{"id":207548,"date":"2021-12-10T04:30:24","date_gmt":"2021-12-10T04:30:24","guid":{"rendered":"https:\/\/cryptoslate.com\/?p=207548"},"modified":"2021-12-09T19:29:04","modified_gmt":"2021-12-09T19:29:04","slug":"whatsapp-launches-crypto-payments-pilot-powered-by-metas-digital-wallet","status":"publish","type":"post","link":"https:\/\/cryptoslate.com\/whatsapp-launches-crypto-payments-pilot-powered-by-metas-digital-wallet\/","title":{"rendered":"WhatsApp launches crypto payments pilot powered by Meta\u2019s digital wallet"},"content":{"rendered":"<p>Meta Platforms cryptocurrency wallet, dubbed Novi, will enable sending and receiving money through the popular messaging app\u2013WhatsApp.<\/p>\n<p>WhatsApp is a unit of Meta\u2013 a tech giant formerly known as Facebook.<\/p>\n<p>The pilot program is open to a limited number of users in the US, according to Novi head Stephane Kasriel, who announced the launch on Twitter.<\/p>\n<h2>Testing transactions<\/h2>\n<p>\u201cUsing Novi doesn\u2019t change the privacy of WhatsApp personal messages and calls, which are always end-to-end encrypted,\u201d according to Kasriel, who added that the pilot will be extended following the users\u2019 feedback.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"500\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">We\u2019re still very early in the Novi pilot journey, so we made the decision to test this new entry point in one country to start and will look to extend it once we\u2019ve heard from people what they think of this new experience.<\/p>\n<p>&mdash; Stephane Kasriel (@skasriel) <a href=\"https:\/\/twitter.com\/skasriel\/status\/1468722866716016643?ref_src=twsrc%5Etfw\">December 8, 2021<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>The payments feature is included in WhatsApp as a new attachment option, and there is no cap on the number of transactions that can be made through the messaging app.<\/p>\n<p>Users can include payments to messages\u2013\u201dwithout ever leaving a WhatsApp chat\u201d\u2013in a similar way they do with photographs\u2013tapping the \u201c+\u201d icon and selecting \u201cPayment\u201d from the menu.<\/p>\n<p>Novi wallet is designed for transferring money instantly and with no fees, with payment made through USDP\u2013a stablecoin issued by blockchain trust company Paxos, which is pegged to the US dollar.<\/p>\n<h2>Turbulent launch<\/h2>\n<p>Meta\u2019s cryptocurrency strategy has changed since the company first announced its plans in 2019.<\/p>\n<p>Initial plan was to develop a cryptocurrency called Libra, which was supposed to be linked to a Facebook digital wallet\u2013dubbed Calibra.<\/p>\n<p>Calibra wallet was <a href=\"https:\/\/cryptoslate.com\/facebooks-mark-zuckerberg-explains-how-digital-currency-libra-could-increase-the-firms-profits\/\">rebranded<\/a> into Novi in 2020 and its October launch caused quite a stir.<\/p>\n<p><a href=\"https:\/\/cryptoslate.com\/stablecoin-crypto-diem-shuns-its-facebook-connection\/\"><i>CryptoSlate<\/i><\/a> reported that the launch was met with stiff opposition from the US lawmakers, who wrote an open letter to Mark Zuckerberg to discontinue the digital wallet project.<\/p>\n<blockquote><p>\u201cFacebook cannot be trusted to manage a payment system or digital currency when its existing ability to manage risks and keep consumers safe has proven wholly insufficient. We urge you to immediately discontinue your Novi pilot and to commit that you will not bring Diem to market,\u201d read the letter, signed by the members of the US Senate Banking Committee.<\/p><\/blockquote>\n<p>Novi launch continued despite the hostilities and was available for download on Apple and Google\u2019s app stores.<\/p>\n<p>In its response to the letter, Diem, formerly known as Libra, stated that the legislators might have misunderstood \u201cthe relationship between Diem and Facebook.\u201d<\/p>\n<p>\u201cDiem is not Facebook. We are an independent organization, and Facebook\u2019s Novi is just one of more than two dozen members of the Diem Association. Novi\u2019s pilot with Paxos is unrelated to Diem,\u201d read the press release.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Meta Platforms cryptocurrency wallet, dubbed Novi, will enable sending and receiving money through the popular messaging app\u2013WhatsApp. WhatsApp is a unit of Meta\u2013 a tech giant formerly known as Facebook. The pilot program is open to a limited number of users in the US, according to Novi head Stephane Kasriel, who announced the launch on [&hellip;]<\/p>\n","protected":false},"author":699,"featured_media":207564,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[35,60208,32631],"tags":[77176],"prediction_market_topic":[],"post_folder":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v21.9.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>WhatsApp launches crypto payments pilot powered by Meta\u2019s digital wallet<\/title>\n<meta name=\"description\" content=\"Meta Platforms cryptocurrency wallet, dubbed Novi, will enable sending and receiving money through the popular messaging app\u2013WhatsApp.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cryptoslate.com\/whatsapp-launches-crypto-payments-pilot-powered-by-metas-digital-wallet\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"WhatsApp launches crypto payments pilot powered by Meta\u2019s digital wallet\" \/>\n<meta property=\"og:description\" content=\"Meta Platforms cryptocurrency wallet, dubbed Novi, will enable sending and receiving money through the popular messaging app\u2013WhatsApp.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cryptoslate.com\/whatsapp-launches-crypto-payments-pilot-powered-by-metas-digital-wallet\/\" \/>\n<meta property=\"og:site_name\" content=\"CryptoSlate\" \/>\n<meta property=\"article:published_time\" content=\"2021-12-10T04:30:24+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-12-09T19:29:04+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cryptoslate.com\/wp-content\/uploads\/2021\/12\/whatsapp.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Ana Grabundzija\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@cryptoslate\" \/>\n<meta name=\"twitter:site\" content=\"@cryptoslate\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Ana Grabundzija\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\/\/cryptoslate.com\/whatsapp-launches-crypto-payments-pilot-powered-by-metas-digital-wallet\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/cryptoslate.com\/whatsapp-launches-crypto-payments-pilot-powered-by-metas-digital-wallet\/\"},\"author\":{\"@type\":\"Person\",\"@id\":\"https:\/\/cryptoslate.com\/author\/ana-grabundzija\/#person\",\"name\":\"Ana Grabundzija\",\"url\":\"https:\/\/cryptoslate.com\/author\/ana-grabundzija\/\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/cryptoslate.com\/author\/ana-grabundzija\/\"},\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/cryptoslate.com\/author\/ana-grabundzija\/#authorimage\",\"url\":\"https:\/\/cryptoslate.com\/wp-content\/uploads\/2021\/05\/cs-author-ana-300x300.jpg\",\"contentUrl\":\"https:\/\/cryptoslate.com\/wp-content\/uploads\/2021\/05\/cs-author-ana-300x300.jpg\",\"caption\":\"Ana Grabundzija\"},\"jobTitle\":\"Journalist\",\"description\":\"Dr. Ana Grabundzija is a Zagreb-bred writer with an academic background in anthropology. 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