MiCA

MiCA

Policy

Ripple targets EU, wins preliminary MiCA approval from Luxembourg financial regulator

The license will enable Ripple to offer its stablecoin payment systems to European companies and expand into broader crypto functions.

Brad Garlinghouse at DC Fintech Week (Jesse Hamilton/CoinDesk)

Policy

Malta's financial regulator explores bringing parts of DeFi under MiCA's orbit

The MFSA is seeking feedback on whether decentralization should be assessed as a spectrum rather than a binary concept.

Malta. Credit: Shutterstock

Finance

The startup killer: Ledger CTO says the EU's crushing compliance costs are choking Web3 innovation

Industry insiders warn that MiCA's steep financial barriers are choking early-stage innovation.

Charles Guillemet. Ledger CTO. (Olivier Acuna/CoinDesk)

Finance

Banca Sella gets green light to provide crypto services to customers in Italian first

The fintech-forward private bank said it is the first Italian lender to get Bank of Italy approval under MiCA to offer digital asset custody and transfers.

Banca Sella name on the side of large office building.

Policy

EU opens MiCA consultation to review if crypto framework is still fit for purpose

The European Commission is seeking feedback on whether the EU’s landmark crypto regulatory framework remains suitable as digital asset markets and global policies evolve.

European Parliament building (Guillaume Périgois/Unsplash)

Opinion

Europe’s banks are going all in on crypto

Brahimi explores the impact of European banks' integration of digital assets into their existing brokerage and payments infrastructure in the wake of MiCA.

Europe

Policy

Stricter MiCA rules could thin crypto industry across the EU, says Swiss wealth manager

Crypto wealth manager Swissborg gets MiCA approval and prepares to move its European operations to France while targeting growth in markets including Germany, Italy and Spain.

EU. (Credit: Guillaume Périgois-Unsplash/Modified by CoinDesk)

Markets

Binance applies for EU crypto license in Greece under MiCA framework

The exchange confirmed it has applied for regulatory approval under the MiCA regime, part of a broader effort to regain footing in major markets.

Binance

Finance

Germany’s second-largest lender DZ Bank secures retail crypto trading MiCA license

DZ Bank will "shortly" roll out a crypto trading platform for cooperative banks to offer to clients.

(Photo: DZ BANK Press Office/Modified by CoinDesk)

Markets

MiCA Will Make or Break Euro-Pegged Stablecoins by 2026: DECTA

German payments processor DECTA expects euro-pegged stablecoins to gain traction in payments and tokenized finance as MiCA takes full effect across the EU.

Stablecoin networks (Unsplash, modified by CoinDesk)