Earn on 90+ Assets
on Prime
Earn Rewards or Rebates on USDC with instant access, competitive yield with fixed duration on PrimePlus, and passive income across 90+ assets with Agency Lending.
Effective rate as of April 1, 2026.
Prime Rewards and Rebates
Get Rewards automatically
Earn Rewards by holding USDC on Coinbase Prime. It's easy to acquire and convert between USDC and USD, with no lock-up period.
Discount your fees with Rebates
Get rebates off your Trading and Vault fees to lower your cost of operating on Prime.
Earn more when you custody more
Earn a higher rate with higher balances on Prime.
PrimePlus
Optimize Duration vs. Yield
Select from seven notice periods (2, 7, 14, 30, 90, 180, and 360 days) to optimize USDC yield and fine-tune your investment strategy. Earning up to 5.5% for longer commitments.
Tailored Liquidity
Choose the notice period that aligns with your liquidity and income needs. Access your USDC with simple, one-click redemptions.
Fully Integrated into Prime
Benefit from institutional grade security and the advanced features of Coinbase Prime, with a dedicated dashboard to track your daily earnings along with other yield-generating products.
Agency Lending
Trusted Agent with Competitive Returns
Coinbase acts as your fully outsourced lending agent, leveraging proprietary technology and the largest network of vetted institutional borrowers to deliver competitive, risk-adjusted returns across 90+ digital assets.
Secure and Seamless Liquidity
Over-collateralized lending and proven margin processes protect your assets and fast loan recalls provide seamless liquidity.
Transparent and Efficient Operations
Full visibility into your lending activity with daily reporting, transparent fee structures, and dedicated account coverage. Yield is generated through institutional lending structures designed to be transparent, controlled, and resilient across market conditions.
Explore the full Prime OS Stack
Execution, financing, custody, and staking — unified in one platform to meet the needs of institutional investors.
