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US Mortgage Lender UWM Plans to Accept Bitcoin Payments
The Michigan-based company hopes to become the first nationwide mortgage lender to accept cryptocurrency.
By Danny Nelson
Updated May 9, 2023, 3:22 a.m. Published Aug 17, 2021, 5:20 p.m.
United Wholesale Mortgage plans to accept cryptocurrency payments – likely bitcoin – later this year in an apparent first for the U.S. mortgage industry, according to the Detroit Free Press.
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The Michigan-based lender will start by taking bitcoin but is looking into ether and other cryptocurrencies as well, CEO Mat Ishbia told the paper. “We’re going to walk before we run,” he said while emphasizing UWM wanted its crypto service to be first to market.
“We are evaluating the feasibility and requirements in order to accept cryptocurrency to satisfy mortgage payments.” – @Mishbia15
— United Wholesale Mortgage (@UWMlending) August 16, 2021
UWM is a national mortgage lender that had $59.2 billion in loan volume last quarter. Ishbia announced UWM's crypto policy during an earnings call on Monday.
The notion of paying down a mortgage with cryptocurrency is not entirely new. Earlier this month, a Spanish opposition party submitted a bill that would allow such payments. Other projects would see bitcoin become collateral for mortgages and loans.
UWM didn't immediately respond to requests for comment.
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