Bitcoin Price Prediction: Congress Pressures SEC to Allow Bitcoin in 401(k)s — Can the $12.5T Retirement Pool Send BTC to New Highs?

Bitcoin
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Congress urges SEC to implement Trump's executive order allowing Bitcoin in 401(k) accounts, potentially unlocking allocations from $12.5 trillion retirement pool as BTC tests $90,000 support.
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Crypto Journalist
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Disclaimer: Crypto is a high-risk asset class. This article is provided for informational purposes and does not constitute investment advice. You could lose all of your capital.

U.S. lawmakers are urging the Securities and Exchange Commission to implement a new executive order that would allow Americans to include Bitcoin and other cryptocurrencies in 401(k) retirement accounts.

With U.S. 401(k) plans holding approximately $12.5 trillion, even modest crypto allocations could propel the Bitcoin price prediction into unprecedented bullish territory.

U.S Congress Pushes for Bitcoin In Retirement Portfolio

In a formal December 11 letter addressed to SEC Chairman Paul Atkins, Congress expressed support for President Trump’s August 2025 executive order directing the Department of Labor and SEC to revise regulations currently restricting 401(k) investment options.

The initiative aims to provide ordinary workers with investment choices comparable to those available to large pension funds.

According to White House data, total U.S. retirement assets reached $43.4 trillion as of March 31, 2025, yet most savers remain blocked from accessing alternative investments.

Lawmakers contend that permitting measured allocations into these assets could improve risk-adjusted returns and bring retirement investment strategies into the modern era.

Industry experts view this policy evolution as a pivotal moment for Bitcoin’s integration into traditional finance.

Analysts calculate that even minimal allocations, ranging from 1–3%, from retirement funds could generate tens of billions in fresh buying pressure, potentially driving BTC to record highs.

Bitcoin Price Prediction: Technical Setup Shows Mid-Cycle Correction

The weekly chart reveals Bitcoin retreating from the substantial $100,000–$108,000 resistance zone after failing to maintain support above it, creating a distinct mid-cycle pullback.

Price currently hovers around $90,000, positioned just above the critical long-term weekly support near $76,000, which represents the essential structural foundation for preserving the broader uptrend.

The MACD remains deep in bearish territory but is starting to flatten, suggesting downside momentum may be weakening after months of selling pressure.

Bitcoin Price Prediction - bitcoin price chart
Source: TradingView

If Bitcoin can recapture the $100,000–$108,000 region and subsequently break through the next major pivot at $116,000, the chart structure supports continuation of the bull run toward the projected target around $131,000.

This Presale Raised $2.3M – Is Pepenode the Next PEPE?

If Bitcoin starts going up again and people begin putting their retirement money into crypto, meme coins like Pepenode (PEPENODE) could see big price jumps.

Pepenode is a new crypto project that’s already raised over $2.3 million, even though the market has been tough.

It’s a game where you can “mine” coins without needing any expensive computer equipment.

You play the game in your web browser, set up virtual mining nodes, and upgrade your facilities to earn more tokens.

Bitcoin Price Prediction - pepenode banner

The project is trying to copy the success of PEPE, another meme coin that went up over 1,000 times in value during 2023-24.

As more people start buying Pepenode’s mining rig, the token price is expected to go up quickly.

To join the presale before the price increases, go to the official Pepenode website and connect a crypto wallet like Best Wallet.

You can buy tokens right now for $0.001192 each and can pay with crypto coins like ETH, BNB, or USDT.

You can also use a regular credit or debit card to make your purchase in just seconds.

Visit the Official Pepenode Website Here
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Bitcoin
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2M+

Active Monthly Users Around the World

250+

Guides and Reviews Articles

8

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70

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