Opinion
Crypto cards force asset sales and tax hits. Onchain credit enables yield-bearing collateral power spending without liquidation, making cards obsolete interfaces.
Vikram Arun
The author is an independent contributor writing an opinion or expert take. Views expressed are the author’s own and may not reflect Cointelegraph’s editorial position. Vikram Arun co-founded Superform, an onchain wealth app. With a background in engineering and finance, Vikram has been building in the crypto space since 2017. Before Superform, he co-founded Ledger Capital, and worked on Wall Street conducting biotech equity research and analyzing high-growth technologies. At BlockTower Capital, Vikram co-led a $100-million DeFi and Yield Fund. Seeing the need for scalable DeFi products, he left BlockTower in 2021 to launch Superform. Vikram holds a Bachelor’s degree in Engineering and a Master’s degree in Finance from Washington University in St. Louis.
Crypto cards aren't the future, but onchain credit is
