How to Buy Ethereum (ETH) with a Credit Card in 5 Steps

Our step-by-step guide explains how to buy Ethereum with a credit card. Follow each step to invest in ETH safely, secure the best market prices, and avoid KYC verification.

Step 1: Choose the Best Place to Buy Ethereum

Hundreds of online exchanges and wallets let users buy Ethereum with a credit card. Most platforms support Visa and MasterCard only, although a few providers also accept American Express and prepaid cards.

Although many investors use centralized exchanges, we prefer non-custodial wallets like Best Wallet. The user-friendly mobile app offers a non-custodial experience, which unlocks full asset control and eliminates KYC requirements.

Best Wallet sources ETH prices from an extensive range of liquidity providers and automatically matches users with the best quotes. In addition to low fees, the non-custodial wallet allows buyers to store ETH safely. Security features include encrypted private keys, two-factor authentication, and biometrics.

If you prefer centralized platforms, explore the best crypto exchanges in our comparison guide.

Step 2: Set up Best Wallet and Secure the Account

Before you buy Ethereum with a credit card, you need to set up the Best Wallet app. Securing the app ensures a safe experience and protects your ETH coins from cybersecurity threats.
Visit the Best Wallet website, download the iOS or Android app, and enter an email address.

Although Best Wallet is one of the top anonymous crypto wallets, it requires an email for security verification and communication, should you need assistance from customer support. Verify the email address and choose a login PIN. The next step is to back up your seed phrase.

The seed phrase is a 12-word recovery phrase that allows you to access your Ethereum wallet address from any device. You need it only if you lose access to the Best Wallet app, such as losing your smartphone or forgetting the PIN.

Never share the seed phrase and avoid storing it on a device that connects to the internet. Instead, write the credentials on a sheet of paper to eliminate remote hacking risks.
To maximize security, set up two-factor authentication. When you log into the app, Best Wallet sends an SMS code to your mobile number. This safeguard prevents unauthorized access to wallet funds.

Step 3: Enter Your Ethereum Purchase Requirements

To buy Ethereum with a credit or debit card, tap the “Trade” and “Buy” icons.

Input the fiat currency that you want to use, followed by the purchase amount. Best Wallet allows for investments of any size, making it an affordable option for beginners.

In the “Pay Using” tab, select “Debit Card” or “Credit Card”, depending on the card type.
The app then compares ETH prices with partnered gateways based on your trading parameters. It matches you with the best quote automatically, although you can change providers if you have a preference.

Step 4: Review ETH Fees and Complete Credit Card Purchase

Before you confirm the purchase, we recommend reviewing fees. Best Wallet includes transaction fees and spreads into the quote. Since it shows the number of ETH coins you receive, comparing rates with spot prices can be easy.

To proceed, double-check the transduction details, then tap the “Buy ETH” button and complete the on-ramp’s payment form. Similar to buying products online, you enter the debit/credit card number, expiry date, and CVV.

Gateways instantly process debit/credit card payments and transfer ETH coins to your Best Wallet account.

Step 5: Safely Store Your ETH Coins

Unlike purchasing Ethereum on a centralized exchange, Best Wallet users enjoy a non-custodial storage experience. This dynamic means you retain full control of the ETH coins and avoid counterparty risks.

You can keep ETH in Best Wallet until you decide to sell, or use the coins to access the broader crypto ecosystem. The app connects to Ethereum-based decentralized applications (dApps) such as Uniswap, Aave, and Decentraland, as well as staking protocols like RocketPool.

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