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Breaking News: XRP Projected To Reach $8 By 2026: Standard Chartered Identifies Two Major Catalysts
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Breaking News: XRP Projected To Reach $8 By 2026: Standard Chartered Identifies Two Major Catalysts

Pundit Highlights The Condition That Will Trigger A 2,300% XRP Rally To $50

Sandra White
Sandra White
Last Updated: December 9, 2025 3:00 pm
3 mins read

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The XRP price is currently more than 45% below its all-time high and continues to decline amid broader market uncertainty. Despite the slow price action and weak momentum, a crypto analyst has projected that XRP could explode to $50 soon, providing reasons for his ambitious forecast. He boldly stated that the cryptocurrency will not experience a gradual climb to $5 or $10 first, but will instead jump straight to $50.

XRP To Hit $50 With A Ripple Bank Charter 

Crypto analyst Pumpius has outlined a compelling scenario that could dramatically transform XRP’s market outlook. The market expert claims that a single regulatory event could catapult XRP’s price to $50, representing more than a 2,300% increase from current levels around $2. In his thread post on X, he explained the reasons for his bold prediction and the trigger behind this parabolic surge .

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Pumpius believes that XRP could skyrocket to $50 once Ripple secures a national trust bank charter from the United States Office of the Comptroller of the Currency (OCC). According to him, approval of this banking license would give Ripple the same powers as major US banks, as well as direct access to the Federal Reserve (FED). 

The analyst noted that through the charter, Ripple could gain the authority to custody crypto and tokenized assets, issue stablecoins, and settle securities under complete regulatory oversight. He described the potential approval of the banking license as a foundational move that could establish  Ripple as a leading force in US tokenized finance. 

Pumpius highlighted that XRP remains at the centre of the changes, positioned as the native bridge asset in this potential structure. He suggested that with a charter in place, banks, brokers, and funds could bypass intermediaries and interact directly with Ripple to move value into tokenized markets. 

According to the analyst’s predictions, the result of this shift could be a massive, sustained surge in liquidity and institutional demand for XRP, creating the ideal conditions for an unprecedented price rally. He explains that with $6.6 trillion moving through banks each day in global settlements, even a small fraction routed through XRP’s limited supply could drive its price higher toward $50. 

While the market expert’s forecast is ambitious, it hinges entirely on the OCC’s decision, which is not guaranteed and could be influenced by compliance standards, risk assessments, and broader financial policy considerations. Even with approval, actual integration by major institutions would likely take considerable time and depend on competition with existing settlement networks. 

Ripple Legal Victory Paves Way For $50 XRP Price

In his post, Pumpius suggested that Ripple’s prolonged legal battle with the US Securities and Exchange Commission (SEC) was part of a broader strategy to secure regulatory clarity. He viewed the former lawsuit as a smokescreen intended to delay, filter, and prepare the path for a national trust bank charter under the OCC. With the case now resolved, the analyst indicates that the timing is perfect for Ripple to pursue full regulatory approval and integrate XRP into mainstream banking channels.

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Pumpius boldly declared that the day the OCC approves Ripple’s banking license will mark a turning point for XRP, transforming it from a cryptocurrency to “the rails of US finance.” At that point, the analyst argues that a $50 price target would be significantly undervalued. 

XRP price chart from Tradingview.com
Sell-offs erase gains | Source: XRPUSDT on Tradingview.com
Featured image created with Dall.E, chart from Tradingview.com
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Sandra White
Sandra White

Sandra White

My name is Sandra White, a crypto writer at NewsBTC, providing the latest updates on the world of cryptocurrencies. I love listening to music, learning new things, a family-oriented person, I dream of traveling around the world and connecting with nature, experiencing different cultures, and seeing how people around the world live.

Disclaimer: The information found on NewsBTC is for educational purposes only. It does not represent the opinions of NewsBTC on whether to buy, sell or hold any investments and naturally investing carries risks. You are advised to conduct your own research before making any investment decisions. Use information provided on this website entirely at your own risk.

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Reason to trust

Strict editorial policy that focuses on accuracy, relevance, and impartiality
Created by industry experts and meticulously reviewed
The highest standards in reporting and publishing
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Strict editorial policy that focuses on accuracy, relevance, and impartiality

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