Nium Enables Cross-Border Stablecoin Payments for Its Customers With Coinbase's Payments Infrastructure

TL;DR: Nium is integrating Coinbase's stablecoin payments infrastructure, enabling their customers to fund cross-border payouts in USDC and convert stablecoins to fiat currency, all within their existing platform.

Today we are announcing that Nium is integrating Coinbase’s payments infrastructure to power an end-to-end USDC stablecoin payment solution. This enables Nium’s customers to fund their accounts with USDC so that they can trigger payouts to contractors, vendors, and other recipients in real-time. Coinbase’s payment APIs run entirely behind the scenes; while Nium customers capture the benefits of stablecoin rails.

Traditional cross-border payments often require businesses to prefund accounts days in advance, locking up working capital and creating settlement delays, which is an increasingly costly constraint for companies making high-volume international payouts. 

The Integration

Nium’s integration with Coinbase embeds stablecoins directly into Nium’s payout infrastructure, enabling existing Nium customers to initiate and settle payments in USDC globally. This means:

• Near-instant, just-in-time settlement: Send funds exactly when needed and settle same-day, no more 1-3 day wire delays.

• Capital efficiency: Avoid locking up capital in prefunded accounts and keep your money working longer. 

• Broader reach with simplified reconciliation: Access corridors traditional wires can’t serve, with transparent, auditable on-chain transactions via real-time webhooks.

This integration is powered by Coinbase’s stablecoin infrastructure layer, a unified stack that handles the heavy lifting of global money movement. We provide the full-stack infrastructure required for scale, including enterprise grade Payment APIs, automated stablecoin mint/burn, multi-chain support, and fiat on/off-ramps. 

With support for high-throughput networks like Base and Solana, our architecture simplifies complex treasury operations by rolling up multi-chain deposit addresses into a single, unified merchant sub-account, giving you the speed of the blockchain with the control of traditional sub-account management.

Why Coinbase

Coinbase believes stablecoins will power the future of finance, and has the full payments stack to make it happen.

• The complete crypto payments stack: Coinbase offers  the entire crypto payment stack end-to-end: the network (Base), the currency (USDC + other stablecoins), and the tools, acceptance, payouts, on/off-ramps, and wallet infrastructure. A developer-first platform built for businesses and AI agents alike. 

• The leading USDC distributor: Co-created alongside Circle, with nearly $20B held on platform, more than any platform globally. 

• Trusted by institutions and enterprises: Coinbase is the primary custodian for 8 of the 10 largest Bitcoin ETF issuers, with multiple regulated entities in the US and internationally. The only public, audited, and regulated crypto company built for Fortune 500 compliance standards. 

Get Started

To learn more about Coinbase’s payment capabilities, reach out to our team here.