# Adoption (Page 239)

Bill Buchanan OBE, Edinburgh Napier UniversityGovernments are extremely worried about cryptocurrencies such as bitcoin. These virtual currencies mean you can make payments without involving the banks that most economies and government financial models are built on. People can transfer large amounts...

According to all data, 2017 is the year of the cryptocurrency - which is when it saw the largest spike in search traffic, transactions, public interest and of course prices. Those saying that Bitcoin, but also other cryptocurrencies, are a bubble come a dime a dozen. Although crypto aficionados...