Opinion


Why Real Regulatory Change In Crypto Has Not Happened
Legislators need to educate themselves on Web3 if they care about protecting consumers, Steven Eisenhauer, chief risk and compliance officer at Ramp, writes.

Tech’s Money Woes: Beginning of the End for Web2?
Gloomy forecasts, mass layoffs and antitrust lawsuits have bruised "Big Tech" over the past year. But that doesn't automatically portend the end of Web2. For Web3 to emerge, we have to address key questions about AI and decentralization.

Banks Will Dominate Stablecoins, and 2 Other Predictions About the Future of Money
Crypto, rather than "blowing up" traditional finance, is making the existing system more efficient.

Are There Tech Solutions to the Privacy and Compliance Trade-Offs for CBDCs?
Users will likely demand cash-like privacy protections for central bank digital currencies, which may be thwarted by regulations. However, new technology solutions may enable high degrees of privacy while complying with regulations.

Regulatory Clarity? Financial Watchdogs Could Not Be More Clear
If the past year of enforcement actions shows anything, it's that financial regulators are comfortable using existing rules to investigate and prosecute crime in crypto.

Web3 Loyalty Programs Are a Trojan Horse for Good Crypto Policy
Crypto's three pillars of ownership, control and interoperability are likely to resonate with policymakers the most, writes Josh Rosenblatt of Co:Create.

You Want Crypto Regulation? I’ll Give You Crypto Regulation
Maybe Congress should separate custody from exchange, the way it severed Wall Street from commercial banking nearly a century ago. This piece is part of CoinDesk’s Policy Week.

Crypto Gets the Regulation It Deserves
Crypto services may need to look more like the institutions regulators are already familiar with. Rather than saying they deserve to be part of the financial system, they’ll need to show it.

What Crypto Legislation Could Look Like for the US, UK and Europe
Several regulatory initiatives are underway to expand oversight of this nascent industry, the former head of fintech at the U.K. Financial Conduct Authority writes.

