Atomic Wallet Review in 2025 - Is it Safe to Use?

Alan Draper

Verified by Ilija Rankovic

Last updated

October 31, 2025 06:02 EDT

21min read

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Atomic Wallet is a popular multi-chain Web3 wallet that supports more than 1,200 cryptocurrencies. Since its launch in 2017, the wallet has attracted nearly 10 million users globally.

In our detailed Atomic Wallet review, we’ll share some impactful insights from our first-hand research on using its features. This review will outline the wallet’s features and shed light on its cost-effectiveness for the average trader or investor.

Keep reading on to find out if Atomic Wallet is worth using in 2025.

What is Atomic Wallet?

Atomic Wallet is a Web3 wallet founded by Konstantin Gladych, who is the former CEO of Changelly. Konstantin and his team designed the wallet with a vision of combining true decentralization with a user-friendly interface, particularly for beginners.

The wallet is non-custodial, meaning only you have full control of your funds. When you create an Atomic Wallet, it will generate a 12-word seed phrase and private keys locally on your device, unlike custodial crypto wallets, which store your private keys for you.

Since its 2017 debut, Atomic Wallet has evolved well beyond a typical crypto wallet. It began its journey as a desktop app and later expanded to mobile, releasing on Android in 2018 and iOS in 2019. The platform currently has more than 5 million app downloads and roughly 10 million users across its desktop and mobile versions.

Atomic Wallet supports over 1,200 cryptos, 20 fiat currencies, and offers built-in trading via atomic swaps and partner exchanges. The wallet also provides staking for several coins and integrates services like an encrypted email and an AML compliance tool.

Adding to the list of comprehensive Web3 features, the wallet features an NFT gallery. It currently allows you to view NFTs on networks like Ethereum, Solana, and Binance Smart Chain within the wallet.

What Type of Wallet is Atomic Wallet?

Atomic Wallet falls into the category of “hot” software wallets, meaning it runs on internet-connected devices.

It is also classified as a multi-currency HD wallet (Hierarchical Deterministic wallet). In simple words, the wallet allows you to generate addresses for multiple blockchains from a single seed phrase.

Beginner investors should note that Atomic Wallet is not an exchange or a web wallet. Instead, it’s an application that you can control.

There’s no account signup or username, so your identity on the wallet is simply your cryptographic keys. This design makes Atomic similar to other top non-custodial wallets like Best Wallet or Trust Wallet.

Is Atomic Wallet Safe?

Our research shows that Atomic Wallet provides a reasonable level of security for everyday use. But users still need to take appropriate safety measures, as the wallet comes with a few inherent risks.

Here’s a quick breakdown of Atomic Wallet safety:

• Local Key Storage: Atomic Wallet generates your private keys and 12-word seed phrase on your device and encrypts them with AES-256 encryption, protected by the password you set. This means that even if someone had access to the raw data on your phone or PC, they would need your password to decrypt the keys.
• No Server-Side Custody: Atomic’s servers do not hold your private keys or seed. In fact, Atomic doesn’t even create user accounts on its side; the app is essentially a client that interfaces directly with blockchain networks. This setup means that a hack of Atomic’s servers alone shouldn’t directly compromise user wallets.
• Optional Biometric: On mobile devices, Atomic Wallet supports biometric locks as a convenient way to secure the app without typing your password every time. However, Atomic does not have built-in two-factor authentication (2FA) for approving blockchain transactions.
• Partial Open-Source Verification: The wallet’s code is not entirely open-source. Only certain cryptographic libraries of Atomic Wallet are publicly available, while the core application remains closed-source. This lack of full transparency means independent experts cannot easily audit all aspects of the wallet for vulnerabilities. Atomic’s team has cited business reasons for this, but it’s a trade-off that many security enthusiasts are critical of.
• Other threats: Being a software wallet on general-purpose devices, Atomic is inherently more vulnerable to malware or device breaches compared to an offline hardware wallet. If your device is infected with a virus, your encrypted keys or even the seed phrase backup could be compromised.

Atomic Wallet Hack

In June 2023, Atomic Wallet suffered its largest-ever security breach. Hackers stole around $100 million in crypto from over 5,000 users worldwide. The attack made headlines not just for the scale of losses but also because investigators suspected the Lazarus Group, a North Korean state-backed hacking group. But later reports suggested that other groups may have also been involved in the theft.

Starting around June 2, 2023, some Atomic Wallet users discovered that their wallets had been drained without their authorization. The nature of these transactions suggested it was a coordinated attack rather than random individual hacks.

Atomic’s team was alerted on June 3 when users flooded support with reports of unauthorized transactions. In response, Atomic temporarily halted wallet activity and hired blockchain analytics firms like Chainalysis and Crystal to trace the stolen funds.

While the exact root cause of the hack remains unclear, Atomic’s official statement lists potential causes like malware on user devices or malicious code. But none of these were proven, and no new cases occurred after the initial wave. External security researchers speculated that the wallet’s code might have had a weakness exposing the seed phrase.

Nonetheless, Atomic Wallet then rolled out an updated version of the app with improved security, though they didn’t publicly detail changes, perhaps for security reasons.

Atomic Wallet Supported Coins and Blockchains

Atomic Wallet supports more than 1,200 coins and tokens at the time of writing. Among its supported assets are the top cryptos like Bitcoin, Ethereum, and XRP, as well as many low-cap tokens on multiple chains.

Interestingly, if a specific token isn’t pre-listed in Atomic, you can add it manually if it’s on a supported chain. For example, any Ethereum ERC-20 token can be added by entering its contract address. This flexibility is great for users who invest in lesser-known hot coins, as you won’t need a separate wallet just because Atomic hasn’t heard of it yet.

Atomic Wallet does not support certain coins that require special wallets or have unusual protocols. For instance, some NFT chains or Layer-2 networks might not be directly supported in the main Atomic app. You can check out Atomic’s official asset list on their website if you’re unsure about a particular coin.

Atomic Wallet Review: Key Features

It’s clear that Atomic Wallet aims to be more than just a place to store coins. Below, we’ve highlighted the wallet’s key features in detail:

Atomic Swaps

Atomic Swaps is a type of peer-to-peer (P2P) trade where two parties can exchange cryptos directly without a middleman.

Currently, Atomic supports true atomic swaps for major coins such as BTC and ETH, and a few others. Within the app, there’s a section where you can create or take an atomic swap offer.

These swaps are done using the “hashed time-locked contracts (HTLC)” technology on the respective blockchains. HTLC enables secure and trustless exchanges of cryptos directly between parties without any intermediary.

Stake and Earn

Atomic Wallet offers a built-in staking platform that allows you to earn passive income on your holdings of certain Proof-of-Stake (PoS) coins.

Staking through Atomic is very straightforward, as you just need to enter the amount you want to stake and confirm. Atomic will then handle the backend work of delegating your tokens to a validator.

The wallet supports staking for nearly 30 popular coins like ETH, SOL, BNB, and others. For example, the staking portal currently shows a 5% APY for Tron (TRX) and 7% for Texos (XTZ). Users can even stake Atomic’s native Atomic Wallet Token (AWC) for a 20% APY.

Atomic does not charge any additional fee beyond what the blockchain itself may take as a validator commission.

DeFi Access

While the Atomic Wallet app itself doesn’t have a built-in dApp browser like some mobile wallets do, the team has introduced the Atomic Web3 Wallet Extension for browsers and a dApps Store within the Atomic ecosystem.

Atomic offers a Chrome browser extension that works similarly to MetaMask. This extension allows you to connect to Web3 sites and dApps, enabling you to use your Atomic Wallet accounts to interact with DeFi protocols.

For example, with the Atomic Web3 extension, you could go to Uniswap, PancakeSwap, or 1inch and connect your Atomic Wallet to trade or lend.

On supported chains like Ethereum or Polygon, Atomic Wallet can display your NFTs in-app (the Atomic mobile app has an NFT gallery section). But minting or trading NFTs would require connecting to marketplaces via the Web3 extension.

Fiat On-Ramp

You can easily convert fiat currency to crypto within Atomic Wallet through its on-ramp feature. It’s useful for anyone who wants to purchase crypto without leaving the wallet app. Atomic integrates with third-party payment processors like Simplex to allow users to buy crypto with a credit or debit card.

Atomic currently supports purchasing 20 different cryptos directly, including BTC, ETH, XRP, Litecoin, USDT, SOL, ADA, and others. Per the wallet’s official website, you can even earn a cashback of up to 1% on your fiat purchases.

Atomic Mail

Atomic Mail is an encrypted email service offered by the Atomic team. While not part of the wallet app itself, it’s a complementary product for privacy-conscious users.

This feature basically provides full encryption for emails, meaning only you and your intended recipient can read the messages. The service is designed with Web3-level security, with features like self-destructing emails, 2FA, and alias email addresses.

Atomic Mail uses a seed phrase account recovery system. This means that when you create an Atomic Mail account, you receive a secret recovery phrase (similar to a crypto wallet). If you forget your email password, you can use the seed phrase to recover access without providing any personal information or resetting your password.

AML Software

Atomic Wallet is non-custodial, so it doesn’t run its own anti-money laundering (AML) tools within the wallet. Instead, AML/KYC checks are done by partners like Simplex or MoonPay when you buy crypto with a card or swap coins in the app.

Those partners handle ID checks and monitor transactions, often using services like Chainalysis or CipherTrace. If you use these services, you might be asked to upload documents and pass screenings.

Outside of that, Atomic Wallet doesn’t collect your personal ID and keeps your activity private. For companies or power users who need compliance tools, Atomic suggests using external providers like StarCheck or other leading AML solutions.

Atomic Wallet Fees

While Atomic Wallet is free to download and install, it’s important for traders and investors to account for the transaction fees.

Here’s a detailed breakdown of the fee structure:

Deposit or Withdrawal

The wallet doesn’t charge its own fee for sending or receiving crypto, but you have to pay the blockchain’s network fee to get your transaction confirmed. The fee typically changes based on traffic, the type of coin, and the transaction size.

For example, ETH uses gas that varies, and Bitcoin fees depend on miner demand and the complexity of the transfer. Atomic Wallet features a slider that allows you to choose your fee: higher for faster transactions, and lower if you’re willing to wait.

Atomic Swaps

While using atomic swaps, users don’t have to pay a fee to Atomic Wallet. Both parties involved in the P2P transaction will simply pay their own network fees for the swap transactions. In this case, the only concern is agreeing on the right price and efficiently matching with a counterparty.

Regular Swaps or Instant Exchange

Using Atomic Wallet’s regular swap feature will attract a few extra charges. For instant exchanges, there’s a 0.5% service fee from Atomic Wallet, plus network fees on both the sending and receiving chains, and a variable commission from the swap partner.

A small but relevant point is that all fees are shown before you confirm. These swaps are quick and convenient, but the total cost is usually higher than on centralized exchanges. If you plan to invest regularly, you could save a lot by using a cheaper method on another platform and then transferring the crypto into Atomic.

Fiat

Despite the 1% cashback on fiat purchases, buying crypto via Atomic’s third-party partner could still prove to be relatively expensive.

To put things in perspective, Atomic itself charges a flat 5% fee on all fiat purchases made through the wallet (with a minimum fee of $10 per operation).

On top of that, the cardholder’s bank will also charge a fee, typically ranging from 2% to 5%. It’s worth mentioning that buyers will also need to account for network fees for transacting on the blockchain.

Is Atomic User-Friendly?

In our experience, Atomic Wallet is relatively easy to set up and use on both desktop and mobile.

Users can download the wallet app from either the App Store or Google Play Store on their phones to quickly create a new wallet. They can download the app for their desktop directly from Atomic Wallet’s website.

Upon installing the app, Atomic Wallet will first ask you to create a six-digit numeric passcode or a classic text password.

Once you’ve set that up, the app will generate a 12-word backup phrase for you to safely note.

The wallet also doesn’t require any additional account registration. It didn’t need an email or any other form of identification to create an account. It took us around a minute to create a new wallet account on Atomic Wallet.

From an interface perspective, Atomic Wallet offers a clean interface with a dark blue theme and clear menus. When you open the app, you first land on the “Wallet” section, which shows your list of coins and their balances.

It’s organized and not overly technical; coin names and logos are displayed, with your holdings and fiat values. There’s a search bar at the top of the wallets section for you to quickly find a new token.

The desktop and mobile apps mostly have the same features, with only the layout changing. Desktop uses a sidebar for key sections, while mobile uses a bottom navigation bar.

However, we think that when performing certain operations like a large swap or adding a custom token, the interface could provide more feedback or warnings.

Atomic Wallet Customer Support

Atomic Wallet features a comprehensive Knowledge Base that covers the most frequently asked questions. This is directly accessible via their website or through the app’s “Support” section on the “More” tab.

The articles give clear step-by-step guides on things like restoring a wallet, adding custom tokens, and staking.

Given that the support portal features around 200 articles, most of the customer concerns can be resolved by referring to these resources. But if you still need more assistance, you can reach Atomic’s tech support team by emailing [email protected].

The app also offers a “Contact Support” option, which allows you to describe your problem and provide your email address to them.

In the mobile app, there’s no instant “live chat” option. Instead, you have to describe your issue and then wait one to two days for a response.

Where Can Atomic Wallet Improve?

Before using Atomic wallet, it’s crucial to keep in mind the following drawbacks:

• High Fees: Atomic could consider negotiating better rates with partners or integrating DEXs for certain swaps. For instance, integrating a DEX aggregator for ERC-20 token swaps could offer better rates than Changelly’s fixed rate, and with no custody involved.
• Live Customer Support: Atomic Wallet’s support could benefit from a more robust live support solution. While email also works, issues can often be time-sensitive, particularly when your money is on the line. A live chat clearly staffed 24/7 with quick response times would massively improve user confidence.
• Improved Communication: Following the 2023 hack, some users felt that prompt communication from Atomic was lacking. For example, they didn’t immediately notify users about the breach via email or app notifications.
• Open-Source Transparency: A common criticism from the Web3 community is that Atomic Wallet isn’t fully open-source. Only some parts of its code are public, so outside developers and security experts can’t review the whole wallet software.
• Hardware Wallet Integration: Atomic Wallet currently doesn’t support connecting a hardware wallet for use in tandem. Many advanced users prefer a hardware wallet for signing transactions while still enjoying the interface of software wallets.

Atomic Wallet Alternatives

There are a few promising Web3 wallet alternatives available on the market. Here’s how Atomic Wallet compares to them:

Atomic vs Best Wallet

Our top recommended alternative is Best Wallet. Like Atomic, Best Wallet is a self-custody multi-chain wallet, but it provides a far more secure platform. Best Wallet uses multi-party computation (MPC) technology, which splits the private keys into multiple parts to reduce a single point of failure.

It also has no history of hacks or breaches, which is reassuring for users who are now wary after Atomic’s hack incident.

More importantly, Best Wallet uses a DEX aggregator to find the most favorable rates for swaps. This means that when you swap in Best Wallet, you’ll receive a more favorable rate compared to Atomic’s partner exchange.

Best Wallet has its own utility token called BEST, which will help its token holders reduce fees and earn higher staking rewards.

Atomic vs Zengo

Another popular alternative to Atomic Wallet is Zengo. Similar to Best Wallet, Zengo also offers MPC protection; there’s no single private key and hence no seed phrase which could potentially be compromised.

Zengo also has an excellent security track record with no known compromises. In fact, they’ve run challenges inviting hackers to try and break their wallet with no success.

Atomic vs Trust Wallet

Trust Wallet is a non-custodial wallet that’s one of the most popular mobile wallets globally. Unlike Atomic, it’s entirely open-source, allowing anyone to inspect its code on GitHub.

Trust Wallet hasn’t suffered any known hacks of its core wallet. And being backed by Binance, it benefits from a large pool of development and security resources. It also features a built-in dApp browser within its mobile app, allowing you to directly access DeFi apps.

How to Use Atomic Wallet

Here’s a quick guide on setting up Atomic Wallet and using it for the first time:

Step 1: Download the Atomic Wallet App

Go to the Atomic Wallet official website and click on “Download.” After that, select the wallet version that’s compatible with your device.

Atomic currently supports Windows, macOS, Ubuntu, Debian, and Fedora for desktop. If you’re using a mobile phone, you can simply search for Atomic Wallet on the Google Play Store for Android and the App Store for iOS.

Step 2: Create a Wallet

After launching the Atomic Wallet app, you’ll be greeted with an option to “Create New Wallet” or “Restore from Backup.”

Since this is your first time, select the new wallet option. As we previously saw, the app will prompt you to set a password for your wallet (either a six-digit code or a strong password). After that, the wallet will take a few seconds to generate your account, creating your address and securing your private keys.

Step 3: Backup Your 12-Word Recovery Phrase

Once your wallet is created, Atomic Wallet will display a 12-word backup seed phrase. The wallet will also display a QR code that contains this backup phrase for your reference.

You can then write down the seed phrase and store the QR code in a safe location. Here’s an example of a new Atomic Wallet’s seed phrase:

These words can recover your entire wallet if you ever lose access to this device or forget your password. Anyone with this phrase can steal your funds, so keep it absolutely safe.

Step 4: Get Comfortable With the Interface

Once you’ve set up your wallet, you’ll be redirected to the main dashboard. You can then take a moment to familiarize yourself.

By default, Atomic Wallet will show you a list of top assets with zero balances. You can then click on any asset to view options for buying or depositing.

Step 5: Deposit Crypto to Atomic Wallet

To trade crypto on Atomic Wallet, you’ll either need to deposit a particular asset or buy with fiat currency. For instance, you can click or search “Ethereum” and then click on “Receive” to deposit ETH from any other wallet to Atomic.

You can copy the on-screen address and go to the exchange or wallet where your coins currently are, and initiate a withdrawal to the copied address.

If you don’t have any crypto, Atomic allows you to purchase with a credit or debit card. Go to Atomic Wallet’s “Buy” tab, select the fiat currency and crypto coin you want to buy. You can then enter the amount you wish to purchase, but it’s worth keeping in mind that the 5% fee will be included in the price. Moreover, the minimum purchase amount is $10.

Atomic Wallet Review Conclusion: Is It Worth It?

Our in-depth research indicates that Atomic Wallet offers impressive features for Web3 users, but also comes with a few caveats.

The wallet’s broad asset support, along with support for features like in-built staking, makes it ideal for beginners. Even the Atomic Wallet’s user experience, from a quick sign-up to an intuitive wallet interface, is a huge plus point that reduces the onboarding time for new users.

But there are a few genuine concerns raised in our Atomic Wallet review that could hinder the wallet’s mass adoption. For example, the high fees for in-app swaps and fiat purchases are much higher compared to alternatives like Best Wallet. Also, the 2023 security breach has significantly hurt user confidence, and its partially open-source code limits the platform’s transparency.

Overall Best Crypto Wallet

• Non-custodial multi-chain wallet.
• Broad ecosystem of wallet features.
• Portfolio management and market insights within the wallet.

9.7 Claim Offer

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Alan Draper

Head of Content

Alan is the Chief Editor of guides and reviews on Cryptonews.com. He’s responsible for ensuring all the content on the site is accurate, up-to-date, and reliable.

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