Condividi questo articolo

Banque de France Calls for Further Examination of Wholesale CBDCs

A wholesale CBDC would be of benefit to cross-border payments, the bank concluded.

Aggiornato 11 mag 2023, 6:33 p.m. Pubblicato 9 nov 2021, 9:58 a.m. Tradotto da IA
Banque de France
Banque de France

France’s central bank has concluded that further examination of wholesale central bank digital currencies (CBDC) is needed following its initial experiments.

  • The Banque de France’s experiment commenced in March 2020, with results published Monday.
  • “We have demonstrated that a wholesale CBDC would be of benefit for cross-border and cross-currency payments as it would improve the efficiency of processing chains,” said Nathalie Aufauvre, head of the bank’s experimentation program.
  • However, further examination is required of important questions pertaining to the role of financial intermediaries and the transmission of monetary policy, according to the Banque de France.
  • “It is essential, therefore, that central banks retain full control over a wholesale CBDC once it has entered circulation.”
  • A wholesale CBDC is a digital currency issued specifically for use by financial institutions to exchange central bank-issued money. In this sense, it is distinguishable from a retail CBDC that would be intended for use by the public as a form of digital cash.
  • The Banque de France is also exploring a retail CBDC as part of the European Central Bank’s broader work on the potential development of a digital euro.

Read more: ECB’s Panetta Says Digital Euro Should Expand Overall Payment Solutions

STORY CONTINUES BELOW
Non perderti un'altra storia.Iscriviti alla Newsletter State of Crypto oggi. Vedi tutte le newsletter

Di più per voi

Protocol Research: GoPlus Security

GP Basic Image

Cosa sapere:

  • As of October 2025, GoPlus has generated $4.7M in total revenue across its product lines. The GoPlus App is the primary revenue driver, contributing $2.5M (approx. 53%), followed by the SafeToken Protocol at $1.7M.
  • GoPlus Intelligence's Token Security API averaged 717 million monthly calls year-to-date in 2025 , with a peak of nearly 1 billion calls in February 2025. Total blockchain-level requests, including transaction simulations, averaged an additional 350 million per month.
  • Since its January 2025 launch , the $GPS token has registered over $5B in total spot volume and $10B in derivatives volume in 2025. Monthly spot volume peaked in March 2025 at over $1.1B , while derivatives volume peaked the same month at over $4B.

Di più per voi

U.S. Senate's Crypto Market Structure Bill Gets Messy as Calendar Weighs Down

Senators Cynthia Lummis and Kirsten Gillibrand (Nikhilesh De/CoinDesk)

The White House has shut down proposals, and lawmakers are circulating the Democrats' asks in what had been a close negotiation, revealing 11th-hour pressure.

Cosa sapere:

  • Democrats shared a response to Republicans outlining their continuing priorities for a crypto market structure bill, which they said was intended to "reach an agreement and proceed towards a mark-up."
  • The document laid out concerns with financial stability, market integrity and public officials' ability to trade and profit off of crypto, echoing concerns laid out in a framework Democrats shared in September.
  • The Senate is running out of time in the Congressional calendar to hold a markup hearing — a key step toward progressing the bill — before 2025 ends.