USDtb shares similarities with established fiat stablecoins like USDC and USDT, aiming to maintain a stable value pegged to the US dollar through cash or cash-equivalent reserves. Users can transfer USDtb freely and without limitations. The token is designed to scale effectively, leveraging Blackrock’s BUIDL as its primary reserve asset, which constitutes the majority (90%) of its total reserves—representing the highest allocation of BUIDL among any stablecoin.