Put your paycheck to work with direct deposit on Coinbase
TL;DR: Direct Deposit is back on Coinbase for US customers, allowing you to automatically allocate any portion of your paycheck across cash and crypto, with zero trading fees.¹ Earn, invest, save, and spend in one place.
Today, Direct Deposit is back on Coinbase, closing the gap between your income streams and investments. Direct Deposit keeps the "Everything Exchange" interconnected with your cash flow. You can now allocate any portion of your paycheck to be deposited right into your Coinbase account, investing in crypto and automating your financial portfolio with every paycheck.
Direct Deposit goes beyond convenience, automating and leveraging the full financial toolkit of Coinbase. Your paycheck now has a direct throughline to the digital economy, automatically growing via the assets you want, each time you get paid. This shifts the economic advantage back to the individual.
A Living Balance Sheet
Our new and improved Direct Deposit is the easiest way to turn every paycheck into a consistent investing plan, without any extra steps or hassle. You can allocate any portion of your paycheck to USDC or any crypto asset, with zero trading fees.¹ With a Coinbase One membership, you get boosted earnings when lending USDC and staking assets like ETH or SOL.2
It’s easy to get started:
Open the Coinbase app and tap on 'deposit,' then 'direct deposit' to enable your account & routing number.
Use your account & routing number to set up direct deposit with your employer.
Manage your auto-allocations into USDC and crypto of your choice.
Every time you get paid, you’ll see your money automatically distributed based on your choices.
Your Financial Hub – Made Simple
Our aim is to make Coinbase the best place to hold & manage your assets across your entire financial portfolio. Here, your balance isn’t a static number. It’s an active growth engine. Whatever your investment blueprint looks like, using Coinbase as your primary financial account ensures your paycheck can become an instant participant in the digital economy. Combined with the new Earn Center in the Coinbase app, we’ve consolidated several features including borrowing, staking and lending to help you confidently make the most of your money.
Access a single, fluid ledger that supports long-term wealth building, daily spending, and active trading – all in one place. Direct Deposit is available in the US at launch, with plans to roll out in additional regions later this year. Learn more here.
¹ Availability of your direct deposit funds depends on your payor or payroll provider and is typically 3–5 business days from when your payer initiates the transfer. Auto-allocation of direct deposit funds to crypto is processed as purchases. A spread may apply.
2Boosted staking rewards: Staking is not available in all regions. The APY you receive depends on the rewards received from the network, which can change over time. Coinbase takes a commission on all rewards received, and the APY for our customers reflects this commission. Customers will be able to see the latest rate directly within their accounts. Boosted lending rewards: Rewards rates are subject to change.
