Latest from Margaux Nijkerk
Stablecoins and self-custody are driving the rise of crypto neobanks
For years, crypto’s most ambitious builders focused on blockchains’ plumbing. But a growing number of projects are now stepping away from the base layer and focusing on payments and neobank-like services.

The Protocol: Vitalik Buterin flags stablecoin design flaws
Also: Zcash token falls after developer quits, Smart Cashtags and BTC quantum computing defense

Polygon Labs pushes deeper into stablecoin payments with $250 million deal
The move comes as crypto projects increasingly position themselves as offering payment platforms that resemble traditional digital banks, but operate on blockchain rails.

Ethereum’s future hinges on zero-knowledge proofs, EF director says
In a recent interview with CoinDesk, Ethereum Foundation co-executive director Hsiao-Wei Wang described zero-knowledge as part of Ethereum’s midterm roadmap, pointing to “many amazing breakthroughs” in the past one to two years.

Robinhood explains building an Ethereum layer-2: 'We wanted the security from Ethereum'
CoinDesk sat down with Robinhood’s head of crypto, Johann Kerbrat, to get an update on its upcoming layer-2 network, its tokenized stocks program, and its staking offerings.

Polygon Labs unveils ‘Open Money Stack’ to power borderless stablecoin payments
The system will bring together various elements of the payment stack, including liquidity, orchestration, and regulatory controls.

Optimism proposes OP token buybacks using 50% of Superchain revenue
Under the proposal, which is set to move to a governance vote on January 22, Optimism would begin monthly buybacks starting in February.

Solana Mobile sets Jan. 21 launch date for SKR token, confirms airdrop
The team said that 20% of the total supply has been set aside for users and developers eligible to receive tokens.

The Protocol: Ledger customer data breached from Global-e platform
Also: Starknet goes down, Vitalik Buterin's goals for Ethereum and ETH staking queues cleared.

How to stay safe after the Ledger customer data leak: experts urge privacy first
Security researchers spoke to CoinDesk about how users can protect themselves after Monday’s breach saw yet more Ledger customer data leaked to malicious actors.

