelKatz) February 12, 2026

In his view, the protocol barely evolves. It survives because it was first, not because it is the most advanced.

He compared it to the U.S. dollar. The technology does not drive dominance. Adoption does.

This debate between Bitcoin and XRP is a never-ending one. But what we know is that it always shifts back to price, and that is what mostly fuels bullish XRP price predictions.

XRP Price Prediction: $1.10 Is Still Closer Than $2.00

XRP remains inside a descending channel, but the recent flush to $1.10 has the markings of a classic exhaustion move.

Since that drop, price action has tried to stabilize above $1.30, which now acts as the key short-term support. If that floor breaks, $1.10 becomes the next likely magnet.

To the upside, $1.50 is the first real friction zone. A clean move beyond that opens the door to $1.90, where the broader structure could begin to shift.

Until there is a breakout above the channel upperbound, this is technically still a downtrend.

That said, the recent action feels more like base-building than panic selling, a pattern that often precedes recovery.

Bitcoin versus XRP. Innovation versus network effect. The same debate, just a different cycle.

And while that debate plays out, price keeps doing what it always does, which is rewarding attention.

This cycle, it’s often the meme coins that move first.

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