DeFi

DeFi, short for decentralized finance, represents a shift in the financial sector by leveraging blockchain technology, primarily Ethereum, to eliminate traditional financial intermediaries. It enables various financial applications, from simple transactions to complex contracts, through smart contracts that execute automatically under specific conditions. Key DeFi applications include decentralized exchanges (DEXs), stablecoins, lending platforms, and prediction markets. DeFi offers financial services like loans and interest-earning opportunities without traditional identity verification, relying instead on collateral, usually in cryptocurrency. This innovative sector promises increased accessibility and efficiency but comes with risks, such as market volatility and unregulated projects.

Opinie

Why DeFi Protocols Are Limiting ETH Borrowing Ahead of Ethereum’s Merge

Aave and Compound voted for precautionary measures to prevent airdrop hoarders from sucking up their liquidity.

Door Daniel Kuhn8 sep 2022

(Possessed Photography/Unsplash, modified by CoinDesk)

Financiën

DeFi Lending Protocol Notional to Offer New Leveraged Product

The platform plans to release three “leveraged vaults” next month that allow users to trade up to 10 or 20 times their initial capital.

Door Elizabeth Napolitano8 sep 2022

Notional is launching a new leveraged lending product. (Shutterstock)

Beleid

International Regulators Struggle With How to Oversee DeFi

Standard setters want to tackle the growing decentralized finance sector, but they aren’t sure how to do it.

Door Jack Schickler8 sep 2022

Los reguladores se esfuerzan para ajustar las finanzas descentralizadas a las normas vigentes. (ezoom/Getty Images)

Opinie

DeFi vs CeFi Lending: Before Choosing, Understand the Challenges and Risks

CeFi simplifies DeFi user experience for investors, but comes with many risks.

Door Jackson Wood8 sep 2022

Financiën

Hubble Protocol Raises $5M to Expand Solana-Based DeFi Protocol

The protocol aims to create a Solana-based equivalent of MakerDao: a DeFi protocol with a U.S. dollar denominated stablecoin.

Door Cam Thompson8 sep 2022

Starry Night is the name of Three Arrows Capital's NFT collection. (Unsplash)

Financiën

Aave Companies Seeks $16M From DAO Funds to Pay Crypto Developers

Some $15 million of that amount has been earmarked for work performed directly by the team over the course of more than a year.

Door Shaurya Malwa8 sep 2022

Video's

EU Officials: Digital Euro Focusing on Personal Use First, Not Web3

A retail digital euro will, in the first stage, only enable payments initiated by people, rather than allowing businesses to settle invoices, issue paychecks or be used in decentralized finance, European Union (EU) officials said Wednesday. "The Hash" team discusses central bank digital currencies (CBDCs) and their privacy implications amid a global race to digital money.

7 sep 2022

Opinie

Why DeFi Insurance Needs a New Design

Decentralized finance offers a blank canvas for reimagining markets insurance with programmability and decentralization as core constructs, says the CEO of IntoTheBlock.

Door Jesus Rodriguez7 sep 2022