uCRO is a wrapped implementation of CRO designed to enable trading and DeFi integrations across multiple blockchains. Crypto.com Chain is an Ethereum token that powers Crypto.com Pay, a service that aims to allow users to pay for goods and services with cryptocurrency while receiving cashback rewards. Universal is a cross-chain asset protocol that enables users to trade and utilize wrapped assets (uAssets) across multiple blockchains. uAssets are 1:1 backed representations of native cryptocurrencies, such as XRP, DOGE, and SUI, held in secure custody. This allows users to access and transact with assets that are not natively available on their preferred chains, without relying on bridges or centralized exchanges. Universal provides seamless trading, liquidity provision, and lending opportunities for uAssets, ensuring deep liquidity and security through institutional-grade custody and real-time proof of reserves.