Crypto Users Can Now Pay for AI Subscriptions, SaaS Tools, and Creator Content Using Stablecoins on Stripe

Stripe has officially opened the door for consumers to pay for AI subscriptions, SaaS tools, and creator content using stablecoins.

“We currently support subscription payments made in USDC over the Base and Polygon blockchains,” the official post said. Jennifer Lee, Product Manager on the newly formed Stripe Crypto team, demoed the integration, showing how users can see the crypto option alongside Card and U.S. bank options on Stripe checkout.

The smart contract lets customers save their wallet as a payment method and authorize recurring payments, without needing to re-sign each transaction. This works with more than 400 supported wallets. Since launching stablecoin payments a year ago, Stripe has seen them enable rapid global expansion for fast-growing companies.

To enable stablecoin subscriptions, Stripe built a smart contract that resolves a fundamental limitation around wallet owners typically needing to manually “sign” each transaction.

Stripe Stablecoin Smart Contracts Eliminate Manual Transaction Signing

Alex Mashrabov, CEO of Higgsfield AI, said, “Stablecoin payments via Stripe help us reduce our cost of revenue for payments from all around the globe, attract more tech-forward users, and reach folks who don’t have access to other payment methods.” Similarly, on September 30, Stripe launched Open Issuance, a platform from its subsidiary Bridge that allows businesses to create and manage their own stablecoins.

AI companies like Shadeform report that approximately 20% of their payment volume comes from stablecoins, which settle near-instantaneously and cost half as much per transaction to process.

Why AI Companies Are Shifting 20% of Payments to Stablecoins