Banking
Japan’s SBI is using XRP to solve a banking problem
SBI Shinsei’s crypto vouchers make XRP the visible hook while deposits, retention, and SBI VC Trade remain the real contest.
Gino Matos 6 min read
Banking News
Follow crypto banking news, de-risking, stablecoin rails, fintech partnerships, and how traditional finance is adapting to digital assets.
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Top Banking Stories
Tokenization
AI lender targets $650M test of one-day equipment loans on blockchain rails
The $650M plan tests whether AI can speed up real-business lending without weakening credit discipline.
Regulation
CLARITY Act momentum slows to a crawl as lawmakers clash over crypto ethics rules
Democrats say Republicans and the White House are backing away from a crypto ethics enforcement deal, raising new doubts about the bill’s fragile path to a Senate floor vote.
Latest Banking News & Analysis
Banking
Circle wants wrapped Bitcoin to look bank grade before institutions trust it as collateral
cirBTC gives Circle a BTC wrapper, but the harder test is whether custody, reserves, liquidity, and redemption controls can win institutional use.
Banking
Big banks may have found their answer to the CLARITY Act’s stablecoin challenge
The Clearing House plan gives banks 24/7 tokenized settlement while keeping customer money inside regulated deposit accounts.
Regulation
A little-known 1,250% rule could lock US banks out of Bitcoin
Republican senators are pressing the Fed, FDIC and OCC to rewrite digital asset capital rules, arguing that Basel’s treatment of crypto functions like a backdoor ban on banks holding Bitcoin.
Banking
Bank of England stablecoin caps may choke the UK’s pound-token market before launch
UK lawmakers say the BoE should rethink proposed pound stablecoin holding caps and a 40% non-yielding reserve requirement before the regime decides whether a GBP market can scale.
DeFi
Aave now has a regulated path from bank accounts to DeFi lending – The hard part is keeping users there
Aave’s UK payments approvals revive old fears that the protocol is drifting beyond lending, but Push may be the exception if it turns payments into a regulated funnel.
Contributor
TradFi
Crypto walked so banks could run
Rather than embracing crypto as an asset class, Wall Street is increasingly adopting battle-tested onchain infrastructure for settlement, payments, and tokenization.
More Banking News Headlines
CBDCs
Central bank-backed tokenization pilot exposes settlement problem assets alone cannot solve
Adoption
Tether’s Georgia stablecoin plan moves early on national payment rails
Politics
US labor federation warns CLARITY Act could push crypto closer to workers’ retirement money
Macro
