Banks and crypto firms are converging fast, as yield-bearing stablecoins, ETF filings and tokenized markets test the boundaries of financial regulation.
Sam Bourgi
Sam Bourgi is a staff writer at Cointelegraph. He covers Bitcoin and the broader digital asset economy, focusing on the intersection of cryptocurrency, business, and traditional finance. He is the author of Cointelegraph’s Crypto Biz newsletter, which examines blockchain-related companies and venture capital activity. Bourgi holds a master’s degree in economics and public policy from McMaster University and has previously worked at research organizations and other crypto-focused media outlets.
- Newsletter
Crypto’s bank-like turn puts JPMorgan on edge - News
Behind the ‘Bitcoin lottery’ myth: NiceHash clarifies untagged BTC blocks Untagged Bitcoin blocks sparked solo-miner speculation before NiceHash confirmed they were mined during internal testing, highlighting limits of onchain attribution.
- News
Bitcoin’s renewed push to $100K sparked by fresh institutional demand Sustained US Bitcoin ETF inflows are supporting prices near $97,000, raising questions about whether institutional demand is reshaping Bitcoin’s market cycle.
- News
Figure Technology unveils blockchain platform for direct stock lending: Report The Nasdaq-listed company is rolling out an onchain equity system that, according to executives, allows real shares to be issued and lent directly using blockchain infrastructure.
- News
Yield-bearing stablecoins risk ‘dangerous’ parallel banking system: JPMorgan exec Jeremy Barnum told JPMorgan shareholders that yield-bearing stablecoins risk creating a parallel banking system without the safeguards of traditional regulation.
- News
Crypto’s 2026 comeback hinges on three outcomes, Wintermute says Bitcoin’s muted 2025 rally and fading altcoin cycle point to a structural market shift, leaving crypto’s 2026 outlook tied to institutions, rates and retail return.
- News
CZ’s YZi Labs invests in trading terminal as DeFi execution takes priority The eight-figure investment in Genius Trading highlights how execution-focused tools are gaining relevance as crypto trading activity spreads across blockchains.
- News
Fitch Ratings flags Bitcoin-backed securities for ‘high market value risk’ Fitch said sharp Bitcoin price swings could quickly erode collateral backing these securities, increasing the risk of losses for lenders and investors.
- News
Crypto enters round 2 of institutional adoption, led by Morgan Stanley: Binance Binance Research said crypto markets are entering a new phase, as institutional allocation and strategic positioning begin to outweigh retail-driven momentum.
- News
Trump-linked World Liberty brings $3.4B stablecoin into crypto lending markets World Liberty Financial has launched a crypto lending platform built around its USD1 stablecoin, as demand for onchain credit shows signs of recovery.
- Newsletter
Wall Street’s crypto debate is over as banks go all-in on BTC, stablecoins, tokenized cash Big banks aren’t debating crypto anymore — they’re building it. From tokenized cash to ETFs, Wall Street is quietly going onchain.
- News
CoinFlip launches payroll-based crypto investing benefit for US employees CoinFlip unveiled a payroll-based crypto investing option as employers and policymakers explore broader access to digital assets and retirement-linked investing.
- News
‘Like sats for Bitcoin,’ Tether creates tiny gold unit as onchain demand grows The stablecoin issuer said its Scudo unit could make gold easier to transact digitally as prices surge and institutional demand accelerates.
- News
After bitter vote, Aave founder pitches bigger future for DeFi lending giant Following a rejected governance vote, Stani Kulechov laid out a plan to expand beyond DeFi lending and reshape how tokenholders capture value.
- News
No, whales are not accumulating massive amounts of Bitcoin: CryptoQuant Onchain data shows Bitcoin whale accumulation is overstated as exchange activity skews metrics, while long-term holders quietly turn bullish.
- News
BitVentures makes first crypto mining move weeks after Nasdaq rebrand BitVentures has launched a US-based crypto mining operation weeks after rebranding, marking its first operational move into digital assets after years of losses.
- New Year Special
Crypto’s 2026 investment playbook: Bitcoin, stablecoin infrastructure, tokenized assets After a volatile 2025, investors are rethinking crypto cycles. Here are three investment themes that will shape the market’s next phase in 2026.
- News
How privacy prevailed in an otherwise dismal Q4 for crypto Relative outperformance by privacy-focused cryptocurrencies such as Zcash suggests defensive positioning as markets absorbed losses and broader structural stress.
- News
Ethereum quietly sets a record: 8.7M contracts deployed in one quarter Onchain development activity on Ethereum has rebounded sharply, driven by tokenized assets, stablecoins and infrastructure, according to Token Terminal.
- News
Tokenized stocks have ‘stablecoin moment’ as market cap hits $1.2B Tokenized stocks have surged to a $1.2 billion market, with insiders comparing their growth to stablecoins and DeFi’s early boom in 2020.
- News
BlackRock's BUIDL hits $100M in payouts, showing tokenized finance at scale BlackRock’s tokenized money market fund has distributed $100 million from Treasury yields, offering a real-world test of blockchain-based financial infrastructure.
- Newsletter
Crypto Biz: Exchanges place their bets on prediction markets Prediction markets are moving into crypto’s mainstream as Crypto.com’s in-house market maker raises fairness questions and Coinbase doubles down on growth.
- New Year Special
Bitcoin mining’s 2026 reckoning: AI pivots, margin pressure and a fight to survive Post-halving stress is reshaping Bitcoin mining. As margins compress, miners turn to AI, HPC and consolidation to survive heading into 2026.
- News
Offchain Labs boosts ARB stake as Arbitrum crosses $20B milestone Offchain Labs increased its ARB holdings, signaling long-term conviction in Arbitrum as governance token prices slump and layer-2 competition intensifies.
- News
From FTX fallout to fresh capital: Former US chief raises $35M for new exchange Former-FTX US president Brett Harrison’s Architect Financial Technologies secured $35 million to build an institutional trading platform spanning crypto, equities and futures.
- News
Crypto.com says market maker boosts liquidity, denies trading edge on customers Crypto.com is hiring an internal market maker for its prediction markets, saying the move complies with regulations and aims to boost liquidity amid scrutiny.
- News
DWF Labs’ physical gold trade signals crypto capital’s move into commodities Crypto market maker DWF Labs settled its first physical gold trade, signaling a rare move into legacy commodities amid surging bullion prices.
- News
Palmer Luckey’s Erebor hits $4.3B valuation as regulators advance bank charter Luckey-backed Erebor raised $350 million at a $4.35 billion valuation as OCC and FDIC approvals signal momentum for crypto- and AI-focused banking.
- News
Tokenized US Treasurys surge 50x since 2024, marking shift toward onchain finance From niche experiment to $7 billion market, tokenized US Treasurys are quietly becoming a major driver of institutional onchain yield.
- News
Coinbase to acquire The Clearing Company in prediction markets push Coinbase is buying The Clearing Company as it expands into prediction markets and broadens its product lineup beyond crypto trading.