Cropty

Cropty is a custodial crypto wallet focused on speed, simplicity, and safety. It lets users store digital assets, send funds instantly with zero fees between Cropty accounts, and access quick USDT loans backed by crypto collateral. With support for multiple blockchains and cross-platform access, Cropty aims to make everyday asset management effortless.

At a glance

• Wallet type: Custodial (Cropty controls keys) with recovery options.
• Instant transfers: Zero-fee, real-time transfers between Cropty users.
• Crypto loans: Instant, overcollateralized USDT loans (no rehypothecation of collateral).
• Multi-chain: Works across major networks with seamless asset conversion and aggregation.
• Access: Web, Android, and iOS apps with synced accounts.
• Education: Built-in academy and market analytics.
• Rewards: Referral and cashback programs.

Security & compliance posture

• Cold storage: Majority of funds held offline.
• Encrypted transport: TLS/SSL for all communications.
• Account protection: Two-factor authentication (2FA).
• Infrastructure: Proprietary nodes for BTC, ETH, TRX, and MATIC.
• Certifications: ISO/IEC 27001, 27017, 27018, 27701, 22301, 20000-1, 9001 and CSA STAR v4.0.
• Compliance note: Adheres to international information security standards; not a regulated broker.

How crypto-backed loans work on Cropty

Cropty’s lending model is overcollateralized: deposit supported crypto (e.g., BTC) and receive USDT. Because collateral exceeds the loan value, liquidation risk is mitigated during market volatility. Collateral is not rehypothecated, and you can repay anytime to unlock your assets without triggering a taxable sale event in many jurisdictions (users should seek independent tax advice).

Who it’s for

• Everyday users: A straightforward wallet with instant, zero-fee transfers to friends and family already on Cropty.
• Active traders & earners: Quick funding via USDT loans while maintaining market exposure.
• Creators & nonprofits: Donation pages and payment links to receive funds globally.
• Mobile-first users: Consistent experience across web, Android, and iOS with synced accounts.

Risks & considerations

• Custodial model: Cropty controls private keys; users rely on the platform’s security, solvency, and operational resilience.
• Market risk: Collateral values can fall; loans may face margin calls or liquidations during volatility.
• Jurisdictional factors: Access to services, tax treatment, and disclosures can vary by region; users should perform independent due diligence.

Getting started

Visit the official website to create an account, explore supported assets, and download the mobile apps:

www.cropty.io

Key takeaways

• Cropty offers a custodial wallet with instant, zero-fee transfers among users.
• Users can obtain USDT loans against crypto collateral without selling their holdings.
• The platform supports major chains and dozens of tokens with cross-platform access.
• Security measures include cold storage, 2FA, encrypted transport, and multiple ISO/IEC certifications.