Bread (BRD) is a hybrid-open source financial institution. In simpler words, it is a financial institution that aims to use decentralized finance (DeFi) to operate in an advanced new-age financial ecosystem. Moreover, Bread is used as a cryptocurrency wallet that seeks to enable users to transact anonymously and directly through secured blockchain technology. Apart from the wallet, Bread also features significant facilities such as staking, portfolio management, and DEXs.  

In addition, Bread is intended to be a large global financial institution without even managing the customer funds. The Bread is concerned with centralized banks' insolvency, expensive policies, and unnecessary taxes. The token aims to solve all the unavailability and securities problems that all the cryptocurrency communities face. The problem mainly includes a lack of transfer gateways or tools to manage digital assets. Thus, to solve this, Bread operates cryptocurrency wallets that are open source. Also, one can quickly get their benefits from any device.

As per the Bread whitepaper, the platform has a native cryptocurrency, 'BRD,' built on the Bitcoin blockchain. BRD token is used to avail various services within the Bread platform. The token holders are enabled to access the numerous premium services while holding BRD without any liquidity-locking tenure. Any newly issued BRD tokens are first offered to the pre-existing holders. 

The Bread was first launched in 2014 with its open-source wallets. Initially, Bread was only usable as a Bitcoin wallet, and eventually, all the services were included with time. The platform is run by a team of professionals, namely Adam Traidman (CEO and cofounder), Aaron Voisine (cofounder and senior core architect), Samuel Clutch (CTO), Spencer Chen (CMO), and some other professional executives. Additionally, the maximum total supply of Bread is around 88,860,000 tokens.

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