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Crypto Wallet Firm Exodus Bets on Stablecoins for Real-World Payments With 2026 App
The company launched Exodus Pay, which aims to remove crypto friction by letting users send, spend, and earn with stablecoins from one app.
Dec 9, 2025, 2:30 p.m.
What to know:
- Exodus (EXOD) said it will launch Exodus Pay in early 2026, allowing users to send, spend and store stablecoins in a self-custodial app.
- The product enables spending via card or Apple Pay, transfers using phone numbers and rewards for balances, all without giving up control of assets.
- Exodus is targeting younger users moving away from traditional banks by simplifying real-world spending of digital dollars through stablecoins.
Exodus (EXOD), a long-time provider of self-custodial crypto wallets, is expanding into digital payments with a new product called Exodus Pay.
Launching in early 2026, the service is designed to let users hold, spend and send stablecoins from one app, without surrendering control of their assets, Exodus announced Tuesday.
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Users will be able to spend stablecoins anywhere cards are accepted, send money using a phone number and earn rewards for holding and spending balances. Importantly, Exodus said in a press release that all of this is built on self-custody, meaning users hold the keys to their money.
The app's design leans into what Exodus sees as a generational shift. More people, especially younger users, are opting out of traditional banks and looking for flexible ways to use digital money in real life. By anchoring this experience in stablecoins, Exodus said it hopes to reduce the friction that’s historically come with crypto payments.
The rollout starts early next year, with a waitlist now open.
AI Disclaimer: Parts of this article were generated with the assistance from AI tools and reviewed by our editorial team to ensure accuracy and adherence to our standards. For more information, see CoinDesk's full AI Policy.
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