XRP News

XRP is a digital asset created by Ripple Labs in 2012, designed to facilitate fast, low-cost cross-border payments and serve as a bridge currency between traditional fiat currencies. Unlike Bitcoin's proof-of-work consensus, XRP operates on the XRP Ledger, a decentralized blockchain that uses a unique consensus protocol to validate transactions in seconds rather than minutes.

The XRP ecosystem centers around financial institutions, payment providers, and banks seeking to modernize their cross-border payment infrastructure. Ripple's On-Demand Liquidity service leverages XRP to eliminate the need for pre-funded nostro accounts, while independent developers continue building applications on the XRP Ledger's native decentralized exchange and smart contract capabilities.

At CoinDesk, we provide comprehensive coverage of XRP news, from regulatory developments and institutional adoption to technological upgrades and market analysis. Our reporters track the ongoing legal proceedings between Ripple and the SEC, partnerships with global financial institutions, and the broader implications for cryptocurrency regulation.

DISCLOSURE: This text was written with the assistance of AI, then reviewed by a person.

Finance

Ripple’s RLUSD gets two boosts as transfer volume drops 25%

Ripple launched an institutional minting platform and added RLUSD to Notabene’s compliance network as holder growth rose but monthly transfer volume fell to $10.95 billion.

By Shaurya Malwa1 hour ago

Brad Garlinghouse at DC Fintech Week (Jesse Hamilton/CoinDesk)

Markets

XRP whales accumulate as small holders capitulate

XRP whales accumulate 2.8% more tokens over five weeks as small holders capitulate, sending the price back above $1.16.

By Omkar GodboleJul 23, 2026

Business, Finance. (Jakub Żerdzicki/Unsplash)

Markets

Bitcoin wilts as oil and rates rise. Clarity Act odds tumble to 38%

Geopolitical risks, rising rates, and fresh regulatory setbacks send crypto lower as key Democrats demand stronger safeguards in the market structure bill.

By Omkar GodboleJul 23, 2026

Markets

XRP and ether bulls are getting louder as prices fall, signaling more trouble ahead

Social media chatter turned most bullish on XRP in five weeks even as the token fell, a setup that has historically favored sellers.

By Shaurya MalwaJul 14, 2026

image of a crypto trader aka degen (Anjo Clacino/Unsplash, modified by CoinDesk)

Markets

Bitcoin's quiet split: Strong in USD, lagging in JPY as Yen rises on intervention fears

A sharp rise in the yen has left bitcoin and other major cryptocurrencies underperforming in yen terms compared with their dollar-based trading pairs.

By Omkar GodboleJul 10, 2026

Tech

Validators embrace XRP Ledger's recent upgrade. But not everyone’s on board yet

The new software leads among the network's validators, yet by node count it sits behind the older v3.1.3, and the security amendment bundled with it remains a separate, slower vote. The upgrade needs 80% of the trusted validator list to activate.

By Shaurya MalwaJul 8, 2026

Glasses in front of monitors with code (Kevin Ku/Unsplash)

Markets

Bitcoin under pressure as Trump says Iran ceasefire is over

Major cryptocurrencies are trading in the red as renewed U.S.-Iran airstrikes push oil higher.

By Omkar GodboleJul 8, 2026

Trading screen with price monitors and charts (Yashowardhan Singh/Unsplash)

Markets

XRP sentiment falls to 8-month low, and that has been a buy signal before

Santiment's weighted sentiment gauge for XRP just hit its weakest reading since October 2025. The firm notes the token's strongest rebounds have tended to start when the crowd was this checked out.

By Shaurya MalwaJun 12, 2026