Everex is a platform that processes online credit cards and cross-border transfers of currency. The platform was founded based on the notion of using stablecoins for card payment clearances and cross-border currency transfers.

The whitepaper mentions that in recent times, transferring currency and acquiring access to credit globally is still considered a problem as it is complex, expensive, and time consuming. The traditional currency transfer systems have to sustain long lines, counterparty risks, exchange rate losses, extensive paperwork, and bureaucracy. Also, many people are unbanked and have no access to financial services. Thus, Everex aims to eliminate the financial inclusion hindrances and offer financial services to all those who do not have access to it by implementing blockchain technology.

The Everex system seeks to offer access to its users for cross-border remittance, currency exchange, online payment, and micro-lending employing cryptocurrencies. The platform does not levy service fees on its users. Merchants can become Everex members by using the payment service of Everex and can seek to experience in-network advantages such as full chargeback protection and immediate payment settlements. The members can seek to easily trade their tokens back to the marketplace once the lock-up duration is over. The platform aims to welcome all registered businesses, high-risk online e-commerce, nonprofit businesses involved in international trading, or any charitable work that requires a reliable online payment system.

The blockchain-supported payment solutions of the platform seek to enable a quick transfer of currency, providing a seamless experience to both recipient and sender. The platform also aims to provide a 10% cashback feature when cardholders shop or spend at Everex and get referral fees in EVX tokens.

The platform is supported by its native token, EVX. The EVX token acts as the fuel of the reward system of the Everex platform. The tokens can also be used for improving the credit scores of the users. Users have the opportunities to trade their extra tokens, which seeks to improve their creditworthiness. Users can donate or trade their EVX tokens to any other user or platform directly, thus aiming to enhance the credit score of the receiving users and drop their own. Additionally, EVX token also allows its users to participate in a governance voting system.

Alexi Lane is the founder and the CEO of the Everex platform with more than twenty years of experience in the fintech industry. Lane has also founded Soontech Consulting in South Walton. He completed his MBA from the University of Memphis and worked with various renowned firms like HM Express, Soontech Consulting, Wealth Strategies Group Inc., and more.

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