{"id":199362,"date":"2025-08-23T10:31:29","date_gmt":"2025-08-23T01:31:29","guid":{"rendered":"https:\/\/cryptonews.com\/kr\/?page_id=199362\/"},"modified":"2025-08-23T10:31:29","modified_gmt":"2025-08-23T01:31:29","slug":"xlm-vs-xrp","status":"publish","type":"page","link":"https:\/\/cryptonews.com\/kr\/cryptocurrency\/xlm-vs-xrp\/","title":{"rendered":"\ub9ac\ud50c vs \uc2a4\ud154\ub77c\ub8e8\uba58: \uac19\uc740 \ubfcc\ub9ac, \ub2e4\ub978 \uae38\uc744 \uac77\ub294 \ub450 \uacb0\uc81c \ucf54\uc778"},"content":{"rendered":"<p>\uc2a4\ud154\ub77c\ub8e8\uba58(XLM)\uacfc \ub9ac\ud50c(XRP)\uc740 \uac19\uc740 \uacf5\ub3d9 \ucc3d\uc5c5\uc790\uac00 \ucc38\uc5ec\ud558\uace0 \uc720\uc0ac\ud55c \ubaa9\uc801\uc744 \uac00\uc9c4 \ub300\ud45c\uc801 \uacb0\uc81c \ucf54\uc778 \uc885\ub958\uc785\ub2c8\ub2e4. \ub9ac\ud50c \uc2a4\ud154\ub77c\ub8e8\uba58 \ucc28\uc774\ub294 \ub450 \ud504\ub85c\uc81d\ud2b8\uac00 \uac78\uc5b4\uc628 \uae38\uc5d0 \uc788\uc2b5\ub2c8\ub2e4. \ub9ac\ud50c\uc774 \uc911\uc559\ud654\ub41c \ubaa8\ub378\ub85c \uae30\uad00 \ub300\uc0c1 \uc11c\ube44\uc2a4\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd94\uc5c8\ub2e4\uba74 \uc2a4\ud154\ub77c\ub8e8\uba58\uc740 \uac1c\uc778 \ud22c\uc790\uc790\uc640 \ud0c8\uc911\uc559\uc131\uc744 \uc911\uc2dc\ud569\ub2c8\ub2e4.<\/p><p>\ud22c\uc790\uc790\uc640 \uac1c\ubc1c\uc790 \ubaa8\ub450 \ub450 \ud504\ub85c\uc81d\ud2b8 \uac04 \ucc28\uc774\ub97c \uc774\ud574\ud558\ub294 \uac83\uc740 \uc544\uc8fc \uc911\uc694\ud569\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \uc5b4\ub290 \uc554\ud638\ud654\ud3d0\uac00 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ubaa9\ud45c\uc640 \uc704\ud5d8 \ud504\ub85c\ud544, \uc758\ub3c4\ud55c \uc0ac\uc6a9 \uc0ac\ub840\uc5d0 \ubd80\ud569\ud558\ub294\uc9c0 \uba85\ud655\ud788 \ud310\ubcc4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p><p>\uc774\ubc88 \uac00\uc774\ub4dc\ub294 \uc2a4\ud154\ub77c\ub8e8\uba58 \ub9ac\ud50c \ub17c\uc7c1\uc744 \ud30c\ud5e4\uccd0 \ub450 \ud504\ub85c\uc81d\ud2b8\uc758 \uae30\uc220, \uc131\ub2a5, \ud0c8\uc911\uc559\uc131, \uae30\uad00 \ucc44\ud0dd, \ubbf8\ub798 \uc804\ub9dd \ub4f1\uc744 \ube44\uad50\ud574 \uacb0\uc81c \ucf54\uc778\uc744 \uc774\uc6a9\uc790\uac00 \uc120\ud0dd\ud558\ub294 \ub370 \ub3c4\uc6c0\uc744 \uc81c\uacf5\ud558\uace0\uc790 \ud569\ub2c8\ub2e4.<br>\n<\/p><div>\n    <section class=\"toc-sticky w-100 bg-white \">\n        <div class=\"toc-sticky__container container\">\n            <div class=\"toc-sticky__open d-flex align-items-end\" data-bs-toggle=\"collapse\" aria-controls=\"multiCollapse1\" data-bs-target=\"#multiCollapse1\">\n                <button class=\"btn btn-primary collapse-action-btn p-1 rounded-circle\" type=\"button\">\n                    <i class=\"icon-chevron-up\"><\/i>\n                <\/button>\n                <span class=\"toc-main-title-permanent\">Table of Contents<\/span>\n            <\/div>\n            <div class=\"collapse  show my-3\" id=\"multiCollapse1\">\n                <ol class=\"StepProgress\">\n                    <li class=\"StepProgress-item current\">\ubaa9\ucc28<\/li>\n                                                                    <div class=\"StepProgress-item__group\">\n                            <a data-id=\"h-\ub9ac\ud50c-vs-\uc2a4\ud154\ub77c\ub8e8\uba58-\uc8fc\uc694-\ub0b4\uc6a9-\uc694\uc57d\" class=\"StepProgress-item__link\" data-level=\"2\">\ub9ac\ud50c vs \uc2a4\ud154\ub77c\ub8e8\uba58 \uc8fc\uc694 \ub0b4\uc6a9 \uc694\uc57d<\/a>\n                                                    <\/div>\n                                                \n                                                                        <li class=\"StepProgress-item subList-in-progress\">\n                                                <div class=\"StepProgress-item__group\">\n                            <a data-id=\"h-\ub9ac\ud50c-xrp-\uc18c\uac1c\" class=\"StepProgress-item__link\" data-level=\"2\">\ub9ac\ud50c(XRP) \uc18c\uac1c<\/a>\n                                                            <span class=\"StepProgress-item__link-sub\"><\/span>\n                                                    <\/div>\n                                                    <ol class=\"StepProgress-sub-list collapse\" id=\"TOC1sublist-h-\ub9ac\ud50c-xrp-\uc18c\uac1c\">\n                                                                    <li class=\"StepProgress-sub-item\">\n                                        <span>\n                                          <a data-id=\"h-\ub9ac\ud50c\uc758-\uc8fc\uc694-\uc0c1\ud488-\ubc0f-\uae30\ub2a5\" class=\"StepProgress-item__link\" data-level=\"3\">\ub9ac\ud50c\uc758 \uc8fc\uc694 \uc0c1\ud488 \ubc0f \uae30\ub2a5<\/a>\n                                        <\/span>\n                                    <\/li>\n                                                            <\/ol>\n                                                <\/li>\n                                                                        <li class=\"StepProgress-item subList-in-progress\">\n                                                <div class=\"StepProgress-item__group\">\n                            <a data-id=\"h-\uc2a4\ud154\ub77c\ub8e8\uba58-xlm-\uc18c\uac1c\" class=\"StepProgress-item__link\" data-level=\"2\">\uc2a4\ud154\ub77c\ub8e8\uba58(XLM) \uc18c\uac1c<\/a>\n                                                            <span class=\"StepProgress-item__link-sub\"><\/span>\n                                                    <\/div>\n                                                    <ol class=\"StepProgress-sub-list collapse\" id=\"TOC1sublist-h-\uc2a4\ud154\ub77c\ub8e8\uba58-xlm-\uc18c\uac1c\">\n                                                                    <li class=\"StepProgress-sub-item\">\n                                        <span>\n                                          <a data-id=\"h-\uc2a4\ud154\ub77c\ub8e8\uba58-\uc8fc\uc694-\uc81c\ud488-\ubc0f-\uae30\ub2a5\" class=\"StepProgress-item__link\" data-level=\"3\">\uc2a4\ud154\ub77c\ub8e8\uba58 \uc8fc\uc694 \uc81c\ud488 \ubc0f \uae30\ub2a5<\/a>\n                                        <\/span>\n                                    <\/li>\n                                                            <\/ol>\n                                                <\/li>\n                                                                        <li class=\"StepProgress-item subList-in-progress\">\n                                                <div class=\"StepProgress-item__group\">\n                            <a data-id=\"h-\ub9ac\ud50c-\uc2a4\ud154\ub77c\ub8e8\uba58-\ucc28\uc774-\ube44\uad50\" class=\"StepProgress-item__link\" data-level=\"2\">\ub9ac\ud50c \uc2a4\ud154\ub77c\ub8e8\uba58 \ucc28\uc774 \ube44\uad50<\/a>\n                                                            <span class=\"StepProgress-item__link-sub\"><\/span>\n                                                    <\/div>\n                                                    <ol class=\"StepProgress-sub-list collapse\" id=\"TOC1sublist-h-\ub9ac\ud50c-\uc2a4\ud154\ub77c\ub8e8\uba58-\ucc28\uc774-\ube44\uad50\">\n                                                                    <li class=\"StepProgress-sub-item\">\n                                        <span>\n                                          <a data-id=\"h-\uae30\uc220-\ud569\uc758-\uba54\ucee4\ub2c8\uc998-\ubc0f-\uc911\uc559\ud654-\uc815\ub3c4\" class=\"StepProgress-item__link\" data-level=\"3\">\uae30\uc220: \ud569\uc758 \uba54\ucee4\ub2c8\uc998 \ubc0f \uc911\uc559\ud654 \uc815\ub3c4<\/a>\n                                        <\/span>\n                                    <\/li>\n                                                                    <li class=\"StepProgress-sub-item\">\n                                        <span>\n                                          <a data-id=\"h-\uc131\ub2a5-\uc18d\ub3c4-tps-\uc218\uc218\ub8cc\" class=\"StepProgress-item__link\" data-level=\"3\">\uc131\ub2a5: \uc18d\ub3c4, TPS, \uc218\uc218\ub8cc<\/a>\n                                        <\/span>\n                                    <\/li>\n                                                                    <li class=\"StepProgress-sub-item\">\n                                        <span>\n                                          <a data-id=\"h-\ubcf4\uc548-\uc2a4\ud154\ub77c\ub8e8\uba58-\ub9ac\ud50c-\uc5bc\ub9c8\ub098-\uc548\uc804\ud55c\uac00\" class=\"StepProgress-item__link\" data-level=\"3\">\ubcf4\uc548: \uc2a4\ud154\ub77c\ub8e8\uba58 \ub9ac\ud50c \uc5bc\ub9c8\ub098 \uc548\uc804\ud55c\uac00<\/a>\n                                        <\/span>\n                                    <\/li>\n                                                                    <li class=\"StepProgress-sub-item\">\n                                        <span>\n                                          <a data-id=\"h-\uc5d0\ub108\uc9c0-\ud6a8\uc728\uc131-\ubc0f-\ud658\uacbd-\uc601\ud5a5\" class=\"StepProgress-item__link\" data-level=\"3\">\uc5d0\ub108\uc9c0 \ud6a8\uc728\uc131 \ubc0f \ud658\uacbd \uc601\ud5a5<\/a>\n                                        <\/span>\n                                    <\/li>\n                                                                    <li class=\"StepProgress-sub-item\">\n                                        <span>\n                                          <a data-id=\"h-\uc0ac\uc6a9-\uc0ac\ub840-\uac1c\uc778-\uc1a1\uae08-\uae08\uc735-\ud3ec\uc6a9\uc131\" class=\"StepProgress-item__link\" data-level=\"3\">\uc0ac\uc6a9 \uc0ac\ub840: \uac1c\uc778, \uc1a1\uae08, \uae08\uc735 \ud3ec\uc6a9\uc131<\/a>\n                                        <\/span>\n                                    <\/li>\n                                                                    <li class=\"StepProgress-sub-item\">\n                                        <span>\n                                          <a data-id=\"h-\ud1a0\ud06c\ub178\ubbf9\uc2a4-\ud1a0\ud070-\ubd84\ubc30-\ubc1c\ud589-\uc778\ud50c\ub808\uc774\uc158\" class=\"StepProgress-item__link\" data-level=\"3\">\ud1a0\ud06c\ub178\ubbf9\uc2a4: \ud1a0\ud070 \ubd84\ubc30, \ubc1c\ud589, \uc778\ud50c\ub808\uc774\uc158<\/a>\n                                        <\/span>\n                                    <\/li>\n                                                                    <li class=\"StepProgress-sub-item\">\n                                        <span>\n                                          <a data-id=\"h-\uae30\uad00-\ub0b4\ub7ec\ud2f0\ube0c-\uc740\ud589-\ubc0f-\uae30\uad00-\ud30c\ud2b8\ub108\uc2ed\" class=\"StepProgress-item__link\" data-level=\"3\">\uae30\uad00 \ub0b4\ub7ec\ud2f0\ube0c: \uc740\ud589 \ubc0f \uae30\uad00 \ud30c\ud2b8\ub108\uc2ed<\/a>\n                                        <\/span>\n                                    <\/li>\n                                                                    <li class=\"StepProgress-sub-item\">\n                                        <span>\n                                          <a data-id=\"h-\uaddc\uc81c-\ubc95\uc801-\uae30\ubc18\" class=\"StepProgress-item__link\" data-level=\"3\">\uaddc\uc81c: \ubc95\uc801 \uae30\ubc18<\/a>\n                                        <\/span>\n                                    <\/li>\n                                                                    <li class=\"StepProgress-sub-item\">\n                                        <span>\n                                          <a data-id=\"h-\ub9ac\ud50c-\uc2a4\ud154\ub77c\ub8e8\uba58-\uc8fc\uc694-\uc9c0\ud45c-\ube44\uad50\ud558\uae30\" class=\"StepProgress-item__link\" data-level=\"3\">\ub9ac\ud50c \uc2a4\ud154\ub77c\ub8e8\uba58 \uc8fc\uc694 \uc9c0\ud45c \ube44\uad50\ud558\uae30<\/a>\n                                        <\/span>\n                                    <\/li>\n                                                            <\/ol>\n                                                <\/li>\n                                                                    <div class=\"StepProgress-item__group\">\n                            <a data-id=\"h-\ub9ac\ud50c-\uc2a4\ud154\ub77c\ub8e8\uba58-\ubbf8\ub798-\uc804\ub9dd\" class=\"StepProgress-item__link\" data-level=\"2\">\ub9ac\ud50c \uc2a4\ud154\ub77c\ub8e8\uba58 \ubbf8\ub798 \uc804\ub9dd<\/a>\n                                                    <\/div>\n                                                \n                                                                        <li class=\"StepProgress-item subList-in-progress\">\n                                                <div class=\"StepProgress-item__group\">\n                            <a data-id=\"h-\uc2a4\ud154\ub77c\ub8e8\uba58-\ub9ac\ud50c-\uac00\uaca9-\uc804\ub9dd\" class=\"StepProgress-item__link\" data-level=\"2\">\uc2a4\ud154\ub77c\ub8e8\uba58 \ub9ac\ud50c \uac00\uaca9 \uc804\ub9dd<\/a>\n                                                            <span class=\"StepProgress-item__link-sub\"><\/span>\n                                                    <\/div>\n                                                    <ol class=\"StepProgress-sub-list collapse\" id=\"TOC1sublist-h-\uc2a4\ud154\ub77c\ub8e8\uba58-\ub9ac\ud50c-\uac00\uaca9-\uc804\ub9dd\">\n                                                                    <li class=\"StepProgress-sub-item\">\n                                        <span>\n                                          <a data-id=\"h-\ub9ac\ud50c-10\ub2ec\ub7ec-\ub3c4\ub2ec-\uac00\ub2a5\uc131\" class=\"StepProgress-item__link\" data-level=\"3\">\ub9ac\ud50c 10\ub2ec\ub7ec \ub3c4\ub2ec \uac00\ub2a5\uc131<\/a>\n                                        <\/span>\n                                    <\/li>\n                                                                    <li class=\"StepProgress-sub-item\">\n                                        <span>\n                                          <a data-id=\"h-\uc2a4\ud154\ub77c\ub8e8\uba58-10\ub2ec\ub7ec-\ub3c4\ub2ec-\uac00\ub2a5\uc131\" class=\"StepProgress-item__link\" data-level=\"3\">\uc2a4\ud154\ub77c\ub8e8\uba58 10\ub2ec\ub7ec \ub3c4\ub2ec \uac00\ub2a5\uc131<\/a>\n                                        <\/span>\n                                    <\/li>\n                                                            <\/ol>\n                                                <\/li>\n                                                                    <div class=\"StepProgress-item__group\">\n                            <a data-id=\"h-\ub9ac\ud50c-\uc2a4\ud154\ub77c\ub8e8\uba58-\ube44\uad50-\uac00\uc774\ub4dc\ub97c-\ub9c8\uce58\uba70\" class=\"StepProgress-item__link\" data-level=\"2\">\ub9ac\ud50c \uc2a4\ud154\ub77c\ub8e8\uba58 \ube44\uad50 \uac00\uc774\ub4dc\ub97c \ub9c8\uce58\uba70<\/a>\n                                                    <\/div>\n                                                \n                                                                    <div class=\"StepProgress-item__group\">\n                            <a data-id=\"h-\uc2a4\ud154\ub77c\ub8e8\uba58-\ub9ac\ud50c-\ube44\uad50-\uad00\ub828-\uc790\uc8fc-\ubb3b\ub294-\uc9c8\ubb38\" class=\"StepProgress-item__link\" data-level=\"2\">\uc2a4\ud154\ub77c\ub8e8\uba58 \ub9ac\ud50c \ube44\uad50 \uad00\ub828 \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/a>\n                                                    <\/div>\n                                                \n                                                                    <div class=\"StepProgress-item__group\">\n                            <a data-id=\"h-\ub808\ud37c\ub7f0\uc2a4\" class=\"StepProgress-item__link\" data-level=\"2\">\ub808\ud37c\ub7f0\uc2a4<\/a>\n                                                    <\/div>\n                                                \n                                    <\/ol>\n                <div class=\"toc-sticky__container__disperse\"><\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n    <div class=\"toc-sticky-list\">\n        <div class=\"toc-sticky__container container\">\n            <div class=\"toc-sticky__open d-flex align-items-end\" data-bs-toggle=\"collapse\" aria-controls=\"multiCollapse2\" data-bs-target=\"#multiCollapse2\">\n                <button class=\"btn btn-primary collapse-action-btn p-1 rounded-circle\" type=\"button\">\n                    <i class=\"icon-chevron-up up\"><\/i>\n                <\/button>\n            <\/div>\n            <div class=\"collapse show my-3\" id=\"multiCollapse2\">\n                <ol class=\"StepProgress\">\n                    <li class=\"StepProgress-item current\">\ubaa9\ucc28<\/li>\n\n                                                                                                                        <li class=\"StepProgress-item \">\n                                                <div class=\"StepProgress-item__group\">\n                            <a data-id=\"h-\ub9ac\ud50c-vs-\uc2a4\ud154\ub77c\ub8e8\uba58-\uc8fc\uc694-\ub0b4\uc6a9-\uc694\uc57d\" class=\"StepProgress-item__link\" data-level=\"2\">\ub9ac\ud50c vs \uc2a4\ud154\ub77c\ub8e8\uba58 \uc8fc\uc694 \ub0b4\uc6a9 \uc694\uc57d<\/a>\n                                                    <\/div>\n                                                <\/li>\n                                                                                                                    <li class=\"StepProgress-item subList-in-progress \">\n                                                <div class=\"StepProgress-item__group\">\n                            <a data-id=\"h-\ub9ac\ud50c-xrp-\uc18c\uac1c\" class=\"StepProgress-item__link\" data-level=\"2\">\ub9ac\ud50c(XRP) \uc18c\uac1c<\/a>\n                                                            <span class=\"StepProgress-item__link-sub\"><\/span>\n                                                    <\/div>\n                                                    <ol class=\"StepProgress-sub-list collapse\" id=\"sublist-h-\ub9ac\ud50c-xrp-\uc18c\uac1c\">\n                                                                    <li class=\"StepProgress-sub-item\">\n                                        <span>\n                                          <a data-id=\"h-\ub9ac\ud50c\uc758-\uc8fc\uc694-\uc0c1\ud488-\ubc0f-\uae30\ub2a5\" class=\"StepProgress-item__link\" data-level=\"3\">\ub9ac\ud50c\uc758 \uc8fc\uc694 \uc0c1\ud488 \ubc0f \uae30\ub2a5<\/a>\n                                        <\/span>\n                                    <\/li>\n                                                            <\/ol>\n                                                <\/li>\n                                                                                                                    <li class=\"StepProgress-item subList-in-progress \">\n                                                <div class=\"StepProgress-item__group\">\n                            <a data-id=\"h-\uc2a4\ud154\ub77c\ub8e8\uba58-xlm-\uc18c\uac1c\" class=\"StepProgress-item__link\" data-level=\"2\">\uc2a4\ud154\ub77c\ub8e8\uba58(XLM) \uc18c\uac1c<\/a>\n                                                            <span class=\"StepProgress-item__link-sub\"><\/span>\n                                                    <\/div>\n                                                    <ol class=\"StepProgress-sub-list collapse\" id=\"sublist-h-\uc2a4\ud154\ub77c\ub8e8\uba58-xlm-\uc18c\uac1c\">\n                                                                    <li class=\"StepProgress-sub-item\">\n                                        <span>\n                                          <a data-id=\"h-\uc2a4\ud154\ub77c\ub8e8\uba58-\uc8fc\uc694-\uc81c\ud488-\ubc0f-\uae30\ub2a5\" class=\"StepProgress-item__link\" data-level=\"3\">\uc2a4\ud154\ub77c\ub8e8\uba58 \uc8fc\uc694 \uc81c\ud488 \ubc0f \uae30\ub2a5<\/a>\n                                        <\/span>\n                                    <\/li>\n                                                            <\/ol>\n                                                <\/li>\n                                                                        <span class=\"show_moretoc\" data-show-text=\"\uac00\uc774\ub4dc \ubcf4\uae30\" data-hide-text=\"\uac00\uc774\ub4dc \uc228\uae30\uae30\">\uac00\uc774\ub4dc \ubcf4\uae30<\/span>\n                                                                                                                                                    <li class=\"StepProgress-item subList-in-progress ms_hidetoc\">\n                                                <div class=\"StepProgress-item__group\">\n                            <a data-id=\"h-\ub9ac\ud50c-\uc2a4\ud154\ub77c\ub8e8\uba58-\ucc28\uc774-\ube44\uad50\" class=\"StepProgress-item__link\" data-level=\"2\">\ub9ac\ud50c \uc2a4\ud154\ub77c\ub8e8\uba58 \ucc28\uc774 \ube44\uad50<\/a>\n                                                            <span class=\"StepProgress-item__link-sub\"><\/span>\n                                                    <\/div>\n                                                    <ol class=\"StepProgress-sub-list collapse\" id=\"sublist-h-\ub9ac\ud50c-\uc2a4\ud154\ub77c\ub8e8\uba58-\ucc28\uc774-\ube44\uad50\">\n                                                                    <li class=\"StepProgress-sub-item\">\n                                        <span>\n                                          <a data-id=\"h-\uae30\uc220-\ud569\uc758-\uba54\ucee4\ub2c8\uc998-\ubc0f-\uc911\uc559\ud654-\uc815\ub3c4\" class=\"StepProgress-item__link\" data-level=\"3\">\uae30\uc220: \ud569\uc758 \uba54\ucee4\ub2c8\uc998 \ubc0f \uc911\uc559\ud654 \uc815\ub3c4<\/a>\n                                        <\/span>\n                                    <\/li>\n                                                                    <li class=\"StepProgress-sub-item\">\n                                        <span>\n                                          <a data-id=\"h-\uc131\ub2a5-\uc18d\ub3c4-tps-\uc218\uc218\ub8cc\" class=\"StepProgress-item__link\" data-level=\"3\">\uc131\ub2a5: \uc18d\ub3c4, TPS, \uc218\uc218\ub8cc<\/a>\n                                        <\/span>\n                                    <\/li>\n                                                                    <li class=\"StepProgress-sub-item\">\n                                        <span>\n                                          <a data-id=\"h-\ubcf4\uc548-\uc2a4\ud154\ub77c\ub8e8\uba58-\ub9ac\ud50c-\uc5bc\ub9c8\ub098-\uc548\uc804\ud55c\uac00\" class=\"StepProgress-item__link\" data-level=\"3\">\ubcf4\uc548: \uc2a4\ud154\ub77c\ub8e8\uba58 \ub9ac\ud50c \uc5bc\ub9c8\ub098 \uc548\uc804\ud55c\uac00<\/a>\n                                        <\/span>\n                                    <\/li>\n                                                                    <li class=\"StepProgress-sub-item\">\n                                        <span>\n                                          <a data-id=\"h-\uc5d0\ub108\uc9c0-\ud6a8\uc728\uc131-\ubc0f-\ud658\uacbd-\uc601\ud5a5\" class=\"StepProgress-item__link\" data-level=\"3\">\uc5d0\ub108\uc9c0 \ud6a8\uc728\uc131 \ubc0f \ud658\uacbd \uc601\ud5a5<\/a>\n                                        <\/span>\n                                    <\/li>\n                                                                    <li class=\"StepProgress-sub-item\">\n                                        <span>\n                                          <a data-id=\"h-\uc0ac\uc6a9-\uc0ac\ub840-\uac1c\uc778-\uc1a1\uae08-\uae08\uc735-\ud3ec\uc6a9\uc131\" class=\"StepProgress-item__link\" data-level=\"3\">\uc0ac\uc6a9 \uc0ac\ub840: \uac1c\uc778, \uc1a1\uae08, \uae08\uc735 \ud3ec\uc6a9\uc131<\/a>\n                                        <\/span>\n                                    <\/li>\n                                                                    <li class=\"StepProgress-sub-item\">\n                                        <span>\n                                          <a data-id=\"h-\ud1a0\ud06c\ub178\ubbf9\uc2a4-\ud1a0\ud070-\ubd84\ubc30-\ubc1c\ud589-\uc778\ud50c\ub808\uc774\uc158\" class=\"StepProgress-item__link\" data-level=\"3\">\ud1a0\ud06c\ub178\ubbf9\uc2a4: \ud1a0\ud070 \ubd84\ubc30, \ubc1c\ud589, \uc778\ud50c\ub808\uc774\uc158<\/a>\n                                        <\/span>\n                                    <\/li>\n                                                                    <li class=\"StepProgress-sub-item\">\n                                        <span>\n                                          <a data-id=\"h-\uae30\uad00-\ub0b4\ub7ec\ud2f0\ube0c-\uc740\ud589-\ubc0f-\uae30\uad00-\ud30c\ud2b8\ub108\uc2ed\" class=\"StepProgress-item__link\" data-level=\"3\">\uae30\uad00 \ub0b4\ub7ec\ud2f0\ube0c: \uc740\ud589 \ubc0f \uae30\uad00 \ud30c\ud2b8\ub108\uc2ed<\/a>\n                                        <\/span>\n                                    <\/li>\n                                                                    <li class=\"StepProgress-sub-item\">\n                                        <span>\n                                          <a data-id=\"h-\uaddc\uc81c-\ubc95\uc801-\uae30\ubc18\" class=\"StepProgress-item__link\" data-level=\"3\">\uaddc\uc81c: \ubc95\uc801 \uae30\ubc18<\/a>\n                                        <\/span>\n                                    <\/li>\n                                                                    <li class=\"StepProgress-sub-item\">\n                                        <span>\n                                          <a data-id=\"h-\ub9ac\ud50c-\uc2a4\ud154\ub77c\ub8e8\uba58-\uc8fc\uc694-\uc9c0\ud45c-\ube44\uad50\ud558\uae30\" class=\"StepProgress-item__link\" data-level=\"3\">\ub9ac\ud50c \uc2a4\ud154\ub77c\ub8e8\uba58 \uc8fc\uc694 \uc9c0\ud45c \ube44\uad50\ud558\uae30<\/a>\n                                        <\/span>\n                                    <\/li>\n                                                            <\/ol>\n                                                <\/li>\n                                                                                                                                                                            <li class=\"StepProgress-item ms_hidetoc\">\n                                                <div class=\"StepProgress-item__group\">\n                            <a data-id=\"h-\ub9ac\ud50c-\uc2a4\ud154\ub77c\ub8e8\uba58-\ubbf8\ub798-\uc804\ub9dd\" class=\"StepProgress-item__link\" data-level=\"2\">\ub9ac\ud50c \uc2a4\ud154\ub77c\ub8e8\uba58 \ubbf8\ub798 \uc804\ub9dd<\/a>\n                                                    <\/div>\n                                                <\/li>\n                                                                                                                                                                        <li class=\"StepProgress-item subList-in-progress ms_hidetoc\">\n                                                <div class=\"StepProgress-item__group\">\n                            <a data-id=\"h-\uc2a4\ud154\ub77c\ub8e8\uba58-\ub9ac\ud50c-\uac00\uaca9-\uc804\ub9dd\" class=\"StepProgress-item__link\" data-level=\"2\">\uc2a4\ud154\ub77c\ub8e8\uba58 \ub9ac\ud50c \uac00\uaca9 \uc804\ub9dd<\/a>\n                                                            <span class=\"StepProgress-item__link-sub\"><\/span>\n                                                    <\/div>\n                                                    <ol class=\"StepProgress-sub-list collapse\" id=\"sublist-h-\uc2a4\ud154\ub77c\ub8e8\uba58-\ub9ac\ud50c-\uac00\uaca9-\uc804\ub9dd\">\n                                                                    <li class=\"StepProgress-sub-item\">\n                                        <span>\n                                          <a data-id=\"h-\ub9ac\ud50c-10\ub2ec\ub7ec-\ub3c4\ub2ec-\uac00\ub2a5\uc131\" class=\"StepProgress-item__link\" data-level=\"3\">\ub9ac\ud50c 10\ub2ec\ub7ec \ub3c4\ub2ec \uac00\ub2a5\uc131<\/a>\n                                        <\/span>\n                                    <\/li>\n                                                                    <li class=\"StepProgress-sub-item\">\n                                        <span>\n                                          <a data-id=\"h-\uc2a4\ud154\ub77c\ub8e8\uba58-10\ub2ec\ub7ec-\ub3c4\ub2ec-\uac00\ub2a5\uc131\" class=\"StepProgress-item__link\" data-level=\"3\">\uc2a4\ud154\ub77c\ub8e8\uba58 10\ub2ec\ub7ec \ub3c4\ub2ec \uac00\ub2a5\uc131<\/a>\n                                        <\/span>\n                                    <\/li>\n                                                            <\/ol>\n                                                <\/li>\n                                                                                                                                                                            <li class=\"StepProgress-item ms_hidetoc\">\n                                                <div class=\"StepProgress-item__group\">\n                            <a data-id=\"h-\ub9ac\ud50c-\uc2a4\ud154\ub77c\ub8e8\uba58-\ube44\uad50-\uac00\uc774\ub4dc\ub97c-\ub9c8\uce58\uba70\" class=\"StepProgress-item__link\" data-level=\"2\">\ub9ac\ud50c \uc2a4\ud154\ub77c\ub8e8\uba58 \ube44\uad50 \uac00\uc774\ub4dc\ub97c \ub9c8\uce58\uba70<\/a>\n                                                    <\/div>\n                                                <\/li>\n                                                                                                                                                                            <li class=\"StepProgress-item ms_hidetoc\">\n                                                <div class=\"StepProgress-item__group\">\n                            <a data-id=\"h-\uc2a4\ud154\ub77c\ub8e8\uba58-\ub9ac\ud50c-\ube44\uad50-\uad00\ub828-\uc790\uc8fc-\ubb3b\ub294-\uc9c8\ubb38\" class=\"StepProgress-item__link\" data-level=\"2\">\uc2a4\ud154\ub77c\ub8e8\uba58 \ub9ac\ud50c \ube44\uad50 \uad00\ub828 \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/a>\n                                                    <\/div>\n                                                <\/li>\n                                                                                                                                                                            <li class=\"StepProgress-item ms_hidetoc\">\n                                                <div class=\"StepProgress-item__group\">\n                            <a data-id=\"h-\ub808\ud37c\ub7f0\uc2a4\" class=\"StepProgress-item__link\" data-level=\"2\">\ub808\ud37c\ub7f0\uc2a4<\/a>\n                                                    <\/div>\n                                                <\/li>\n                                    <\/ol>\n            <\/div>\n            <div class=\"toc-sticky__container__disperse\"><\/div>\n        <\/div>\n    <\/div>\n<\/div><script id=\"toc-js\">\n    window.addEventListener(\"DOMContentLoaded\", () => {\n        const header = document.querySelector(\".header_wrapper\");\n\n        const pageLegend = document.querySelector('#multiCollapse1');\n        const pageLegendList = document.querySelector('#multiCollapse2');\n        const pageLegendCollapse = new bootstrap.Collapse(pageLegend, {toggle: document.querySelector(\".toc-sticky\").classList.contains('sticky')});\n\n        \/**\n         * Changing current title\n         *\/\n        (function (pageLegend) {\n            const titleNodes = pageLegend.querySelectorAll('.StepProgress-item__link');\n\n            if (!titleNodes.length) return;\n\n            const titles = [...titleNodes].map((itm, i) => ({\n                id: itm.getAttribute('data-id'),\n                text: itm.textContent,\n                level: itm.getAttribute('data-level'),\n                linkNode: itm,\n                titleNode: document.getElementById(itm.getAttribute('data-id')),\n                index: i,\n            }));\n\n            \/**\n             * Source: https:\/\/www.sitepoint.com\/throttle-scroll-events\/\n             * @param {Function} fn\n             * @param {number} wait\n             * @returns {(function(): void)|*}\n             *\/\n            const throttle = (fn, wait) => {\n                let time = Date.now();\n                return function () {\n                    if ((time + wait - Date.now()) < 0) {\n                        fn();\n                        time = Date.now();\n                    }\n                }\n            }\n\n            const changeCurrentTitle = () => {\n                const documentScrollTop = window.pageYOffset || document.documentElement.scrollTop || document.body.scrollTop || 0;\n                let current = 0;\n\n                \/\/ Title\n                titles.forEach((itm, i) => {\n                    \/\/console.log(itm)\n                    const itmOffsetTop = itm.titleNode ? itm.titleNode.offsetTop - 100 : 0;\n\n                    if (documentScrollTop >= itmOffsetTop) {\n                        document.getElementById('toc-current-title').innerHTML = itm.text;\n                        document.getElementById('toc-current-title').setAttribute('data-current-id', itm.id);\n                        document.getElementById('toc-current-title').setAttribute('data-current-level', itm.level);\n                        current = i;\n                    }\n                })\n\n                \/\/ close all list and open sub list if needed\n                if (document.querySelector(\".toc-sticky\").classList.contains('sticky')) {\n                    document.querySelectorAll('.subList-in-progress').forEach((el) => {\n                        el.children[1].classList.remove('show');\n                        el.getElementsByClassName('icon-chevron-down')[0].classList.remove('up');\n                    });\n                    const currentEl = titles[current];\n                    currentEl.linkNode.classList.add('show');\n                }\n\n                titles.forEach((itm, i) => {\n                    itm.linkNode.parentNode.parentNode.classList.remove('current', 'is-done');\n                    if (current > i) {\n                        itm.linkNode.parentNode.parentNode.classList.add('is-done')\n                    };\n                    if (current === i) {\n                        itm.linkNode.parentNode.parentNode.classList.add('current');\n                    };\n                })\n\n            }\n\n            changeCurrentTitle();\n\n            document.addEventListener('scroll', throttle(changeCurrentTitle, 50));\n        })(pageLegend);\n\n        \/**\n         *  Collapse\n         *\/\n        (function (pageLegend, header) {\n            const icon = pageLegend.parentNode.querySelector(\".collapse-action-btn i\");\n\n            const collapseToggle = (status) => (e) => {\n                if (!e.target.isEqualNode(pageLegend)) return;\n\n                icon.classList.toggle(\"up\");\n\n                const containerHeight = pageLegend.getBoundingClientRect().height;\n\n                const showSubtitleContent = () => {\n                    const currentId = document.getElementById('toc-current-title').getAttribute('data-current-id');\n                    const currentLevel = document.getElementById('toc-current-title').getAttribute('data-current-level');\n                    const currentSubTitle = currentLevel == 3 ? document.querySelector(`a[data-id=\"${currentId}\"]`).parentNode.parentNode.parentNode : false;\n\n                    if (!currentSubTitle) return;\n                    new bootstrap.Collapse(currentSubTitle, {toggle: false}).show();\n                }\n\n                showSubtitleContent();\n                console.log(status + 'fdsfsd' + containerHeight);\n                if (status === 'shown' && document.querySelector(\".toc-sticky\").classList.contains('sticky')) {\n                    document.querySelector('html').classList.remove('overflow-hidden');\n                    pageLegend.classList.add('overflow-auto');\n                    pageLegend.style.height = `calc(100vh - ${header.getBoundingClientRect().height + document.querySelector('.toc-sticky__open').getBoundingClientRect().height + 16}px)`;\n                } else if (status === 'hide') {\n                    document.querySelector('html').removeClass('overflow-hidden');\n                    pageLegend.classList.remove('overflow-auto');\n                    pageLegend.style.height = 'auto';\n                }\n            }\n\n            pageLegend.addEventListener('shown.bs.collapse', collapseToggle('shown'));\n            pageLegend.addEventListener('hide.bs.collapse', collapseToggle('hide'));\n        })(pageLegend, header);\n\n        \/**\n         * Collapse sub-titles\n         *\/\n        (function (pageLegend) {\n            const collapseEls = pageLegend.querySelectorAll('.collapse');\n\n            collapseEls.forEach(function (el) {\n\n                const toggleArrowDirection = function (e) {\n                    if (!e.target.isEqualNode(el)) return;\n\n                    const id = this.getAttribute('id');\n                    document.querySelector(`.collapse-action-btn[data-bs-target=\"#${id}\"] .icon-chevron-down`).classList.toggle('up');\n                }\n                el.addEventListener('shown.bs.collapse', toggleArrowDirection);\n                el.addEventListener('hide.bs.collapse', toggleArrowDirection);\n            })\n        })(pageLegend);\n\n        \/**\n         *  Collapse main title\n         *\/\n        (function (pageLegendList) {\n            const icon = pageLegendList.parentNode.querySelector(\".collapse-action-btn i\");\n\n            const collapseToggle = () => (e) => {\n                if (!e.target.isEqualNode(pageLegendList)) return;\n\n                icon.classList.toggle(\"up\");\n\n            }\n            pageLegendList.addEventListener('shown.bs.collapse', collapseToggle());\n            pageLegendList.addEventListener('hide.bs.collapse', collapseToggle());\n        })(pageLegendList);\n\n        (function (pageLegendList) {\n            const collapseEls = pageLegendList.querySelectorAll('.collapse');\n\n            collapseEls.forEach(function (el) {\n\n                const toggleArrowDirection = function (e) {\n                    if (!e.target.isEqualNode(el)) return;\n\n                    const id = this.getAttribute('id');\n                    document.querySelector(`.toc-sticky-list .collapse-action-btn[data-bs-target=\"#${id}\"] .icon-chevron-down`).classList.toggle('up');\n                }\n                el.addEventListener('shown.bs.collapse', toggleArrowDirection);\n                el.addEventListener('hide.bs.collapse', toggleArrowDirection);\n            })\n        })(pageLegendList);\n\n        \/**\n         * Sticky functionality\n         * Source: https:\/\/stackoverflow.com\/questions\/17893771\/javascript-sticky-div-after-scroll\n         *\/\n        (function (header, pageLegendCollapse) {\n            \/\/ set everything outside the onscroll event (less work per scroll)\n            const target = document.querySelector(\".toc-sticky\");\n            const targetListStatic = document.querySelector(\".toc-sticky-list\");\n\n            if (!target || !header) return;\n\n            const headerHeight = header.getBoundingClientRect().height;\n            const targetHeight = targetListStatic.getBoundingClientRect().height;\n\n            \/\/ -headerHeight so it won't be jumpy\n            const stop = targetListStatic.offsetTop + headerHeight + targetHeight;\n            const docBody =\n                document.documentElement || document.body.parentNode || document.body;\n            const hasOffset = window.pageYOffset !== undefined;\n\n            const applySticky = function () {\n                \/\/ cross-browser compatible scrollTop.\n                const scrollTop = hasOffset ? window.pageYOffset : docBody.scrollTop;\n\n                \/\/ if user scrolls to headerHeight from the top of the target div\n                if (scrollTop >= stop) {\n                    pageLegendCollapse.hide();\n                    \/\/ stick the div\n                    target.classList.add(\"sticky\");\n                    \/\/target.style.marginTop = `${headerHeight}px`;\n                } else {\n                    pageLegendCollapse.show();\n                    \/\/ release the div\n                    target.classList.remove(\"sticky\");\n                    target.style.marginTop = \"\";\n                }\n            }\n\n            applySticky();\n\n            window.addEventListener('scroll', applySticky);\n        })(header, pageLegendCollapse);\n\n        jQuery('span.show_moretoc').click(function () {\n            jQuery('span.show_moretoc').hide();\n            jQuery('.ms_hidetoc').show();\n        });\n    });\n<\/script><div class=\"su-note\" style=\"border-color:#e0d5e5;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\"><div class=\"su-note-inner su-u-clearfix su-u-trim\" style=\"background-color:#FAEFFF;border-color:#ffffff;color:#333333;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\">\n<h2>\ub9ac\ud50c vs \uc2a4\ud154\ub77c\ub8e8\uba58 \uc8fc\uc694 \ub0b4\uc6a9 \uc694\uc57d<\/h2>\n<p><span class=\"replacer\"><\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\">\ub9ac\ud50c \uc2a4\ud154\ub77c\ub8e8\uba58 \ubaa8\ub450 \uacb0\uc81c \uc0ac\uc6a9 \uc0ac\ub840\ub85c \uc778\uae30 \ub192\uc740 \uac00\uc0c1\ud654\ud3d0\uc785\ub2c8\ub2e4. XRP \ub808\uc800\uac00 \ub354 \uc911\uc559\ud654\ub418\uc5c8\ub2e4\uba74 \uc2a4\ud154\ub77c\ub8e8\uba58\uc740 \ud0c8\uc911\uc559\uc131\uc774 \uac15\ud569\ub2c8\ub2e4.<\/li>\n<li style=\"font-weight: 400;\">\ub9ac\ud50c\uc740 \uc740\ud589\uacfc \uae08\uc735 \uae30\uad00\uc744 \uc911\uc2ec\uc73c\ub85c \ud55c \uc0dd\ud0dc\uacc4\ub97c \uad6c\ucd95 \uc911\uc774\ub77c\uba74 \uc2a4\ud154\ub77c\ub8e8\uba58\uc740 \uac1c\uc778\uacfc P2P \uc774\uc6a9\uc5d0 \ucd08\uc810\uc744 \ub450\uc5c8\uc2b5\ub2c8\ub2e4.<\/li>\n<li style=\"font-weight: 400;\">\ub9ac\ud50c\uc774 \uc790\uccb4 \uc2a4\ud14c\uc774\ube14\ucf54\uc778 \ub4f1 \ub354 \ub2e4\uc591\ud55c \uc81c\ud488\uad70\uc744 \uc81c\uacf5\ud55c\ub2e4\uba74 \uc2a4\ud154\ub77c\ub8e8\uba58\uc758 \ub300\ud45c \uc0c1\ud488\uc740 \ube14\ub85d\uccb4\uc778 \uadf8 \uc790\uccb4\ub77c\uace0 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/div><\/div><h2>\ub9ac\ud50c(XRP) \uc18c\uac1c<\/h2><p><span class=\"replacer\"><\/span><br>\n\uc81c\ub3c4 \ub9e5\ucf00\uc77c\ub7fd(Jed McCaleb), \uc544\uc11c \ube0c\ub9ac\ud1a0(Arthur Britto), \ub370\uc774\ube44\ub4dc \uc288\uc6cc\uce20(David Schwartz)\uac00 2012\ub144 \uacf5\ub3d9\ucc3d\uc5c5\ud55c \ub9ac\ud50c\ub7a9\uc2a4\ub294 \uad6d\uacbd \uac04 \uac70\ub798\ub97c \ud601\uc2e0\ud55c \ube14\ub85d\uccb4\uc778 \uae30\ubc18 \uacb0\uc81c \ud504\ub85c\ud1a0\ucf5c\uc744 \uac1c\ubc1c\ud588\uc2b5\ub2c8\ub2e4.<\/p><p>\uc2dc\uc2a4\ud15c\uc758 \uc2ec\uc7a5\ubd80\uc5d0\ub294 XRP \ub808\uc800(XRPL)\uac00 \uc788\uc2b5\ub2c8\ub2e4. XRP \ub808\uc800\ub294 \uc624\ud508\uc18c\uc2a4\uc758 \ud0c8\uc911\uc559\ud654\ub41c \ube14\ub85d\uccb4\uc778\uc73c\ub85c \ube60\ub974\uace0 \uc800\ub834\ud55c \uae00\ub85c\ubc8c \uc1a1\uae08\uc5d0 \ud2b9\ud654\ub418\uc5c8\uc2b5\ub2c8\ub2e4. XRP \ub808\uc800\ub294 \ub9ac\ud50c\uc758 \uacb0\uc81c \uc778\ud504\ub77c\ub97c \uc9c0\ud0f1\ud558\ub294 \uae30\ubc18 \uae30\uc220\uc785\ub2c8\ub2e4.<\/p><p><a href=\"https:\/\/cryptonews.com\/kr\/cryptocurrency\/types-of-cryptocurrency\/\">\uc791\uc5c5\uc99d\uba85(PoW)\uc774\ub098 \uc9c0\ubd84\uc99d\uba85(PoS) \uba54\ucee4\ub2c8\uc998<\/a>\uc744 \uc774\uc6a9\ud558\ub294 \uc804\ud1b5 \ube14\ub85d\uccb4\uc778\uacfc \ub2ec\ub9ac XRP \ub808\uc800\ub294 \ub9ac\ud50c \ud504\ub85c\ud1a0\ucf5c \ud569\uc758 \uc54c\uace0\ub9ac\uc998(RPCA)\uc744 \uc774\uc6a9\ud569\ub2c8\ub2e4.<\/p><p>RPCA \ud569\uc758 \ubaa8\ub378\uc740 \uac70\ub798\uc758 \uc21c\uc11c \ubc0f \uc720\ud6a8\uc131\uc5d0 \ud569\uc758\ud560 \ub3c5\ub9bd \uac80\uc99d\uc790\ub85c \uad6c\uc131\ub41c \ub124\ud2b8\uc6cc\ud06c\ub97c \uc774\uc6a9\ud569\ub2c8\ub2e4. \ub204\uad6c\ub098 \uac80\uc99d\uc790 \ub178\ub4dc\ub97c \uc6b4\uc601\ud560 \uc218 \uc788\uc9c0\ub9cc \ub9ac\ud50c\ub7a9\uc2a4\ub294 \uae30\ubcf8\uc801 <a href=\"https:\/\/xrpl.org\/docs\/concepts\/consensus-protocol\/unl\">\ub124\ud2b8\uc6cc\ud06c \uc2e0\ub8b0 \ubaa9\ub85d(UNL)<\/a>\uc744 \uc720\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ubaa9\ub85d\uc5d0\ub294 170\uac1c \uc774\uc0c1\uc758 \uac80\uc99d\uc790\ub85c \uad6c\uc131\ub41c \ub124\ud2b8\uc6cc\ud06c \uc911\uc5d0\uc11c 35\uac1c\uc758 \uc2e0\ub8b0\ub3c4 \ub192\uc740 \uac80\uc99d\uc790\ub85c \uad6c\uc131\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-199365\" src=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102354\/1755912234-1751362585-xrp-validators_optimized.webp\" alt=\"\ub9ac\ud50c UNL \uac80\uc99d\uc790\" width=\"810\" height=\"438\" srcset=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102354\/1755912234-1751362585-xrp-validators_optimized.webp 810w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102354\/1755912234-1751362585-xrp-validators_optimized-300x162.webp 300w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102354\/1755912234-1751362585-xrp-validators_optimized-768x415.webp 768w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102354\/1755912234-1751362585-xrp-validators_optimized-450x243.webp 450w\" sizes=\"auto, (max-width: 810px) 100vw, 810px\">XRP \ub808\uc800\uc758 \ub124\uc774\ud2f0\ube0c \ub514\uc9c0\ud138 \uc790\uc0b0\uc774 \ud754\ud788 \ub9ac\ud50c \ucf54\uc778\uc774\ub77c\uace0 \ubd80\ub974\ub294 \uc5d1\uc2a4\uc54c\ud53c(XRP) \uc785\ub2c8\ub2e4. XRP\ub294 \uae08\uc735 \uae30\uad00\uacfc \uacb0\uc81c \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\uc5d0 \ube0c\ub9bf\uc9c0 \ud1b5\ud654\ub85c \uc791\ub3d9\ud558\uba70 \ud574\uc678\ub85c \uc1a1\uae08\ud560 \ub54c \ube60\ub978 \uc720\ub3d9\uc131 \ubc0f \ud6a8\uc728\uc801 \ud1b5\ud654 \uad50\ud658\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p><p>\uae08\uc735 \uae30\uad00\uc740 XRP\ub97c \uc774\uc6a9\ud574 \ubaa9\uc801 \ud1b5\ud654\ub85c \uacc4\uc815\uc5d0 \ubbf8\ub9ac \uc785\uae08\ud560 \ud544\uc694\uac00 \uc5c6\uc5b4 \uac70\ub798 \ube44\uc6a9\uc774 \uc904\uace0 \ucc98\ub9ac \uc2dc\uac04\uc774 \ub2e8\ucd95\ub429\ub2c8\ub2e4.<\/p><p>\uc77c\ubd80 \ube44\ud310\uac00\ub4e4\uc740 XRP \ub808\uc800\uc758 \ud569\uc758 \ubaa8\ub378\uc774 \uc911\uc559\uc131\uc774 \uc0c1\ub2f9\ud788 \ub192\uc73c\uba70 \ud2b9\ud788 \ub2e4\ub978 \uacf5\uac1c \ube14\ub85d\uccb4\uc778\uacfc \ube44\uad50\ud588\uc744 \ub54c \uc911\uc559\ud654\ub418\uc5c8\ub2e4\uace0 \uc9c0\uc801\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud2b9\uc9d5\uc740 \uc7a5\ub2e8\uc810\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc911\uc559\uc131\uc774 \ub192\ub2e4\ub294 \ub2e8\uc810\uc740 \uc788\uc9c0\ub9cc \uc2e4\uc2dc\uac04\uc5d0 \uac00\uae4c\uc6b4 \uac70\ub798 \ud655\uc7a5\uc131\uacfc \ub9e4\uc6b0 \ub0ae\uc740 \uc5d0\ub108\uc9c0 \uc18c\ube44\ub97c \uc790\ub791\ud574 XRP \ub808\uc800\ub97c \uc624\ub298\ub0a0 \uac00\uc7a5 \ud6a8\uc728\uc801\uc778 \ube14\ub85d\uccb4\uc778 \uc911 \ud558\ub098\ub85c \ub9cc\ub4e4\uc5c8\uc2b5\ub2c8\ub2e4.<\/p><h3>\ub9ac\ud50c\uc758 \uc8fc\uc694 \uc0c1\ud488 \ubc0f \uae30\ub2a5<\/h3><p>\ub9ac\ud50c\uc758 \ub300\ud45c \uc0c1\ud488\uc740 \uacb0\uc81c \ud50c\ub7ab\ud3fc\uc774\uba70 \ucd5c\uadfc \ucee4\uc2a4\ud130\ub514, \uc2a4\ud14c\uc774\ube14\ucf54\uc778 \uc194\ub8e8\uc158\uc73c\ub85c \ud655\uc7a5\ud588\uc2b5\ub2c8\ub2e4. \ub2e4\uc74c\uc73c\ub85c \ub9ac\ud50c\uc774 \uc81c\uacf5\ud558\ub294 \uc8fc\uc694 \uc0c1\ud488 \ubc0f \uae30\ub2a5\uc744 \ud558\ub098\uc529 \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p><h4>\ud398\uc774\uba3c\uce20<\/h4><p>\ub9ac\ud50c \ud398\uc774\uba3c\uce20\ub294 \uc740\ud589\uacfc \uae08\uc735 \uae30\uad00\uc774 \uad6d\uacbd \uac04 \uacb0\uc81c \ubc0f \uc9c0\uae09\uc5d0 \uc554\ud638\ud654\ud3d0 \ubc0f <a href=\"https:\/\/cryptonews.com\/kr\/cryptocurrency\/stablecoins\/\">\uc2a4\ud14c\uc774\ube14\ucf54\uc778<\/a>\uc744 \ud1b5\ud569\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4. \uc774 \uc11c\ube44\uc2a4\ub294 90\uac1c \uc774\uc0c1\uc758 \uc2dc\uc7a5\uacfc 50\uac1c \uc774\uc0c1\uc758 \ud1b5\ud654\ub97c \uc544\uc6b0\ub974\uba70 \uc804\ud1b5 \uc2dc\uc2a4\ud15c\ubcf4\ub2e4 \uc2e4\ud589 \uc18d\ub3c4\uac00 \ube60\ub974\ub2e4\ub294 \ud3c9\uac00\ub97c \ubc1b\uc2b5\ub2c8\ub2e4.<\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-large wp-image-199366 lazyload\" src=\"https:\/\/cimg.co\/p\/no_image.svg\" alt=\"\ub9ac\ud50c \ud398\uc774\uba3c\uce20\" width=\"640\" height=\"217\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" data-src=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102426\/1755912266-1751362582-xrp-screenshot_optimized-1024x347.webp\" data-srcset=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102426\/1755912266-1751362582-xrp-screenshot_optimized-1024x347.webp 1024w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102426\/1755912266-1751362582-xrp-screenshot_optimized-300x102.webp 300w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102426\/1755912266-1751362582-xrp-screenshot_optimized-768x260.webp 768w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102426\/1755912266-1751362582-xrp-screenshot_optimized-1536x521.webp 1536w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102426\/1755912266-1751362582-xrp-screenshot_optimized-450x153.webp 450w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102426\/1755912266-1751362582-xrp-screenshot_optimized.webp 1546w\">\ud398\uc774\uba3c\uce20 \uc194\ub8e8\uc158\uc774 XRP \uc5c6\uc774\ub3c4 \uc791\ub3d9\ud558\uba70 \uad6d\uc81c \uc1a1\uae08 \ubc0f \uc9c1\uc811 \uc678\ud658 \uad50\ud658\uc744 \uc9c0\uc6d0\ud560 \uc218 \uc788\uc9c0\ub9cc, XRP\ub294 \uc628\ub514\uba58\ub4dc \uc720\ub3d9\uc131(ODL)\uc5d0 \uc774\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. XRP\ub294 \ub450 \ud1b5\ud654 \uc0ac\uc774 \ube0c\ub9bf\uc9c0 \uc5ed\ud560\uc744 \uc218\ud589\ud560 \uc218 \uc788\uc73c\uba70 \uc2e4\uc2dc\uac04\uc5d0 \uac00\uae4c\uc6b4 \uac70\ub798 \uc18d\ub3c4 \ubc0f \ub0ae\uc740 \ube44\uc6a9\uc73c\ub85c \uc774\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p><h4>\ucee4\uc2a4\ud130\ub514<\/h4><p>\ub9ac\ud50c\uc740 \uae30\uad00 \uace0\uac1d\uc744 \uc704\ud55c \uac00\uc0c1\uc790\uc0b0 \uc704\ud0c1 \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud558\uba70 \ube44\ud2b8\ucf54\uc778, \uc774\ub354\ub9ac\uc6c0, \uc2a4\ud14c\uc774\ube14\ucf54\uc778 \ub4f1\uc758 \uc554\ud638\ud654\ud3d0\ub97c \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p><h4>\uc2a4\ud14c\uc774\ube14\ucf54\uc778<\/h4><p>2024\ub144 \ub9d0 \ub9ac\ud50c\uc740 \uc790\uccb4 \ubbf8\uad6d \ub2ec\ub7ec \uae30\ubc18 \uc2a4\ud14c\uc774\ube14\ucf54\uc778 RLUSD\ub97c \ucd9c\uc2dc\ud588\uc2b5\ub2c8\ub2e4. RLUSD\ub294 2025\ub144 6\uc6d4 \uae30\uc900 \uc2dc\uac00\ucd1d\uc561 4\uc5b5 \ub2ec\ub7ec\ub97c \ub118\uc5c8\uc73c\uba70 \uacb0\uc81c \ub124\ud2b8\uc6cc\ud06c\uc5d0 \ud1b5\ud569\ud560 \uc218 \uc788\uace0 \uc8fc\uc694 \uac00\uc0c1\uc790\uc0b0 \uac70\ub798\uc18c\uc5d0\uc11c \ucc44\ud0dd\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ub9ac\ud50c \uc2a4\ud14c\uc774\ube14\ucf54\uc778\uc740 XRP \ub808\uc800\uc640 \uc774\ub354\ub9ac\uc6c0 \ub124\ud2b8\uc6cc\ud06c \uc704\uc5d0\uc11c \uc774\uc6a9\ud560 \uc218 \uc788\uc5b4 <a href=\"https:\/\/cryptonews.com\/kr\/cryptocurrency\/best-defi-coins\/\">\ub514\ud30c\uc774<\/a> \uc571\uacfc\ub3c4 \ud638\ud658\ub429\ub2c8\ub2e4.<\/p><p><a href=\"https:\/\/aws.amazon.com\/partners\/success\/ripple\/\">\ub9ac\ud50c\uc758 \uae00\ub85c\ubc8c \ub124\ud2b8\uc6cc\ud06c\uc5d0\ub294 100\uacf3 \uc774\uc0c1<\/a>\uc758 \uc740\ud589, \uacb0\uc81c \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4 \ub4f1 \uc218\uc2ed\uac1c \uad6d\uac00\uc758 \uc5ec\ub7ec \uae30\uad00\uc744 \ud3ec\ud568\ud558\uba70 \uc5ec\uae30\uc5d0\ub294 \uc0b0\ud0c4\ub370\ub974, \uce90\ub098\ub2e4 \uc81c\uad6d \uc0c1\uc5c5\uc740\ud589, \ud2b8\ub79c\uc2a4\ud37c\uace0, SBI \ub9ac\ubc0b, \uc2dc\uc554\uc0c1\uc5c5\uc740\ud589 \ub4f1\uc774 \uc874\uc7ac\ud55c\ub2e4.<\/p><h2>\uc2a4\ud154\ub77c\ub8e8\uba58(XLM) \uc18c\uac1c<\/h2><p><span class=\"replacer\"><\/span><br>\n\uc2a4\ud154\ub77c\ub8e8\uba58\uc740 \uae00\ub85c\ubc8c \uacb0\uc81c \ud50c\ub7ab\ud3fc\uc744 \uad6c\ub3d9\ud558\ub294 \uacf5\uac1c \ube14\ub85d\uccb4\uc778 \ub124\ud2b8\uc6cc\ud06c\uc774\ub2e4. \uae08\uc735 \uae30\uad00 \ubc0f \uac1c\uc778\uc740 \ub124\uc774\ud2f0\ube0c \uc2a4\ud154\ub77c \ub8e8\uba58(XLM) \ucf54\uc778\uc744 \uc1a1\uae08\ud558\uac70\ub098 \ub2e4\ub978 <a href=\"https:\/\/cryptonews.com\/kr\/cryptocurrency\/best-crypto-to-buy\/\">\uc554\ud638\ud654\ud3d0<\/a>\ub85c \uad50\ud658\ud574 \uc804 \uc138\uacc4\ub85c \uc1a1\uae08\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-large wp-image-199367 lazyload\" src=\"https:\/\/cimg.co\/p\/no_image.svg\" alt=\"\uc2a4\ud154\ub77c\ub8e8\uba58\" width=\"640\" height=\"286\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" data-src=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102456\/1755912296-xlm-stellar-1024x457.webp\" data-srcset=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102456\/1755912296-xlm-stellar-1024x457.webp 1024w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102456\/1755912296-xlm-stellar-300x134.webp 300w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102456\/1755912296-xlm-stellar-768x343.webp 768w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102456\/1755912296-xlm-stellar-450x201.webp 450w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102456\/1755912296-xlm-stellar.webp 1536w\">\uc2a4\ud154\ub77c\ub8e8\uba58\uc740 2014\ub144 \ubcc0\ud638\uc0ac\ub85c \ud65c\ub3d9\ud588\ub358 \uc870\uc774\uc2a4 \ud0b4(Joyce Kim)\uc640 \uc81c\ub4dc \ub9e5\ucf00\uc77c\ub7fd(Jed McCaleb)\uc774 \ucd9c\uc2dc\ud588\uc2b5\ub2c8\ub2e4. \uc81c\ub4dc \ub9e5\ucf00\uc77c\ub7fd\uc740 \uc704\uc5d0\uc11c \uc18c\uac1c\ud558\uae30\ub3c4 \ud55c \ub9ac\ud50c\uc758 \ud575\uc2ec \uacf5\ub3d9\ucc3d\uc5c5\uc790 \uc911 \ud55c \uba85\uc785\ub2c8\ub2e4. \ub9e5\ucf00\uc77c\ub7fd\uc740 \ub9ac\ud50c\uc758 \ud06c\ub9ac\uc2a4 \ub77c\uc2a8\uacfc \uc758\uacac\uc774 \ub300\ub9bd\ud558\uba70 \uc9c4\uc815\ud55c \ud0c8\uc911\uc559\ud654\ub41c P2P \ub124\ud2b8\uc6cc\ud06c\ub97c \uac1c\ubc1c\ud558\uace0\uc790 \uc2a4\ud154\ub77c\ub8e8\uba58\uc744 \ucc3d\uc2dc\ud588\uc2b5\ub2c8\ub2e4.<\/p><p>\ub9ac\ud50c\ub7a9\uc2a4\uc640 \ub2ec\ub9ac \uc2a4\ud154\ub77c \uac1c\ubc1c \uc7ac\ub2e8(SDF)\uc740 \ube44\uc601\ub9ac\uae30\uad00\uc73c\ub85c \ub124\ud2b8\uc6cc\ud06c\uc758 \uc131\uc7a5\uc744 \uc9c0\uc6d0\ud558\uc9c0\ub9cc \uc0dd\ud0dc\uacc4\uc5d0 \ud1b5\uc81c\uad8c\uc744 \ud589\uc0ac\ud558\uc9c0\ub294 \uc54a\uc544 \uc774\ub354\ub9ac\uc6c0 \uc7ac\ub2e8\uacfc \uc720\uc0ac\ud558\uac8c \uc6b4\uc601\ub429\ub2c8\ub2e4.<\/p><p>\uc2a4\ud154\ub77c \uccb4\uc778\uc740 \uc2a4\ud154\ub77c\ub8e8\uba58 \uae00\ub85c\ubc8c \ud398\uc774\uba3c\uce20 \ub124\ud2b8\uc6cc\ud06c\uc758 \ud575\uc2ec \uc694\uc18c\uc785\ub2c8\ub2e4. \uc2a4\ud154\ub77c \uccb4\uc778\uc740 \ube44\ud2b8\ucf54\uc778 \uac19\uc740 \uacbd\uc9c1\ub41c \ube14\ub85d\uccb4\uc778\uc774\ub098 \uc774\ub354\ub9ac\uc6c0 \uac19\uc740 1\uc138\ub300 \uc2a4\ub9c8\ud2b8 \ucee8\ud2b8\ub799\ud2b8 \uccb4\uc778\ubcf4\ub2e4 \ube60\ub974\uace0 \uc800\ub834\ud558\uba70 \ud6a8\uc728\uc801\uc785\ub2c8\ub2e4. \uc0ac\uc2e4, \uc2a4\ud154\ub77c\uc758 \uc124\uacc4\ub294 \ub9ac\ud50c\uc5d0\uc11c \uc601\uac10\uc744 \ubc1b\uc558\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc2a4\ud154\ub77c \ud569\uc758 \ud504\ub85c\ud1a0\ucf5c(SCP)\uc740 \ub2e4\ub978 \ubc29\uc2dd\uc73c\ub85c \uc791\ub3d9\ud569\ub2c8\ub2e4.<\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-large wp-image-199368 lazyload\" src=\"https:\/\/cimg.co\/p\/no_image.svg\" alt=\"\uc2a4\ud154\ub77c\ub8e8\uba58\" width=\"640\" height=\"270\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" data-src=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102518\/1755912317-xlm-1024x432.webp\" data-srcset=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102518\/1755912317-xlm-1024x432.webp 1024w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102518\/1755912317-xlm-300x126.webp 300w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102518\/1755912317-xlm-768x324.webp 768w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102518\/1755912317-xlm-1536x647.webp 1536w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102518\/1755912317-xlm-450x190.webp 450w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102518\/1755912317-xlm.webp 2048w\">SCP\ub294 \ub3d9\uc758\uc99d\uba85(PoA) \ud569\uc758 \uc54c\uace0\ub9ac\uc998\uc73c\ub85c \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \ub178\ub4dc\uac00 \ucc38\uc5ec\ud558\ub294 \ud22c\ud45c \uc2dc\uc2a4\ud15c\uc5d0 \uc758\uc874\ud569\ub2c8\ub2e4. \uac01\uac01\uc758 \ub178\ub4dc\ub294 \u201c\ucffc\ub7fc \uc2ac\ub77c\uc774\uc2a4\u201d\ub97c \uc120\ud0dd\ud574\uc57c \ud569\ub2c8\ub2e4. \ucffc\ub7fc \uc2ac\ub77c\uc774\uc2a4\ub780 \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \ub2e4\ub978 \uac80\uc99d\uc790\uc758 \ubaa9\ub85d\uc785\ub2c8\ub2e4. \ub204\uad6c\ub098 \ub178\ub4dc\ub97c \uc124\uce58\ud574 \ud569\uc758\uc5d0 \ucc38\uc5ec\ud560 \uc218 \uc788\uc9c0\ub9cc SDF\ub098 \uae08\uc735 \uae30\uad00 \uac19\uc740 \uc8fc\uccb4\uac00 \ucffc\ub7fc \uc2ac\ub77c\uc774\uc2a4\uc5d0 \ud3ec\ud568\ub420 \uac00\ub2a5\uc131\uc774 \ub354 \ucee4 \uc601\ud5a5\ub825\uc774 \ub354 \uc9c0\ubc30\uc801\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p><p>\uc2a4\ud154\ub77c\ub294 \uc804\ud1b5 \uc740\ud589 \ubc0f \uacb0\uc81c \uacbd\ub85c\uc640 \uc5f0\uacb0\ub420 \uc218 \uc788\ub3c4\ub85d \uc124\uacc4\ub418\uc5b4 XLM \ucf54\uc778\uc744 \ubc95\uc815 \ud1b5\ud654\uc640 \ub2e4\ub978 \uc790\uc0b0 \uc0ac\uc774 \ube0c\ub9bf\uc9c0\ub85c \uc774\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p><h3>\uc2a4\ud154\ub77c\ub8e8\uba58 \uc8fc\uc694 \uc81c\ud488 \ubc0f \uae30\ub2a5<\/h3><p>\uc2a4\ud154\ub77c\ub8e8\uba58\uc758 \ud575\uc2ec \uc0c1\ud488\uc740 \ubc14\ub85c \ube14\ub85d\uccb4\uc778 \ub124\ud2b8\uc6cc\ud06c \uadf8 \uc790\uccb4\uc785\ub2c8\ub2e4. \uc2a4\ud154\ub77c\ub8e8\uba58 \ub124\ud2b8\uc6cc\ud06c\ub294 \ud0c8\uc911\uc559\ud654\ub41c \uacb0\uc81c \uc560\ud50c\ub9ac\ucf00\uc774\uc158, \ud1a0\ud070\ud654 \uc790\uc0b0 \ub4f1\uc744 \uac1c\ubc1c\ud558\uac70\ub098 \uc804\ud1b5 \uae08\uc735 \uc2dc\uc2a4\ud15c\uc5d0 \ud1b5\ud569\ud558\ub294 \ub370 \uc774\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc544\ub798\ub294 \uc2a4\ud154\ub77c\ub8e8\uba58\uc774 \uc81c\uacf5\ud558\ub294 \ub3c4\uad6c\ub97c \uba87 \uac00\uc9c0 \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p><h4>\uba38\ub2c8\uadf8\ub7a8 \ub7a8\ud504<\/h4><p>\uae30\uc5c5\uc740 \uba38\ub2c8\uadf8\ub7a8\uc758 \uae00\ub85c\ubc8c \ub124\ud2b8\uc6cc\ud06c\uc5d0 \ud569\ub958\ud560 \uc218 \uc788\uc73c\uba70 \uc774\uc5d0 \ub530\ub77c \uc774\uc6a9\uc790\uac00 \uc740\ud589 \uacc4\uc88c \uc5c6\uc774\ub3c4 \uc2a4\ud154\ub77c USDC\ub97c \ud1b5\ud574 \uc790\uc2e0\uc758 \ucf54\uc778\uc9c0\uac11\uc5d0\uc11c \ud604\uae08\uc744 \ucd9c\uae08\ud558\uac70\ub098 \uc785\uae08\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\uc6a9\uc790\ub294 \uc27d\uac8c \ud604\uae08\uc744 \uc2a4\ud14c\uc774\ube14\ucf54\uc778\uc73c\ub85c \ubcc0\ud658\ud558\uac70\ub098 \uadf8 \ubc18\ub300\uc758 \uc791\uc5c5\uc744 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p><h4>\uc575\ucee4 \ud50c\ub7ab\ud3fc<\/h4><p>\uc575\ucee4 \ud50c\ub7ab\ud3fc\uc740 \uae30\uc5c5\ub4e4\uc774 \uc6d0\ud65c\ud558\uac8c \uc2a4\ud154\ub77c\ub8e8\uba58 \uc0dd\ud0dc\uacc4\uc5d0 \ud569\ub958\ud560 \uc218 \uc788\ub3c4\ub85d \ub3c4\uc640\uc8fc\uba70 \uad6d\uacbd \uac04 \uacb0\uc81c, \uc785\uae08, \ucd9c\uae08\uc5d0 \ud2b9\ud654\ub41c \uacb0\uc81c \ub124\ud2b8\uc6cc\ud06c\uc758 \uac15\uc810\uc744 \uc774\uc6a9\ud569\ub2c8\ub2e4.<\/p><h4>\ub514\uc2a4\ubc84\uc2a4\uba3c\ud2b8 \ud50c\ub7ab\ud3fc<\/h4><p>\ub514\uc2a4\ubc84\uc2a4\uba3c\ud2b8 \ud50c\ub7ab\ud3fc\uc740 \uae30\uc5c5\uc774 \ub300\uaddc\ubaa8 \uae30\uae08 \uc9c0\ucd9c\uc744 \uc2e4\uc2dc\uac04\uc73c\ub85c \ucc98\ub9ac\ud560 \uc218 \uc788\ub3c4\ub85d \ub3d5\uc2b5\ub2c8\ub2e4. 1\uc13c\ud2b8\ubd80\ud130 \uc2dc\uc791\ud574 \uc18c\uc561 \uacb0\uc81c\uac00 \uac00\ub2a5\ud558\uba70 \uc804\ud1b5 \uc2dc\uc2a4\ud15c\ubcf4\ub2e4 \ub192\uc740 \ud22c\uba85\uc131\uacfc \ub0ae\uc740 \ube44\uc6a9\uc744 \uc790\ub791\ud569\ub2c8\ub2e4.<\/p><h4>\uc2a4\ud154\ub77c \uc560\uc14b \uc0cc\ub4dc\ubc15\uc2a4<\/h4><p>\uc2a4\ud154\ub77c\ub8e8\uba58\uc740 \uc774\uc6a9\uc790\uac00 \uc2a4\ud154\ub77c \uccb4\uc778 \uc704\uc5d0 \uc2e0\uaddc \ud1a0\ud070 \ubc0f <a href=\"https:\/\/cryptonews.com\/kr\/cryptocurrency\/best-real-world-asset-tokens\/\">\uc2e4\ubb3c\uc790\uc0b0 \ud1a0\ud070(RWA)<\/a>\ub97c \uac1c\ubc1c\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p><h2>\ub9ac\ud50c \uc2a4\ud154\ub77c\ub8e8\uba58 \ucc28\uc774 \ube44\uad50<\/h2><p><span class=\"replacer\"><\/span><br>\nXRP \ub808\uc800\uc640 \uc2a4\ud154\ub77c\ub8e8\uba58\uc740 \uacf5\ud1b5\uc810\uc774 \ub9ce\uace0 \uc2ec\uc9c0\uc5b4 \uacf5\ub3d9\ucc3d\uc5c5\uc790\ub3c4 \uc77c\ubd80 \uac19\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc11c\ub85c \ub2e4\ub978 \ucca0\ud559\uacfc \uc811\uadfc \ubc29\uc2dd, \ubaa9\ud45c \uc0ac\uc6a9\uc790 \uae30\ubc18\uc744 \uac00\uc84c\uc2b5\ub2c8\ub2e4.<\/p><p>\ub2e4\uc74c\uc73c\ub85c \ub450 \ud504\ub85c\uc81d\ud2b8 \uc0ac\uc774 \ud575\uc2ec \ucc28\uc774\ub97c \uba87 \uac00\uc9c0 \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p><h3>\uae30\uc220: \ud569\uc758 \uba54\ucee4\ub2c8\uc998 \ubc0f \uc911\uc559\ud654 \uc815\ub3c4<\/h3><p>XRP \ub808\uc800\uc640 \uc2a4\ud154\ub77c\ub8e8\uba58\uc740 \ud55c\uc815\uc801 <a href=\"https:\/\/cryptonews.com\/kr\/guides\/what-is-a-smart-contract\/\">\uc2a4\ub9c8\ud2b8 \ucee8\ud2b8\ub799\ud2b8 <\/a>\uae30\ub2a5\uc744 \uc81c\uacf5\ud558\uace0 \ud1a0\ud070\uc744 \uc9c0\uc6d0\ud558\uc9c0\ub9cc \uc11c\ub85c \ub2e4\ub978 \ud569\uc758 \uc54c\uace0\ub9ac\uc998\uc744 \uac00\uc84c\uc2b5\ub2c8\ub2e4. \ub450 \ud504\ub85c\uc81d\ud2b8 \ubaa8\ub450 \uace0\uc131\ub2a5 \ubc0f \ud6a8\uc728\uc131\uc744 \uc911\uc2dc\ud569\ub2c8\ub2e4.<\/p><p>\ub9ac\ud50c\uc740 \ubcf4\ub2e4 \ube60\ub978 \uae38\uc744 \ud0dd\ud574 \ud0c8\uc911\uc559\uc131\uc744 \uc5b4\ub290 \uc815\ub3c4 \ud3ec\uae30\ud558\uba74\uc11c \ub124\ud2b8\uc6cc\ud06c \uc131\ub2a5\uc744 \uac1c\uc120\ud558\uae30\ub85c \uc120\ud0dd\ud588\uc2b5\ub2c8\ub2e4. \ub9ac\ud50c\uc774 \uc774\uc6a9\ud558\ub294 UNL \uae30\ubc18 RPCA \ud504\ub85c\ud1a0\ucf5c\uc740 \uc911\uc559\ud654\ub41c \ud2b9\uc131\uc774 \uac15\ud558\uba70 \ub9ac\ud50c\ub7a9\uc2a4\uac00 \uc2e0\ub8b0\ud560 \ub9cc\ud55c\u3134 \uac80\uc99d\uc790 \ubaa9\ub85d\uc744 \ucd94\ucc9c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p><p>\uc2a4\ud154\ub77c\ub8e8\uba58\uc758 SCP \uc54c\uace0\ub9ac\uc998\uc740 \ud0c8\uc911\uc559\uc131\uc774 \uac15\ud558\uace0 \uc774\uc6a9\uc790\ub4e4\uc774 \uc2e0\ub8b0\ub97c \ubc14\ud0d5\uc73c\ub85c \uc9d1\ub2e8 \ud569\uc758\uc5d0 \ub3c4\ub2ec\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4. \ub9ac\ud50c\uc758 \uc911\uc559\ud654\ub41c \ud2b9\uc9d5\uc740 \ub9e5\ucf00\uc77c\ub7fd\uc774 \ud504\ub85c\uc81d\ud2b8\ub97c \ub5a0\ub098\uace0 \uac00\uc0c1\uc790\uc0b0 \ucee4\ubba4\ub2c8\ud2f0\uc758 \ube44\ud310\uc774 \uc9c0\uc18d\ub418\ub294 \uc8fc\uc694 \ubb38\uc81c \uc911 \ud558\ub098\uc785\ub2c8\ub2e4.<\/p><figure class=\"table\">\n<table style=\"background-color: #ffffff;\">\n<tbody>\n<tr>\n<td><strong>\ud56d\ubaa9<\/strong><\/td>\n<td><strong>\uc2a4\ud154\ub77c\ub8e8\uba58(SCP)<\/strong><\/td>\n<td><strong>\ub9ac\ud50c(RPCA)<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>\ud569\uc758 \uc54c\uace0\ub9ac\uc998<\/strong><\/td>\n<td>\uc5f0\ud569 \ube44\uc794\ud2f4 \ud569\uc758(FBA)<\/td>\n<td>UNL\uc744 \ud1b5\ud55c \ube44\uc794\ud2f4 \ud569\uc758<\/td>\n<\/tr>\n<tr>\n<td><strong>\uc2e0\ub8b0 \ubaa8\ub378<\/strong><\/td>\n<td>\ud0c8\uc911\uc559\ud654\ub41c \ucffc\ub7fc \uc2ac\ub77c\uc774\uc2a4 (\uc774\uc6a9\uc790\uac00 \uc815\uc758)<\/td>\n<td>\uc911\uc559\ud654\ub41c UNL (\ub9ac\ud50c\uc774 \uac80\uc99d\uc790 \ucd94\ucc9c)<\/td>\n<\/tr>\n<tr>\n<td><strong>\uac80\uc99d\uc790 \uc120\ud0dd<\/strong><\/td>\n<td>\uc5b4\ub290 \ub178\ub4dc\ub098 \ucc38\uc5ec\ud558\uace0 \uc2e0\ub8b0\ub97c \uc815\uc758\ud560 \uc218 \uc788\uc74c<\/td>\n<td>\ub204\uad6c\ub098 \ucc38\uc5ec \uac00\ub2a5\ud558\uc9c0\ub9cc UNL\uc774 \uc601\ud5a5\ub825 \uc815\uc758<\/td>\n<\/tr>\n<tr>\n<td><strong>\uc2a4\ud14c\uc774\ud0b9\/\ucc44\uad74<\/strong><\/td>\n<td>\ubbf8\uc9c0\uc6d0<\/td>\n<td>\ubbf8\uc9c0\uc6d0<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure><h3>\uc131\ub2a5: \uc18d\ub3c4, TPS, \uc218\uc218\ub8cc<\/h3><p>XRP \ub808\uc800\uc640 \uc2a4\ud154\ub77c\ub8e8\uba58 \ubaa8\ub450 \uae00\ub85c\ubc8c \uacb0\uc81c\uc5d0 \ud2b9\ud654\ub418\uc5c8\uae30 \ub54c\ubb38\uc5d0 \ub458 \ub2e4 \uc18d\ub3c4\uc640 \ud655\uc7a5\uc131\uc744 \uc911\uc2dc\ud569\ub2c8\ub2e4.<\/p><p>\ub450 \ub124\ud2b8\uc6cc\ud06c \ubaa8\ub450 \uac70\ub798\ub97c \ucd5c\ub300 5\ucd08 \uc548\uc5d0 \ucc98\ub9ac\ud558\uba70 \uc218\uc218\ub8cc\ub294 0\uc5d0 \uac00\uae4c\uc6cc \uc18c\uc561 \uacb0\uc81c\ub3c4 \uac00\ub2a5\ud569\ub2c8\ub2e4. XRP\uc640 XLM\uc740 \uc218\uc218\ub8cc\uac00 \uac00\uc7a5 \ub0ae\uc740 \uc8fc\uc694 \uc554\ud638\ud654\ud3d0\uc5d0 \uc18d\ud569\ub2c8\ub2e4.<\/p><p>\ub9ac\ud50c\uc740 \ub124\ud2b8\uc6cc\ud06c\uac00 \ucd5c\ub300 1,500 TPS\uae4c\uc9c0 \ucc98\ub9ac\ud560 \uc218 \uc788\ub2e4\uace0 \uc8fc\uc7a5\ud558\uba70 \uc2a4\ud154\ub77c\ub8e8\uba58\ub3c4 \uac70\ub798 \ucc98\ub9ac \uc5ed\ub7c9\uc774 1,000 TPS\ub77c\uace0 \ub9d0\ud588\uc2b5\ub2c8\ub2e4.<\/p><p>\uc9c0\ub09c 1\ub144 \ub3d9\uc548 XRP \ub808\uc800\uc640 \uc2a4\ud154\ub77c\ub8e8\uba58 \ubaa8\ub450 \uc720\uc0ac\ud55c \uc77c \uac70\ub798\ub7c9\uc744 \uae30\ub85d\ud574 100\ub9cc \ub2ec\ub7ec\uc5d0\uc11c 200\ub9cc \ub2ec\ub7ec \uc0ac\uc774\ub97c \uae30\ub85d\ud588\uc2b5\ub2c8\ub2e4. \uc885\uc885 \ub9ac\ud50c\uc740 \uac70\ub798\ub7c9\uc774 400\ub9cc \ub2ec\ub7ec\ub97c \ub118\uae30\ub3c4 \ud588\uc2b5\ub2c8\ub2e4.<\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-large wp-image-199369 lazyload\" src=\"https:\/\/cimg.co\/p\/no_image.svg\" alt=\"\ub9ac\ud50c \uc2a4\ud154\ub77c\ub8e8\uba58 \uc77c \uac70\ub798\ub7c9\" width=\"640\" height=\"267\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" data-src=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102636\/1755912395-1751362491-xrpxlm-daily-transactions_optimized-1024x427.webp\" data-srcset=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102636\/1755912395-1751362491-xrpxlm-daily-transactions_optimized-1024x427.webp 1024w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102636\/1755912395-1751362491-xrpxlm-daily-transactions_optimized-300x125.webp 300w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102636\/1755912395-1751362491-xrpxlm-daily-transactions_optimized-768x320.webp 768w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102636\/1755912395-1751362491-xrpxlm-daily-transactions_optimized-1536x640.webp 1536w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102636\/1755912395-1751362491-xrpxlm-daily-transactions_optimized-450x188.webp 450w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102636\/1755912395-1751362491-xrpxlm-daily-transactions_optimized.webp 1920w\"><\/p><h3>\ubcf4\uc548: \uc2a4\ud154\ub77c\ub8e8\uba58 \ub9ac\ud50c \uc5bc\ub9c8\ub098 \uc548\uc804\ud55c\uac00<\/h3><p>\ucd9c\uc2dc\ub41c \uc9c0 10\ub144 \ub118\uc740 XRP \ub808\uc800\uc640 \uc2a4\ud154\ub77c\ub8e8\uba58 \ubaa8\ub450 \ubcf4\uc548 \ubb38\uc81c\ub97c \uacaa\uc740 \uc801 \uc5c6\uc9c0\ub9cc, \uc774\ub860\uc801\uc73c\ub85c \ub530\uc9c0\uba74 \ub9ac\ud50c\uc774 \ub354\uc6b1 \uc911\uc559\ud654\ub418\uc5b4 \uc2a4\ud154\ub77c\ub8e8\uba58\ubcf4\ub2e4 \uc548\uc815\uc131\uc774 \ucde8\uc57d\ud558\ub2e4\uace0 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p><p>\ub9ac\ud50c\ub7a9\uc2a4\ub294 \ube14\ub85d\uccb4\uc778\uc758 UNL \ubaa8\ub378\uc744 \ud1b5\ud574 \uac80\uc99d\uc790\ub97c \uc120\ud0dd\ud574 \ub354 \ud070 \ud1b5\uc81c\ub825\uc744 \ud589\uc0ac\ud569\ub2c8\ub2e4. \uc774\ub85c \uc778\ud574 \uac80\uc5f4 \uac00\ub2a5\uc131 \ubc0f \ub2e8\uc77c \ud30c\uad34\uc810 \uc6b0\ub824\uac00 \uc81c\uae30\ub418\uae30\ub3c4 \ud588\uc2b5\ub2c8\ub2e4. \ubc18\ub300\ub85c \uc2a4\ud154\ub77c\ub8e8\uba58\uc758 \ucffc\ub7fc \uc2ac\ub77c\uc774\uc2a4\ub294 \ud0c8\uc911\uc559\uc131\uacfc \ud68c\ubcf5\ub825\uc774 \uac15\ud569\ub2c8\ub2e4.<\/p><p><a href=\"https:\/\/www.aikido.dev\/blog\/xrp-supplychain-attack-official-npm-package-infected-with-crypto-stealing-backdoor\">2025\ub144 4\uc6d4 \ub9ac\ud50c\uc774 \uc911\ub300 \ubcf4\uc548 \ubb38\uc81c\ub97c \uacbd\ud5d8<\/a>\ud558\uae34 \ud588\uc73c\ub098 \ube14\ub85d\uccb4\uc778 \uc218\uc900\uc5d0\uc11c \ubc1c\uc0dd\ud558\uc9c0\ub294 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \ub2f9\uc2dc \ub9ac\ud50c\uc740 \uacf5\uae09\ub9dd \uacf5\uaca9\uc744 \ub2f9\ud574 \ud574\ucee4\ub4e4\uc774 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \ub3c4\uad6c\ub97c \uaca8\ub0e5\ud574 \ubc31\ub3c4\uc5b4\ub97c \uc8fc\uc785\ud55c \ud6c4 \ud6fc\uc190\ub41c \ubc95\uc804\uc73c\ub85c \uc5c5\ub370\uc774\ud2b8\ud55c XRP \ub808\uc800 \uc571\uc5d0\uc11c \ud504\ub77c\uc774\ube57\ud0a4\ub97c \ud0c8\ucde8\ud558\ub824\uace0 \uc2dc\ub3c4\ud588\uc2b5\ub2c8\ub2e4.<\/p><h3>\uc5d0\ub108\uc9c0 \ud6a8\uc728\uc131 \ubc0f \ud658\uacbd \uc601\ud5a5<\/h3><p>\ud6a8\uc728\uc131\uc740 XRP \ub808\uc800\uc640 \uc2a4\ud154\ub77c \ubaa8\ub450\uc758 \uc8fc\uc694 \uac15\uc810 \uc911 \ud558\ub098\ub85c \ub450 \ub124\ud2b8\uc6cc\ud06c \ubaa8\ub450 \ucc44\uad74\uc774\ub098 \uc2a4\ud14c\uc774\ud0b9\uc774 \uad00\uc5ec\ud558\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc5d0 \ucd5c\uc18c\ud55c\uc758 \uc5d0\ub108\uc9c0\ub97c \uc774\uc6a9\ud569\ub2c8\ub2e4.<\/p><p>\ub450 \ud504\ub85c\uc81d\ud2b8 \ubaa8\ub450 \ube44\ud2b8\ucf54\uc778 \uac19\uc740 \uc791\uc5c5\uc99d\uba85 \uccb4\uc778\ubcf4\ub2e4 \ud604\uc800\ud788 \uc791\uc740 \ud0c4\uc18c\ubc1c\uc790\uad6d\uc744 \uc790\ub791\ud569\ub2c8\ub2e4. <a href=\"https:\/\/digiconomist.net\/bitcoin-energy-consumption\">\ube44\ud2b8\ucf54\uc778\uc758 \uacbd\uc6b0 \uc5f0 \uc18c\ube44 \uc804\ub825\ub7c9\uc774 \ud3f4\ub780\ub4dc\ub098 \uc774\uc9d1\ud2b8 \uac19\uc740 \uc77c\ubd80 \uad6d\uac00 \uc804\uccb4\ubcf4\ub2e4 \ud07d\ub2c8\ub2e4<\/a>.<\/p><p>\uc0ac\uc2e4 \uc2a4\ud154\ub77c\ub8e8\uba58\uc740 \uc54c\uace0\ub79c\ub4dc\ub098 \ud5e4\ub370\ub77c \ub4f1 \uac00\uc7a5 \uce5c\ud658\uacbd\uc801\uc778 \uac83\uc73c\ub85c \uc720\uba85\ud55c \uc554\ud638\ud654\ud3d0\uc640 \ube44\ub4f1\ud558\uba70 \uac70\ub798\ub2f9 <a href=\"https:\/\/stellar.org\/blog\/developers\/diving-into-energy-use-on-stellar-blockchain-payment-efficiency-examined\">0.00022 kWh<\/a>\ub97c \uc18c\ube44\ud569\ub2c8\ub2e4. XRP \uac70\ub798\uc758 \uacbd\uc6b0 \uc870\uae08 \ub354 \ub192\uc740 <a href=\"https:\/\/ripple.com\/insights\/ensuring-that-our-digital-future-is-a-sustainable-one\/\">0.0079 kWh<\/a>\ub97c \uc18c\ubaa8\ud558\uc9c0\ub9cc \uc5ec\uc804\ud788 \ub9e4\uc6b0 \ub0ae\ub2e4\uace0 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-large wp-image-199370 lazyload\" src=\"https:\/\/cimg.co\/p\/no_image.svg\" alt=\"\uc2a4\ud154\ub77c\ub8e8\uba58 \ub9ac\ud50c \uc5d0\ub108\uc9c0 \uc0ac\uc6a9 \ube44\uad50\" width=\"640\" height=\"381\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" data-src=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102716\/1755912435-1751362473-energy-consumption-comparison_optimized-1024x609.webp\" data-srcset=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102716\/1755912435-1751362473-energy-consumption-comparison_optimized-1024x609.webp 1024w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102716\/1755912435-1751362473-energy-consumption-comparison_optimized-300x178.webp 300w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102716\/1755912435-1751362473-energy-consumption-comparison_optimized-768x457.webp 768w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102716\/1755912435-1751362473-energy-consumption-comparison_optimized-1536x913.webp 1536w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102716\/1755912435-1751362473-energy-consumption-comparison_optimized-450x267.webp 450w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102716\/1755912435-1751362473-energy-consumption-comparison_optimized.webp 1684w\"><\/p><h3>\uc0ac\uc6a9 \uc0ac\ub840: \uac1c\uc778, \uc1a1\uae08, \uae08\uc735 \ud3ec\uc6a9\uc131<\/h3><p>\ub9ac\ud50c\uc740 \uc804 \uc138\uacc4\uc5d0 \uac78\uccd0 \ud070 \uae08\uc561\uc744 \uc774\ub3d9\ud558\ub294 \uc740\ud589\uacfc \uacb0\uc81c \uc11c\ube44\uc2a4 \uc5c5\uccb4\uc5d0 \uc778\ud504\ub77c\ub97c \uc81c\uacf5\ud558\uba70 P2P \uacb0\uc81c \ubc0f \uc18c\uc561 \uacb0\uc81c\ub3c4 \uc9c0\uc6d0\ud569\ub2c8\ub2e4. \ud55c\uad6d\uc740 \ud2b9\uae08\ubc95(\ud2b9\uc815\uae08\uc735\uac70\ub798\uc815\ubcf4\ubc95) \ub4f1\uc73c\ub85c \uc778\ud574 \uac00\uc0c1\uc790\uc0b0 \uc1a1\uae08 \uc11c\ube44\uc2a4\uac00 \uc81c\ud55c\uc801\uc778 \uac00\uc6b4\ub370 \ub9ac\ud50c\uc758 \uc740\ud589 \uae08\uc735\uad8c \ud30c\ud2b8\ub108\uc2ed \uc804\ub7b5\uc740 \uad6d\ub0b4 \uc81c\ub3c4\uad8c \ucc44\ud0dd \uac00\ub2a5\uc131\uc744 \ub192\uc778\ub2e4\uace0 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p><p>\uc2a4\ud154\ub77c\ub8e8\uba58\uc740 \uac1c\uc778 \uc774\uc6a9\uc744 \ub354 \uc911\uc2dc\ud574 \uae08\uc735 \ud61c\ud0dd\uc744 \ubcf4\uc9c0 \ubabb\ud558\uba70 \ube60\ub978 \uad6d\uacbd \uac04 \uacb0\uc81c \uc218\ub2e8\uc774 \ud544\uc694\ud55c \uac1c\ubc1c\ub3c4\uc0c1\uad6d \uc778\uad6c\ub97c \ubaa9\ud45c \uc774\uc6a9\uc790 \uce35\uc73c\ub85c \uc0bc\uc558\uc2b5\ub2c8\ub2e4. \uc2a4\ud154\ub77c\ub8e8\uba58\uc758 NGO, \uac1c\ubc1c\ub3c4\uc0c1\uad6d \uc911\uc2ec \uc804\ub7b5\uc740 \uaddc\uc81c \uc6b0\ud68c\uac00 \uac00\ub2a5\ud55c \ub300\uc548\uc744 \uc81c\uacf5\ud55c\ub2e4\ub294 \uc810\uc5d0\uc11c \uad6d\ub0b4 \uc774\uc6a9\uc790\uc758 \uad00\uc2ec\uc774 \ud07d\ub2c8\ub2e4.<\/p><p>\uae08\uc735 \uae30\uad00\uc5d0 \uc9d1\uc911\ud558\ub294 \ub9ac\ud50c\uacfc \ub2ec\ub9ac \uc2a4\ud154\ub77c\ub8e8\uba58\uc740 \ud480\ubfcc\ub9ac \uc811\uadfc \uc804\ub7b5\uc744 \uc774\uc6a9\ud569\ub2c8\ub2e4.<\/p><p>XRP \ub808\uc800\uc640 \uc2a4\ud154\ub77c\ub8e8\uba58 \ubaa8\ub450 \ud1a0\ud070\ud654 \uc0ac\uc6a9 \uc0ac\ub840\ub97c \uc9c0\uc6d0\ud574 \uc774\uc6a9\uc790\uac00 \uc2e4\ubb3c\uc790\uc0b0 \uae30\ubc18 \ud1a0\ud070, \uc2a4\ud14c\uc774\ube14\ucf54\uc778, \uc2ec\uc9c0\uc5b4\ub294 <a href=\"https:\/\/cryptonews.com\/kr\/cryptocurrency\/how-to-buy-meme-coins\/\">\ubc08\ucf54\uc778<\/a>\uae4c\uc9c0 \uac1c\ubc1c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p><h3>\ud1a0\ud06c\ub178\ubbf9\uc2a4: \ud1a0\ud070 \ubd84\ubc30, \ubc1c\ud589, \uc778\ud50c\ub808\uc774\uc158<\/h3><p>\ub9ac\ud50c\uacfc \uc2a4\ud154\ub77c\ub8e8\uba58 \ubaa8\ub450 \ucd9c\uc2dc \uc2dc\uc810\uc5d0 \uc804\uccb4 \ud1a0\ud070 \uacf5\uae09\ub7c9\uc744 \ubc1c\ud589\ud588\uc2b5\ub2c8\ub2e4. \ub2e4\uc2dc \ub9d0\ud574, \uac80\uc99d\uc790 \ubcf4\uc0c1\uc774\ub098 \ub2e4\ub978 \uae30\uc5ec\uc790\ub97c \uc704\ud574 \ucd94\uac00\ub85c \ud1a0\ud070\uc744 \ubc1c\ud589\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p><p>\uadf8\ub7ec\ub098 \ud1a0\ud070 \ubd84\ubc30 \ubc0f \uc778\ud50c\ub808\uc774\uc158 \uc18d\ub3c4 \uce21\uba74\uc5d0\uc11c \ubcf4\uba74 \uc5d1\uc2a4\uc54c\ud53c \ubc0f \uc2a4\ud154\ub77c\ub8e8\uba58\uc758 \ud1a0\ud06c\ub178\ubbf9\uc2a4\uc5d0 \ud070 \ucc28\uc774\uac00 \uc874\uc7ac\ud569\ub2c8\ub2e4.<\/p><p>\uc5d1\uc2a4\uc54c\ud53c \uc804\uccb4 \uacf5\uae09\ub7c9\uc740 1,000\uc5b5 \uac1c\uc774\uba70 \uc774 \uc911\uc5d0\uc11c <a href=\"https:\/\/ripple.com\/insights\/q1-2025-xrp-markets-report\/\">\ub9ac\ud50c\ub7a9\uc2a4\uac00 415\uc5b5 \uac1c\ub97c \uc9c1\uc811 \ud1b5\uc81c<\/a>\ud569\ub2c8\ub2e4. \ucd9c\uc2dc \uc2dc\uc810\uc5d0 \ub9ac\ud50c\ub7a9\uc2a4\ub294 550\uc5b5 XRP\ub97c XRP \ub808\uc800 \uc704 \uc5ec\ub7ec \uc5d0\uc2a4\ud06c\ub85c\uc5d0 \uac78\uccd0 \ub77d\uc5c5\ud588\uc2b5\ub2c8\ub2e4. \ub610\ud55c \ucd9c\uc2dc \ud6c4 55\uac1c\uc6d4 \ub3d9\uc548 \ub9e4\uc6d4 10\uc5b5 XRP\ub97c \ud574\uc81c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p><p>\uadf8\ub7ec\ub098 \ub300\ubd80\ubd84\uc758 \uc5b8\ub77d XRP\ub294 \uc989\uc2dc \uc7ac\uc5d0\uc2a4\ud06c\ub85c\ub418\uace0 \uc788\uc73c\uba70 \ub9ac\ud50c\ub7a9\uc2a4\uac00 \ub0b4\ubd80\uc801\uc73c\ub85c \uc7ac\uc608\uce58 \ubc0f \ub9e4\ub3c4 \ube44\uc911\uc744 \uacb0\uc815\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc885\ub958\uc758 \ud1b5\uc81c\uac00 \uc911\uc559\ud654 \uc6b0\ub824\ub97c \ub0b3\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p><p>\uc2a4\ud154\ub77c\ub8e8\uba58\uc740 \ucd9c\uc2dc \ub2f9\uc2dc 1,000\uc5b5 XLM\uc744 \ubc1c\ud589\ud588\uc9c0\ub9cc 2019\ub144\uc5d0 \uc778\ud50c\ub808\uc774\uc158\uc744 \uc904\uc774\uae30 \uc704\ud574 \uc808\ubc18\uc744 \uc18c\uac01\ud588\uc2b5\ub2c8\ub2e4. \ud604\uc7ac \uc804\uccb4 \uacf5\uae09\ub7c9\uc740 500\uc5b5 \uac1c\uc774\uba70 \uc774 \uc911\uc5d0\uc11c 310\uc5b5 \uac1c\uac00 \uc720\ud1b5 \uc911\uc785\ub2c8\ub2e4.<\/p><p>\ub098\uba38\uc9c0 \ud1a0\ud070\uc740 \uc2a4\ud154\ub77c\ub8e8\uba58 \uac1c\ubc1c \uc7ac\ub2e8(SDF)\uac00 \uad00\ub9ac\ud569\ub2c8\ub2e4. SDF\ub294 \uc5ec\ub7ec \uac1c\uc758 \ud1a0\ud070 \uc900\ube44\uae08\uc744 \uad00\ub9ac\ud574 \uc0dd\ud0dc\uacc4 \uc131\uc7a5\uc744 \uc9c0\uc6d0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc2a4\ud154\ub77c\ub8e8\uba58\uc774 \ub9ac\ud50c\ubcf4\ub2e4 \ud1a0\ud070 \ubd84\ubc30\uc5d0 \uc788\uc5b4 \ub354 \ud22c\uba85\ud558\ub2e4\uace0 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p><h3>\uae30\uad00 \ub0b4\ub7ec\ud2f0\ube0c: \uc740\ud589 \ubc0f \uae30\uad00 \ud30c\ud2b8\ub108\uc2ed<\/h3><p>\ub9ac\ud50c\uacfc \uc2a4\ud154\ub77c\ub8e8\uba58 \ubaa8\ub450 \uc9c0\ub09c \uba87 \ub144 \ub3d9\uc548 \uc8fc\uc694 \uae30\uad00\uacfc \ud30c\ud2b8\ub108\uc2ed\uc744 \ud655\ubcf4\ud588\uc9c0\ub9cc \ub9ac\ud50c\uc774 \uae30\uad00\uc6a9 \uc11c\ube44\uc2a4\uc5d0 \uc9d1\uc911\ud558\ub294 \ub9cc\ud07c \uc0dd\ud0dc\uacc4\uac00 \ub354 \ud07d\ub2c8\ub2e4.<\/p><p>\ub9ac\ud50c \ud398\uc774\uba3c\uce20 \ub124\ud2b8\uc6cc\ud06c(\uc804 \ub9ac\ud50c\ub137)\uc5d0\ub294 50\uac1c\uad6d \uc774\uc0c1\uc5d0 \uac78\uccd0 \ubcf5\uc218\uc758 \uc740\ud589 \ubc0f \uae30\uad00\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4. \uc5ec\uae30\uc5d0\ub294 \uc2a4\ud398\uc778\uc758 \uc0b0\ud0c4\ub370\ub974 \uc740\ud589, \ubbf8\uad6d\uc758 \uc544\uba54\ub9ac\uce78 \uc775\uc2a4\ud504\ub808\uc2a4, \ubc45\ud06c\uc624\ube0c\uc544\uba54\ub9ac\uce74, PNC \uc740\ud589, \uc601\uad6d\uc758 \ud2b8\ub79c\uc2a4\ud37c\uace0, \ube0c\ub77c\uc9c8\uc758 \uc774\ud0c0\uc6b0 \uc6b0\ub2c8\ubc29\ucf54, \uc911\uad6d\uc758 \ub9ac\uc5d4\ub9ac\uc5d4, \uc77c\ubcf8\uc758 SBI \ub9ac\ubc0b, \ud0dc\uad6d\uc758 \uc2dc\uc554 \uc0c1\uc5c5\uc740\ud589, \uc778\ub3c4\uc758 \uc778\ub354\uc2a4\uc778\ub4dc \uc740\ud589 \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ud55c\uad6d\uacfc\uc758 \ud30c\ud2b8\ub108\uc2ed\uc744 \uc0b4\ud3b4\ubcf4\uba74 \ub9ac\ud50c\uc774 \uacfc\uac70 \uc2e0\ud55c\uc740\ud589, \uc6b0\ub9ac\uc740\ud589\uacfc PoC(\uae30\uc220\uac80\uc99d)\uc744 \uc9c4\ud589\ud55c \uc801\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ub9ac\ud50c\uc740 CEO\uac00 \ud55c\uad6d\uc5d0 \ubc29\ubb38\ud574 <a href=\"https:\/\/www.hankyung.com\/article\/2024090348571\">\uad6d\ub0b4 \uae30\uc5c5\uacfc\uc758 \ud611\uc5c5 \uc758\uc0ac<\/a>\ub97c \ubc1d\ud788\uae30\ub3c4 \ud588\uc2b5\ub2c8\ub2e4.<\/p><p>\uac8c\ub2e4\uac00 \uc5d1\uc2a4\uc54c\ud53c\ub294 \ub3c4\ub110\ub4dc \ud2b8\ub7fc\ud504 \ubbf8\uad6d \ub300\ud1b5\ub839\uc774 \uc815\ubd80\uc758 \ub514\uc9c0\ud138 \uc790\uc0b0 \ube44\ucd95\uc548\uc5d0 \ud3ec\ud568\ud558\uaca0\ub2e4\uace0 \uc5b8\uae09\ud55c \ub2e4\uc12f \uac1c\uc758 \uc554\ud638\ud654\ud3d0 \uc911 \ud558\ub098\uc600\uc2b5\ub2c8\ub2e4. \uc2a4\ud154\ub77c\ub8e8\uba58\uc740 \uc5ec\uae30\uc5d0 \ud3ec\ud568\ub418\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.<\/p><p>\ud558\uc9c0\ub9cc \uc2a4\ud154\ub77c\ub8e8\uba58 \uc5ed\uc2dc \ud575\uc2ec \uae08\uc735 \uae30\uc5c5\uacfc \uc81c\ud734\ub97c \ub9fa\uc5b4 \ub124\ud2b8\uc6cc\ud06c \uc131\uc7a5\uc744 \ub4b7\ubc1b\uce68\ud588\uc2b5\ub2c8\ub2e4. \uc2a4\ud154\ub77c\ub8e8\uba58\uc740 \uba38\ub2c8\uadf8\ub7a8\uacfc \ud611\ub825\ud574 \uad6d\uacbd \uac04 \uacb0\uc81c\ub97c \uc704\ud55c \ub300\ud45c \uc194\ub8e8\uc158 \uc911 \ud558\ub098\ub97c \uad6c\ucd95\ud588\uc2b5\ub2c8\ub2e4.<\/p><p>\ub610\ud55c IBM, \ub51c\ub85c\uc774\ud2b8\uc640 \ud611\ub825\ud574 \uac1c\ubc1c\ub3c4\uc0c1\uad6d\uc744 \ud3ec\ud568\ud55c \uad6d\uacbd \uac04 \uacb0\uc81c \uc194\ub8e8\uc158\uc744 \uac1c\ubc1c\ud588\uc2b5\ub2c8\ub2e4. \uc2a4\ud154\ub77c\ub8e8\uba58\uc740 \uad6d\ub0b4\uc5d0\uc11c <a href=\"https:\/\/stellar.org\/press\/stellar-blockchain-now-available-on-samsung-galaxy-smartphones\">\uc0bc\uc131 \ube14\ub85d\uccb4\uc778 \ud0a4\uc2a4\ud1a0\uc5b4\uc5d0 \ud0d1\uc7ac<\/a>\ub41c \uc801 \uc788\uc2b5\ub2c8\ub2e4.<\/p><h3>\uaddc\uc81c: \ubc95\uc801 \uae30\ubc18<\/h3><p><a href=\"https:\/\/cryptonews.com\/kr\/news\/cryptocurrency-bans-explained-which-countries-have-restricted-crypto-and-why\/\">\uc554\ud638\ud654\ud3d0 \uaddc\uc81c<\/a>\ub294 \uc9c0\uc5ed\uc5d0 \uac78\uccd0 \uc11c\ub85c \ub2e4\ub974\uba70 XRP \ub808\uc800\ub098 \uc2a4\ud154\ub77c\ub8e8\uba58 \uac19\uc740 \uae00\ub85c\ubc8c \ud0c8\uc911\uc559\ud654 \ub124\ud2b8\uc6cc\ud06c\ub294 \ud30c\ud3b8\ud654\ub41c \uaddc\uc81c \ud504\ub808\uc784\uc6cc\ud06c\ub85c \uc778\ud574 \uc5ec\ub7ec \ubb38\uc81c\uc5d0 \uc9c1\uba74\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \ub450 \ud504\ub85c\uc81d\ud2b8 \ubaa8\ub450 \uc804\ud1b5 \uae08\uc735 \uc2dc\uc2a4\ud15c\uacfc\uc758 \ud1b5\ud569 \ud639\uc740 \ub300\uccb4\ub97c \ucd94\uad6c\ud558\uace0 \uc788\uc5b4 \uaddc\uc81c\uc801 \ub09c\uad00\uc774 \uc874\uc7ac\ud569\ub2c8\ub2e4.<\/p><p>\ud2b9\ud788 \ub9ac\ud50c\uc774 \uc9c0\ub09c \uba87 \ub144 \ub3d9\uc548 \ud070 \uc601\ud5a5\uc744 \ubc1b\uc558\uc2b5\ub2c8\ub2e4. \ubbf8 \uc99d\uad8c\uac70\ub798\uc704\uc6d0\ud68c(SEC)\uac00 \uc5d1\uc2a4\uc54c\ud53c\ub97c \uc99d\uad8c\uc73c\ub85c \uac04\uc8fc\ud574 2020\ub144\uc5d0 \ub9ac\ud50c\uc774 \ubbf8\ub4f1\ub85d \uc99d\uad8c\uc744 \ud310\ub9e4\ud588\ub2e4\uace0 \uae30\uc18c\ud588\uc2b5\ub2c8\ub2e4. 3\ub144 \ud6c4 \ubbf8\uad6d \ubc95\uc6d0\uc740 \uac70\ub798\uc18c\ub97c \ud1b5\ud55c \uac1c\uc778 \ub300\uc0c1 XRP \ud310\ub9e4\ub97c \uc99d\uad8c \uac70\ub798\ub85c \uac04\uc8fc\ud560 \uc218 \uc5c6\ub2e4\uace0 \ud310\uacb0\ud588\uc2b5\ub2c8\ub2e4.<\/p><p>2025\ub144 \ucd08 <a href=\"https:\/\/cryptonews.com\/kr\/cryptocurrency\/ripple-sec-lawsuit-timeline\/\">\ub9ac\ud50c SEC \uc18c\uc1a1<\/a>\uc774 \ub4dc\ub514\uc5b4 \uc885\uacb0\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p><p>\ubc18\ub300\ub85c \uc2a4\ud154\ub77c\ub8e8\uba58\uc740 \uaddc\uc81c\uc801 \uc555\ub825\uc744 \ub35c \ubc1b\uc558\uc2b5\ub2c8\ub2e4. \uae30\uc874 \uaddc\uc81c \ud504\ub808\uc784\uc6cc\ud06c\uc5d0 \ubd80\ud569\ud558\ub3c4\ub85d \ub124\ud2b8\uc6cc\ud06c\ub97c \uc124\uacc4\ud588\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p><h3>\ub9ac\ud50c \uc2a4\ud154\ub77c\ub8e8\uba58 \uc8fc\uc694 \uc9c0\ud45c \ube44\uad50\ud558\uae30<\/h3><p>\uc704\uc5d0\uc11c \ub2e4\ub8ec \ubc14\uc640 \uac19\uc774 \ub9ac\ud50c\uacfc \uc2a4\ud154\ub77c\ub8e8\uba58\uc740 \uc5ec\ub7ec \uacf5\ud1b5\uc810\uc774 \uc874\uc7ac\ud558\uc9c0\ub9cc \uadfc\ubcf8\uc801\uc73c\ub85c \ub2e4\ub978 \uce21\uba74\ub3c4 \ub9ce\uc2b5\ub2c8\ub2e4. \uc544\ub798 \ud45c\ub294 \uc138\uacc4 \ucd5c\ub300 \uacb0\uc81c \ub124\ud2b8\uc6cc\ud06c \ub450 \uac1c\ub97c \uc8fc\uc694 \uc9c0\ud45c \ubc0f \uae30\ub2a5\uc5d0 \ub300\ud574 \ube44\uad50\ud569\ub2c8\ub2e4.<\/p><figure class=\"table\">\n<table style=\"background-color: #ffffff;\">\n<tbody>\n<tr>\n<td><strong>\ud56d\ubaa9<\/strong><\/td>\n<td><strong>\ub9ac\ud50c (XRP)<\/strong><\/td>\n<td><strong>\uc2a4\ud154\ub77c\ub8e8\uba58 (XLM)<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>\uac70\ub798 \ud655\uc815\uc131<\/strong><\/td>\n<td>3\u20135 \ucd08<\/td>\n<td>3\u20135 \ucd08<\/td>\n<\/tr>\n<tr>\n<td><strong>\uc218\uc218\ub8cc<\/strong><\/td>\n<td>\uac70\ub798\ub2f9 $0.00002<\/td>\n<td>\uac70\ub798\ub2f9 $0.000002<\/td>\n<\/tr>\n<tr>\n<td><strong>\uac70\ub798 \uc18d\ub3c4 (TPS)<\/strong><\/td>\n<td>1,500 TPS<\/td>\n<td>1,000 TPS<\/td>\n<\/tr>\n<tr>\n<td><strong>\ucd5c\ub300 \uacf5\uae09\ub7c9<\/strong><\/td>\n<td>1000\uc5b5 \uac1c<\/td>\n<td>500\uc5b5 \uac1c<\/td>\n<\/tr>\n<tr>\n<td><strong>\ud0c8\uc911\uc559\uc131<\/strong><\/td>\n<td>\ubd80\ubd84 \ud0c8\uc911\uc559 &#8211; \uac80\uc99d\uc790 \ubaa9\ub85d(UNL)\uc744 \ub9ac\ud50c\uc774 \uad00\ub9ac<\/td>\n<td>\ud0c8\uc911\uc559\uc131 \ub354 \uac15\ud568 &#8211; \uc774\uc6a9\uc790\uac00 \uac80\uc99d\uc790 \uc120\ud0dd<\/td>\n<\/tr>\n<tr>\n<td><strong>\uc5d0\ub108\uc9c0 \uc18c\ube44<\/strong><\/td>\n<td>0.0079\u202fkWh<\/td>\n<td>0.00022\u202fkWh<\/td>\n<\/tr>\n<tr>\n<td><strong>\uc0c1\ud638\uc6b4\uc6a9\uc131<\/strong><\/td>\n<td>\uc740\ud589, \ubc95\uc815 \ud1b5\ud654 \uc628\ub7a8\ud504 \ud1b5\ud569<\/td>\n<td>\uae08\uc735 \uc11c\ube44\uc2a4 \uc18c\uc678 \uc778\uad6c\uc5d0 \uba38\ub2c8\uadf8\ub7a8 \uc628\ub7a8\ud504, \uad6d\uacbd \uac04 \uacb0\uc81c, \ud1a0\ud070\ud654 \uc11c\ube44\uc2a4 \uc81c\uacf5<\/td>\n<\/tr>\n<tr>\n<td><strong>ISO 20022 \uc900\uc218<\/strong><\/td>\n<td>Yes<\/td>\n<td>Yes<\/td>\n<\/tr>\n<tr>\n<td><strong>\uac70\ubc84\ub10c\uc2a4<\/strong><\/td>\n<td>\ub9ac\ud50c \ud398\uc774\uba3c\uce20 \ud68c\uc6d0\uc774 \uacb0\uc815; \ud0c8\uc911\uc559 \uac70\ubc84\ub10c\uc2a4\ub97c \uc704\ud55c XAO DAO \ucd9c\uc2dc \uacc4\ud68d<\/td>\n<td>\ucee4\ubba4\ub2c8\ud2f0 \uc8fc\ub3c4\ud615 \uac70\ubc84\ub10c\uc2a4, \uac80\uc99d\uc790 \ubc0f \uc2a4\ud154\ub77c \uac1c\ubc1c \uc7ac\ub2e8\uc758 \uc601\ud5a5 \ubc1b\uc74c<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure><p><i>\ub2e8\uc77c \uc2b9\uc790\ub294 \uc5c6\uace0, \ubaa9\ud45c\uc5d0 \ub530\ub77c \ub450 \ud504\ub85c\uc81d\ud2b8\uc758 \ub9e4\ub825\uc774 \ub2e4\ub974\ub2e4\uace0 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/i><\/p><p>\uc5d1\uc2a4\uc54c\ud53c\uc640 XLM \ubaa8\ub450 \ube60\ub974\uace0 \uc800\ub834\ud55c \uc554\ud638\ud654\ud3d0\ub85c \uad6d\uacbd \uac04 \uacb0\uc81c\ub97c \uc704\ud574 \uc124\uacc4\ub418\uc5c8\uc73c\uba70 \uba87 \ucd08 \uc548\uc5d0 \uac70\ub798\ub97c \ucc98\ub9ac\ud569\ub2c8\ub2e4. \ub610\ud55c ISO 20022\ub97c \uc900\uc218\ud558\ub294 \ucf54\uc778\uc73c\ub85c \ud604\ub300 \uae08\uc735 \uc2dc\uc2a4\ud15c\uc5d0 \ud1b5\ud569\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uba87 \uac00\uc9c0 \ud070 \ucc28\uc774\uac00 \uc874\uc7ac\ud569\ub2c8\ub2e4.<\/p><p>XRP\uac00 \ucd08\ub2f9 \ub354 \ub9ce\uc740 \uac70\ub798\ub97c \ucc98\ub9ac\ud558\uba70 \uacf5\uae09\ub7c9\uc774 \ud07d\ub2c8\ub2e4. \ub9ac\ud50c\uc740 \uc740\ud589 \uc778\ud504\ub77c\uc5d0 \uc9d1\uc911\ud558\uba70 \uae08\uc735 \uae30\uad00\uacfc \uc5f0\uacb0 \uad00\uacc4\uac00 \uae4a\uc2b5\ub2c8\ub2e4.<\/p><p>\ub9ac\ud50c\uc774 \uc5d1\uc2a4\uc54c\ud53c \uac70\ubc84\ub10c\uc2a4 \ubc0f \uac80\uc99d\uc790 \uc120\ud0dd\uc744 \uc8fc\ub3c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. 2025\ub144 6\uc6d4 \ub9ac\ud50c\uc740 XAO\ub85c \ubd88\ub9ac\ub294 <a href=\"https:\/\/cryptonews.com\/kr\/cryptocurrency\/what-is-a-dao\/\">DAO<\/a>\ub97c \ucd9c\uc2dc\ud574 XRP \ubcf4\uc720\uc790\uac00 \ub124\ud2b8\uc6cc\ud06c\uc758 \ubbf8\ub798\uc5d0 \ucc38\uc5ec\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud558\uaca0\ub2e4\uace0 \ubc1c\ud45c\ud55c \ubc14 \uc788\uc2b5\ub2c8\ub2e4.<\/p><p>\uc774\uc5d0 \ubc18\ud574 XLM\uc740 \ub354 \ud0c8\uc911\uc559\ud654\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc2a4\ud154\ub77c\ub8e8\uba58 \uac1c\ubc1c \uc7ac\ub2e8 \ub355\ubd84\uc5d0 \uac80\uc99d\uc790\ub294 \ucee4\ubba4\ub2c8\ud2f0\uac00 \uc120\ud0dd\ud558\uba70 \uac70\ubc84\ub10c\uc2a4\ub3c4 \ud480\ubfcc\ub9ac \uae30\ubc18\uc785\ub2c8\ub2e4.<\/p><p>\uac04\ub2e8\ud788 \ub9d0\ud574 \uc5d1\uc2a4\uc54c\ud53c\ub294 \uc740\ud589 \uce5c\ud654\uc801\uc774\uace0 \uc131\ub2a5 \uc8fc\ub3c4\ud615\uc774\ub77c\uba74 \uc2a4\ud154\ub77c\ub8e8\uba58\uc740 \ub354 \uac00\ubccd\uace0 \uce5c\ud658\uacbd\uc801\uc774\uba70 \ud22c\uba85\ud569\ub2c8\ub2e4. \ub450 \ud504\ub85c\uc81d\ud2b8 \ubaa8\ub450 \uae00\ub85c\ubc8c \uc1a1\uae08 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uc9c0\ub9cc \uc11c\ub85c \ub2e4\ub978 \ucca0\ud559\uc744 \uc790\ub791\ud569\ub2c8\ub2e4.<\/p><h2>\ub9ac\ud50c \uc2a4\ud154\ub77c\ub8e8\uba58 \ubbf8\ub798 \uc804\ub9dd<\/h2><p><span class=\"replacer\"><\/span><br>\n\ub9ac\ud50c SEC\uc18c\uc1a1 \ud569\uc758\uc640 \uac00\uc0c1\ud654\ud3d0 \uc6b0\ud638\uc801\uc778 \ubbf8\uad6d \ud589\uc815\ubd80\uc758 \uc9d1\uad8c\uc5d0 \ub530\ub77c \ub9ac\ud50c \ubbf8\ub798\uac00 \uc544\uc8fc \ubc1d\uc544\ubcf4\uc785\ub2c8\ub2e4.<\/p><p>\ub9e5\ud0a8\uc9c0\uc5d0 \ub530\ub974\uba74 \uad6d\uacbd \uac04 \uacb0\uc81c \ub300\uae08\uc774 2022\ub144 150\uc870 \ub2ec\ub7ec\uc5d0\uc11c <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/the-2023-mckinsey-global-payments-report\">2027\ub144 250\uc870 \ub2ec\ub7ec<\/a>\ub85c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uce21\ub429\ub2c8\ub2e4. \ub9ac\ud50c\uc740 \uc774 \uac70\ub300\ud55c \uc2dc\uc7a5\uc5d0\uc11c \uc0c1\ub2f9\ud55c \uc810\uc720\uc728\uc744 \ucc28\uc9c0\ud558\uace0\uc790 \ud569\ub2c8\ub2e4.<\/p><p>\ub9ac\ud50c CEO \ube0c\ub798\ub4dc \uac08\ub9c1\ud558\uc6b0\uc2a4\ub294 5\ub144 \uc548\uc5d0 <a href=\"https:\/\/x.com\/payment_infrast\/status\/1934605024010641634\">XRP\uac00 SWIFT\uac00 \ud604\uc7ac \ucc98\ub9ac\ud558\ub294 \uad6d\uacbd \uac04 \uacb0\uc81c \ud750\ub984 \uc911 14%<\/a>\ub97c \ucc28\uc9c0\ud560 \uac83\uc774\ub77c\uace0 \uc8fc\uc7a5\ud588\uc2b5\ub2c8\ub2e4.<\/p><p>\uc911\uc559\uc131\uc5d0 \ub300\ud55c \uc6b0\ub824\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ub9ac\ud50c\uc740 \uc5ec\uc804\ud788 \uae00\ub85c\ubc8c \uacb0\uc81c \uc2dc\uc7a5\uc758 \uc120\ub3c4 \uae30\uc5c5\uc774\uba70 \ub2e4\uc218\uc758 \uc740\ud589\uacfc \uae08\uc735 \uae30\uad00\uc774 \uc9c0\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p><p>\uac8c\ub2e4\uac00 <a href=\"https:\/\/x.com\/JoelKatz\/status\/1930130532182176043\">\ub9ac\ud50c\uc740 \uad6d\uacbd \uac04 \uacb0\uc81c \uc2dc\uc7a5\uc744 \ub118\uc5b4 \uc2e4\ubb3c\uc790\uc0b0 \ud1a0\ud070, \ub514\ud30c\uc774 \uc2dc\uc7a5\uae4c\uc9c0\ub3c4 \uc9c4\ucd9c<\/a>\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub9ac\ud50c \uc2a4\ud14c\uc774\ube14\ucf54\uc778\uacfc \uc2e4\ubb3c\uc790\uc0b0 \ud1a0\ud070 \uc5ed\ub7c9\uc740 \ub9ac\ud50c\uc758 \uc8fc\uc694 \uac15\uc810\uc785\ub2c8\ub2e4.<\/p><p>\uc2a4\ud154\ub77c\ub8e8\uba58 \uc5ed\uc2dc \uad6d\uacbd \uac04 \uacb0\uc81c \uc2dc\uc7a5\uc5d0\uc11c \uc874\uc7ac\uac10\uc744 \uc720\uc9c0\ud558\uba74\uc11c \uc2e4\ubb3c\uc790\uc0b0 \ud1a0\ud070 \ubc0f \ub514\ud30c\uc774 \uc0ac\uc6a9 \uc0ac\ub840\ub97c \ubc1b\uccd0\uc904 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p><p>\ubbf8\uad6d \uc2e0\uc18d\uacb0\uc81c\ud611\uc758\ud68c(FPC)\uc758 2025\ub144 \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74 <a href=\"https:\/\/fasterpaymentscouncil.org\/userfiles\/2080\/files\/20250113_FPC%20Town%20Hall_Cross%20Border%20Payments_Final_to%20Post.pdf\">\ub9ac\ud50c\uacfc \uc2a4\ud154\ub77c\ub8e8\uba58\uc758 \uad6d\uacbd \uac04 \ub124\ud2b8\uc6cc\ud06c\uac00 \uc800\ube44\uc6a9 \ubc0f \ucd08\uace0\uc18d \uac70\ub798 \uc5ed\ub7c9 \ub355\ubd84\uc5d0 \ub354 \ub9ce\uc740 \uc778\uae30\ub97c \ub04c \uac83\uc73c\ub85c \uc608\uce21<\/a>\ub429\ub2c8\ub2e4. \ub450 \ub124\ud2b8\uc6cc\ud06c\ub294 G20 \uacbd\uc81c \uad6d\uac00\uc640 EU, \uc544\ud504\ub9ac\uce74 \uc5f0\ud569\uc758 \uacb0\uc81c \uc694\uac74\ub3c4 \ucda9\uc871\ud569\ub2c8\ub2e4.<\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-199371 size-full lazyload\" src=\"https:\/\/cimg.co\/p\/no_image.svg\" alt=\"\" width=\"1924\" height=\"1090\" sizes=\"auto, (max-width: 1924px) 100vw, 1924px\" data-src=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102902\/1755912541-remittances.jpg\" data-srcset=\"https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102902\/1755912541-remittances.jpg 1924w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102902\/1755912541-remittances-300x170.jpg 300w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102902\/1755912541-remittances-1024x580.jpg 1024w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102902\/1755912541-remittances-768x435.jpg 768w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102902\/1755912541-remittances-1536x870.jpg 1536w, https:\/\/cimg.co\/wp-content\/uploads\/sites\/18\/2025\/08\/23102902\/1755912541-remittances-450x255.jpg 450w\"><\/p><p>\ub610 \ud558\ub098\uc758 \uc8fc\uc694 \ubc1c\uc804 \uc18c\uc2dd\uc73c\ub85c 2025\ub144 9\uc6d4 \uc608\uc815\ub41c \uc2a4<a href=\"https:\/\/stellar.org\/blog\/developers\/announcing-protocol-23\">\ud154\ub77c\ub8e8\uba58\uc758 \ud504\ub85c\ud1a0\ucf5c 23 \uc5c5\uadf8\ub808\uc774\ub4dc<\/a>\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ubc88 \uc5c5\uadf8\ub808\uc774\ub4dc\ub294 \ubcd1\ub82c \uac70\ub798 \ucc98\ub9ac, \ucd5c\uc801\ud654\ub41c \uc18c\ub85c\ubc18 \uc2a4\ub9c8\ud2b8 \ucee8\ud2b8\ub799\ud2b8 \ub4f1\uc5d0 \ub300\ud55c \uc9c0\uc6d0\uc744 \ucd94\uac00\ud560 \uc608\uc815\uc785\ub2c8\ub2e4. \ub610\ud55c 5,000 TPS \ud655\uc7a5\uc131\uc744 \ubaa9\ud45c\ub85c \ud574 \ub354 \ube60\ub974\uace0 \ud6a8\uc728\uc801\uc778 \uc6b4\uc601\uc744 \uc9c0\uc6d0\ud558\uace0\uc790 \ud569\ub2c8\ub2e4. \uc774\ubc88 \uc5c5\uadf8\ub808\uc774\ub4dc\uc5d0 \ub530\ub77c \ub124\ud2b8\uc6cc\ud06c \uc720\ud2f8\ub9ac\ud2f0\uac00 \uc99d\uac00\ud574 XLM \uc218\uc694\uac00 \uc99d\uac00\ud560 \uac83\uc73c\ub85c \uae30\ub300\ub429\ub2c8\ub2e4.<\/p><h2>\uc2a4\ud154\ub77c\ub8e8\uba58 \ub9ac\ud50c \uac00\uaca9 \uc804\ub9dd<\/h2><p><span class=\"replacer\"><\/span><br>\n\ub9ac\ud50c \uc2a4\ud154\ub77c\ub8e8\uba58\uc740 \uc2dc\uac00\ucd1d\uc561 \uae30\uc900 \uc0c1\uc704 20\uac1c \uc554\ud638\ud654\ud3d0\uc5d0 \uc18d\ud558\uc9c0\ub9cc \uc5ec\uc804\ud788 \uc131\uc7a5 \uc7a0\uc7ac\ub825\uc774 \ud07d\ub2c8\ub2e4. \uc5d1\uc2a4\uc54c\ud53c \ucf54\uc778\uacfc \uc2a4\ud154\ub77c\ub8e8\uba58 \ucf54\uc778\uc740 \ud604\uc7ac \uc5c5\ube44\ud2b8, \ube57\uc378, \ucf54\uc778\uc6d0 \ub4f1 \uc8fc\uc694 \uad6d\ub0b4 \uac00\uc0c1\uc790\uc0b0 \uac70\ub798\uc18c \ubaa8\ub450\uc5d0\uc11c \uac70\ub798 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p><p>\uac04\ub7b5\ud788 \ub450 \ucf54\uc778\uc758 \uac00\uaca9 \uad00\ub828 \uc815\ubcf4\ub97c \ube44\uad50\ud574 \ud604\ud669\uc744 \ud30c\uc545\ud558\uba74 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p><figure class=\"table\">\n<table style=\"background-color: #ffffff;\">\n<tbody>\n<tr>\n<td>\ud56d\ubaa9<\/td>\n<td>\ub9ac\ud50c<\/td>\n<td>\uc2a4\ud154\ub77c\ub8e8\uba58<\/td>\n<\/tr>\n<tr>\n<td>\uc2dc\uc138<\/td>\n<td>$2.86<\/td>\n<td>$0.39<\/td>\n<\/tr>\n<tr>\n<td>\uc2dc\uac00\ucd1d\uc561<\/td>\n<td>$170B<\/td>\n<td>$12.3B<\/td>\n<\/tr>\n<tr>\n<td>\uc720\ud1b5\ub7c9<\/td>\n<td>59.42B<\/td>\n<td>31.33B<\/td>\n<\/tr>\n<tr>\n<td>\ucd5c\ub300 \uacf5\uae09\ub7c9<\/td>\n<td>1000\uc5b5<\/td>\n<td>50 billion<\/td>\n<\/tr>\n<tr>\n<td>\uac70\ub798\ub7c9(24\uc2dc\uac04)<\/td>\n<td>$48\uc5b5<\/td>\n<td>$2\uc5b5 2,000\ub9cc<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure><p>\ub9ac\ud50c \uc2a4\ud154\ub77c\ub8e8\uba58 \ubaa8\ub450 \uacf5\uae09\ub7c9 \uc911 \uc720\ud1b5 \ube44\uc728\uc774 \uc57d 60%\uc774\uba70 \uc218\uc694\uac00 \uac00\uaca9 \uc5ed\ud559\uc744 \uc8fc\ub85c \uacb0\uc815\ud55c\ub2e4\uace0 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p><p><a href=\"https:\/\/cryptonews.com\/kr\/cryptocurrency\/xrp-price-prediction\/\">\ub9ac\ud50c \uc804\ub9dd<\/a>\uc740 \ub9ac\ud50c SEC \uc18c\uc1a1 \uc885\uacb0\uc5d0 \ub530\ub77c \ucd5c\uadfc \uac15\ud654\ub418\uc5c8\uc2b5\ub2c8\ub2e4. 2024\ub144 \ub9d0 \ub9ac\ud50c \ucf54\uc778\uc740 5\ubc30 \uac00\ub7c9 \ud3ed\ub4f1\ud588\uc73c\uba70 2025\ub144 \ubc0f \uc7a5\uae30\uc801\uc73c\ub85c\ub3c4 \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \ubcf4\uc785\ub2c8\ub2e4.<\/p><p>\ucd5c\uadfc <a href=\"https:\/\/www.cmegroup.com\/markets\/cryptocurrencies\/xrp.html\">CME\uc5d0 XRP \uc120\ubb3c\uc774 \ucd9c\uc2dc<\/a>\ub418\uba74\uc11c \ub9ac\ud50c \ucf54\uc778\uc740 \uae30\uad00 \ud22c\uc790\uc790\uc758 \uad00\uc2ec\uc744 \ub354 \ubc1b\uac8c \ub418\uc5c8\uc73c\uba70 \uc774\ub294 \uc7a5\uae30 \uc131\uc7a5\uc5d0 \uc911\uc694\ud558\ub2e4\uace0 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4. SEC\uc758 XRP ETF \uc2b9\uc778 \uc2dc \uac00\uaca9\uc774 10\ub2ec\ub7ec\uae4c\uc9c0 \uc624\ub97c \uac00\ub2a5\uc131\ub3c4 \uc874\uc7ac\ud569\ub2c8\ub2e4.<\/p><p><a href=\"https:\/\/cryptonews.com\/kr\/cryptocurrency\/stellar-xlm-price-prediction\/\">\uc2a4\ud154\ub77c\ub8e8\uba58 \uc804\ub9dd<\/a>\uc740 \ub354 \ubcf4\uc218\uc801\uc785\ub2c8\ub2e4. \uc2a4\ud154\ub77c\ub8e8\uba58\uc740 \ud22c\uae30\uc131\uc774\ub098 \uc2dc\uc138 \uc0c1\uc2b9\ubcf4\ub2e4\ub294 \uae30\ub2a5\uc5d0 \ub354 \uc9d1\uc911\ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. XLM\uc740 \uc544\uc9c1 1\ub2ec\ub7ec\uc120\uc744 \ub118\uc9c0 \ubabb\ud588\uc73c\uba70 \ud5a5\ud6c4 \uba87 \ub144 \ub3d9\uc548 \uacc4\uc18d \uadf8\ub7ec\ud560 \uac00\ub2a5\uc131\uc774 \uc720\ub825\ud569\ub2c8\ub2e4.<\/p><div class=\"su-note\" style=\"border-color:#e0d5e5;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\"><div class=\"su-note-inner su-u-clearfix su-u-trim\" style=\"background-color:#FAEFFF;border-color:#ffffff;color:#333333;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\">\n<h3>\ub9ac\ud50c 10\ub2ec\ub7ec \ub3c4\ub2ec \uac00\ub2a5\uc131<\/h3>\n<p>\uc5d1\uc2a4\uc54c\ud53c \ucf54\uc778\uc758 \uacbd\uc6b0 10\ub2ec\ub7ec\uac00 \ud604\uc2e4\uc801 \ubaa9\ud45c \uac00\uaca9\uc774\ub77c\uace0 \ubcfc \uc218 \uc788\uc73c\uba70 \ud2b9\ud788 SEC\uc758 XRP ETF \uc2b9\uc778 \uc2dc \ud655\ub960\uc774 \ub354 \ucee4\uc9d1\ub2c8\ub2e4. \ub2f9\ubd84\uac04 XRP ETF \uc2b9\uc778\uc744 \uae30\ub300\ud560 \uc218 \uc5c6\ub2e4\uace0 \ud558\ub354\ub77c\ub3c4 2025\ub144 \ucd08 \ub9ac\ud50c SEC \ubd84\uc7c1 \ud574\uc18c\uc640 \uae30\uad00 \ud22c\uc790 \ubaa8\uba58\ud140\uc774 \ucda9\ubd84\ud788 \uba87 \ub144 \uc548\uc5d0 \uc5d1\uc2a4\uc54c\ud53c \uac00\uaca9\uc744 10\ub2ec\ub7ec\uae4c\uc9c0 \uc0c1\uc2b9\uc2dc\ud0ac \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>XRP\ub294 \uc804\uccb4 \uacf5\uae09\ub7c9\uc774 \uace0\uc815\uc774\uba70 \uac70\ub798 \uc218\uc218\ub8cc \uc18c\uac01\uc744 \ud1b5\ud55c \uae30\ucd08\uc801\uc778 \ub514\ud50c\ub808\uc774\uc158 \uba54\ucee4\ub2c8\uc998\uc744 \uc801\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div><\/div><div class=\"su-note\" style=\"border-color:#e0d5e5;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\"><div class=\"su-note-inner su-u-clearfix su-u-trim\" style=\"background-color:#FAEFFF;border-color:#ffffff;color:#333333;border-radius:3px;-moz-border-radius:3px;-webkit-border-radius:3px;\">\n<h3>\uc2a4\ud154\ub77c\ub8e8\uba58 10\ub2ec\ub7ec \ub3c4\ub2ec \uac00\ub2a5\uc131<\/h3>\n<p>\uc704\uc5d0\uc11c \uc5b8\uae09\ud55c \uac83\ucc98\ub7fc XLM\uc740 \uc804\uccb4 \uacf5\uae09\ub7c9 \uc911 \uc808\ubc18\uc744 \uc18c\uac01\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ub2f9\ubd84\uac04 10\ub2ec\ub7ec\uc5d0 \ub3c4\ub2ec\ud560 \uac00\ub2a5\uc131\uc740 \ud76c\ubc15\ud574 \ubcf4\uc785\ub2c8\ub2e4. \uc2a4\ud154\ub77c\ub8e8\uba58\uc740 \ub124\ud2b8\uc6cc\ud06c \uae30\ub2a5\uc5d0 \uc9d1\uc911\ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc5ed\uc0ac\uc801\uc73c\ub85c XLM \uac00\uaca9\uc740 1\ub2ec\ub7ec \ubbf8\ub9cc\uc774\uc5c8\uc73c\uba70 \uc774 \uac00\uaca9\ub9cc \ub3cc\ud30c\ud574\ub3c4 \uc0c1\ub2f9\ud55c \uc131\uacfc\ub85c \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div><\/div><h2>\ub9ac\ud50c \uc2a4\ud154\ub77c\ub8e8\uba58 \ube44\uad50 \uac00\uc774\ub4dc\ub97c \ub9c8\uce58\uba70<\/h2><p><span class=\"replacer\"><\/span><br>\n\ub9ac\ud50c \uc2a4\ud154\ub77c\ub8e8\uba58 \ubaa8\ub450 \uc138\uacc4\uc5d0\uc11c \uac00\uc7a5 \ud06c\uace0 \ud6a8\uc728\uc801\uc778 \uacb0\uc81c \ucf54\uc778\uc5d0 \uc18d\ud569\ub2c8\ub2e4. \ub450 \uccb4\uc778 \ubaa8\ub450 \uc18d\ub3c4\uac00 \ube60\ub974\uace0 \uc800\ub834\ud55c \uac70\ub798\ub97c \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p><p>\uc2a4\ud154\ub77c\ub8e8\uba58 \ub9ac\ud50c\uc740 \uc804\ud1b5 \uae08\uc735 \uc0dd\ud0dc\uacc4\uc640\uc758 \ud1b5\ud569\uc744 \ud1b5\ud574 \uad6d\uacbd \uac04 \uacb0\uc81c \ubc0f \ub2e4\ub978 \uc0ac\uc6a9 \uc0ac\ub840\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p><p>\ub450 \ube14\ub85d\uccb4\uc778\uc774 \uc720\uc0ac\ud55c \ubaa9\ud45c\ub97c \uac00\uc9c0\uace0 \uacf5\ud1b5\uc758 \uacf5\ub3d9 \ucc3d\uc5c5\uc790\ub3c4 \uac00\uc84c\uc9c0\ub9cc \ucca0\ud559\uacfc \uc811\uadfc \ubc29\uc2dd\uc740 \uc11c\ub85c \ub2e4\ub985\ub2c8\ub2e4. \ub9ac\ud50c\uc740 \ubd80\ubd84\uc801\uc73c\ub85c \uc911\uc559\ud654\ub418\uc5c8\uc73c\uba70 \uae30\uad00 \ucc44\ud0dd\uc5d0 \uc9d1\uc911\ud55c\ub2e4\uba74 \uc2a4\ud154\ub77c\ub8e8\uba58\uc740 \ud0c8\uc911\uc559\ud654\ub418\uc5c8\uace0 \uac1c\uc778 \uc774\uc6a9\uc790\uc5d0 \ucd08\uc810\uc744 \ub450\uc5c8\uc2b5\ub2c8\ub2e4.<\/p><p>XRP\ub294 \uc740\ud589 \ubc0f \uacb0\uc81c \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\uc758 \ucc44\ud0dd\uc774 \ub3cb\ubcf4\uc774\uba70 \uae30\uad00 \ubaa8\uba58\ud140\uc774 \ud06c\uace0 \ub9ac\ud50c \uc2a4\ud14c\uc774\ube14\ucf54\uc778 \ub4f1 \ub2e4\uc591\ud55c \uc81c\ud488\uad70\uc744 \uc790\ub791\ud569\ub2c8\ub2e4. \ubc18\ub300\ub85c \uc2a4\ud154\ub77c\ub8e8\uba58\uc740 \ub354 \ud22c\uba85\ud558\uac8c \uc6b4\uc601\ub418\uba70 \uac1c\ubc1c\ub3c4\uc0c1\uad6d \uc911\uc2ec \uc811\uadfc \uc804\ub7b5\uc744 \ucde8\ud574 \uaddc\uc81c \uc6b0\ud68c\uac00 \uac00\ub2a5\ud55c \ub300\uc548\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p><p>\uc7a5\uae30 \ud22c\uc790 \uc7a0\uc7ac\ub825\uc744 \uae30\uc900\uc73c\ub85c \ub450 \ucf54\uc778 \uc911 \ud558\ub098\ub97c \uc120\ud0dd\ud558\ub294 \ud22c\uc790\uc790\ub77c\uba74 \ub9ac\ud50c\uc744 \uace0\ub824\ud560 \ub9cc\ud569\ub2c8\ub2e4. \ub9ac\ud50c\uc740 \ub9ac\ud50c SEC \uc18c\uc1a1\uc5d0\uc11c\uc758 \uc720\ub9ac\ud55c \ud310\uacb0, \ud2b8\ub7fc\ud504 \uc815\ubd80\uc758 \uc9c0\uc9c0, XRP ETF \uc2b9\uc778 \uac00\ub2a5\uc131 \ub4f1\uc744 \ud638\uc7ac\ub85c \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc2a4\ud154\ub77c\ub8e8\uba58\uc740 \uae30\ub2a5\uacfc \ud480\ubfcc\ub9ac \uc911\uc2ec \uc720\ud2f8\ub9ac\ud2f0\ub85c \uacbd\uc7c1\ub825\uc774 \ub192\uae30\ub3c4 \ud569\ub2c8\ub2e4.<\/p><p>\uad81\uadf9\uc801\uc73c\ub85c \ub450 \ub124\ud2b8\uc6cc\ud06c \ubaa8\ub450 \ube14\ub85d\uccb4\uc778\uacfc \uc804\ud1b5 \uae08\uc735 \uc138\uacc4 \uc0ac\uc774 \uac04\uadf9\uc744 \ucc44\uc6b0\ub294 \ud575\uc2ec\uc801 \uc5ed\ud560\uc744 \uc218\ud589\ud569\ub2c8\ub2e4.<\/p><h2>\uc2a4\ud154\ub77c\ub8e8\uba58 \ub9ac\ud50c \ube44\uad50 \uad00\ub828 \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/h2><p><span class=\"replacer\"><\/span><br>\n<\/p><div class=\"man_faq_sec\" itemscope itemtype=\"https:\/\/schema.org\/FAQPage\">\r\n<!--                            <script>jQuery(document).ready(function() {\r\n\t\t\t\t\t\t\t\tjQuery(\".accordionButton\").click(function() {\r\n\t\t\t\t\t\t\t\t\tjQuery(\".accordionButton\").removeClass(\"on\");\r\n\t\t\t\t\t\t\t\t\tjQuery(\".accordionContent\").slideUp(\"normal\");\r\n\t\t\t\t\t\t\t\t\tif(jQuery(this).next().is(\":hidden\") == true) {\r\n\t\t\t\t\t\t\t\t\t\tjQuery(this).addClass(\"on\");\r\n\t\t\t\t\t\t\t\t\t\tjQuery(this).next().slideDown(\"normal\");\r\n\t\t\t\t\t\t\t\t\t } \r\n\t\t\t\t\t\t\t\t\t  \r\n\t\t\t\t\t\t\t\t });\r\n\t\t\t\t\t\t\t\t });\r\n\t\t\t\t\t\t\t<\/script>-->\r\n\t\t\t\t\t\t\t<section class=\"ms_faq ms_card \"><div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"accordionButton\"><h3 itemprop=\"name\">\uc2a4\ud154\ub77c\ub8e8\uba58\uc774 \ub9ac\ud50c\ubcf4\ub2e4 \uc88b\uc740\uac00\uc694?<\/h3> <\/div>\n<div class=\"accordionContent\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" style=\"display:none;\"><p itemprop=\"text\">\ubaa9\ud45c\uc5d0 \ub530\ub77c \ub2e4\ub974\ub2e4\uace0 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc2a4\ud154\ub77c\ub8e8\uba58\uc740 \ub354\uc6b1 \ud0c8\uc911\uc559\ud654\ub418\uc5c8\uc73c\uba70 \uac1c\uc778 \uc774\uc6a9\uc744 \uc911\uc2dc\ud55c\ub2e4\uba74 \uc5d1\uc2a4\uc54c\ud53c\ub294 \uae08\uc735 \uae30\uad00 \uc911\uc2ec\uc785\ub2c8\ub2e4. \ub9ac\ud50c\uc774 \ub354 \ud070 \uc131\uc7a5 \uc7a0\uc7ac\ub825\uc774 \uc788\uc9c0\ub9cc \ubcf4\uc548\uc740 \ub354 \ucde8\uc57d\ud558\ub2e4\uace0 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\r\n                <\/div><\/div><\/section>\n<section class=\"ms_faq ms_card \"><div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"accordionButton\"><h3 itemprop=\"name\">\uc740\ud589\uc5d0\uc11c \uc2a4\ud154\ub77c\ub8e8\uba58\uc744 \uc774\uc6a9\ud558\ub098\uc694?<\/h3> <\/div>\n<div class=\"accordionContent\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" style=\"display:none;\"><p itemprop=\"text\">XLM\uc744 \uc9c1\uc811 \uc774\uc6a9\ud558\ub294 \uc740\ud589\uc740 \uc801\uc9c0\ub9cc \uc2a4\ud154\ub77c\ub8e8\uba58\uc740 \uba38\ub2c8\uadf8\ub7a8\uacfc\uc758 \uc81c\ud734\ub97c \ud1b5\ud574 \uc740\ud589\uacfc \ud1b5\ud569\ud558\ub294 \uae08\uc735 \ub3c4\uad6c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. <\/p>\r\n                <\/div><\/div><\/section>\n<section class=\"ms_faq ms_card \"><div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"accordionButton\"><h3 itemprop=\"name\">\uc2a4\ud154\ub77c\ub8e8\uba58\uc740 \uc544\uc9c1 \ubbf8\ub798\uac00 \ub0a8\uc544\uc788\ub098\uc694?<\/h3> <\/div>\n<div class=\"accordionContent\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" style=\"display:none;\"><p itemprop=\"text\">\uadf8\ub807\uc2b5\ub2c8\ub2e4. XLM\uc740 \ube60\ub974\uace0 \uc800\ub834\ud55c \uacb0\uc81c\ub97c \uc9c0\uc6d0\ud558\ub294 \uae00\ub85c\ubc8c \ube14\ub85d\uccb4\uc778\uc744 \uad6c\ub3d9\ud569\ub2c8\ub2e4. \uc2a4\ud154\ub77c\ub8e8\uba58\uc740 \uc55e\uc73c\ub85c \uacc4\uc18d\ud574\uc11c \ud604\uc2e4 \uc138\uacc4 \ucc44\ud0dd\uc744 \uac15\ud654\ud558\uace0 \ub514\ud30c\uc774 \uc2dc\uc7a5\uc758 \uc874\uc7ac\uac10\uc744 \ud655\ub300\ud560 \uacc4\ud68d\uc785\ub2c8\ub2e4. <\/p>\r\n                <\/div><\/div><\/section>\n<section class=\"ms_faq ms_card \"><div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"accordionButton\"><h3 itemprop=\"name\">\ub9ac\ud50c \uc2a4\ud154\ub77c\ub8e8\uba58 \ucc28\uc774\uac00 \ubb34\uc5c7\uc778\uac00\uc694?<\/h3> <\/div>\n<div class=\"accordionContent\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" style=\"display:none;\"><p itemprop=\"text\">\ub9ac\ud50c\uc740 \uc601\ub9ac\ucd94\uad6c\ud615 \uae30\uc5c5\uc73c\ub85c \uc740\ud589, \uae08\uc735 \uae30\uad00\uacfc\uc758 \ud30c\ud2b8\ub108\uc2ed\uc744 \ud1b5\ud574 XRP\ub97c \uc774\uc6a9\ud55c \uae00\ub85c\ubc8c \uacb0\uc81c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc2a4\ud154\ub77c\ub8e8\uba58\uc740 \ube44\uc601\ub9ac \uc7ac\ub2e8\uc73c\ub85c \uae08\uc735 \uc11c\ube44\uc2a4 \uc18c\uc678\uacc4\uce35\uc758 \uae08\uc735 \uc811\uadfc\uc131\uc744 \ud5a5\uc0c1\ud558\uace0\uc790 \ud558\uba70 \uc624\ud508 \uc18c\uc2a4 \uac1c\ubc1c\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4. \ub450 \ud504\ub85c\uc81d\ud2b8\uac00 \uc720\uc0ac\ud55c \uae30\uc220\uc744 \uc774\uc6a9\ud558\uc9c0\ub9cc \ubaa9\uc801\uacfc \uc0ac\uc5c5 \ubaa8\ub378\uc744 \ub2e4\ub985\ub2c8\ub2e4. <\/p>\r\n                <\/div><\/div><\/section>\n<section class=\"ms_faq ms_card \"><div itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div class=\"accordionButton\"><h3 itemprop=\"name\">\uc5b4\ub290 \uac70\ub798\uc18c\uc640 \uc9c0\uac11\uc774 \ub9ac\ud50c\uacfc \uc2a4\ud154\ub77c\ub8e8\uba58\uc744 \ubaa8\ub450 \uc9c0\uc6d0\ud558\ub098\uc694?<\/h3> <\/div>\n<div class=\"accordionContent\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" style=\"display:none;\"><p itemprop=\"text\">\ubc14\uc774\ub0b8\uc2a4, \ucf54\uc778\ubca0\uc774\uc2a4 \ub4f1 \uc778\uae30 \uac00\uc0c1\uc790\uc0b0 \uac70\ub798\uc18c\uc640 \uc5c5\ube44\ud2b8, \ube57\uc378, \ucf54\uc778\uc6d0 \ub4f1 \uc8fc\uc694 \uad6d\ub0b4 \uac00\uc0c1\uc790\uc0b0 \uac70\ub798\uc18c\ub294 \ub9ac\ud50c \uc2a4\ud154\ub77c\ub8e8\uba58 \ubaa8\ub450 \uc9c0\uc6d0\ud569\ub2c8\ub2e4. \uc548\uc804\ud55c \ucf54\uc778 \ubcf4\uad00\uc744 \uc704\ud574\uc11c\ub294 \ub81b\uc800\ub098 \ud2b8\ub808\uc800 \uac19\uc740 \ud558\ub4dc\uc6e8\uc5b4 \ucf54\uc778\uc9c0\uac11\uc744 \ucd94\ucc9c\ud558\uba70 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uc9c0\uac11\uc73c\ub85c\ub294 \ud2b8\ub7ec\uc2a4\ud2b8 \uc6d4\ub81b\uc774\ub098 \uc544\ud1a0\ubbf9 \uc9c0\uac11\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc5d1\uc2a4\uc54c\ud53c\ub9cc \uc9c0\uc6d0\ud558\ub294 \uc9c0\uac11\uc73c\ub85c\ub294 \uc90c(Xumm), \ube44\ud1b0\ud504(Bithomp)\uac00 \uc788\uc73c\uba70 \uc2a4\ud154\ub77c\ub8e8\uba58\ub9cc \uc9c0\uc6d0\ud558\ub294 \uc9c0\uac11\uc73c\ub85c\ub294 \ub78d\uc2a4\ud130(Lobstr), \uc194\ub77c \uc6d4\ub81b( Solar Wallet) \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\r\n                <\/div><\/div><\/section>\n<h2>\ub808\ud37c\ub7f0\uc2a4<\/h2>\n<p><span class=\"replacer\"><\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\">XRP Validator Chart (<a href=\"https:\/\/xrpscan.com\/validators\">xrpscan<\/a>)<\/li>\n<li style=\"font-weight: 400;\">XRP vs XLM Daily Transactions (<a href=\"https:\/\/app.artemisanalytics.com\/home\">Artemis<\/a>)<\/li>\n<li style=\"font-weight: 400;\">G20 Payment Targets (<a href=\"https:\/\/fasterpaymentscouncil.org\/userfiles\/2080\/files\/20250113_FPC%20Town%20Hall_Cross%20Border%20Payments_Final_to%20Post.pdf\">Faster Payments Council<\/a>)<\/li>\n<li style=\"font-weight: 400;\">Announcing Protocol 23 (<a href=\"https:\/\/stellar.org\/blog\/developers\/announcing-protocol-23\">Stellar<\/a>)<\/li>\n<\/ul>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>\uc2a4\ud154\ub77c\ub8e8\uba58(XLM)\uacfc \ub9ac\ud50c(XRP)\uc740 \uac19\uc740 \uacf5\ub3d9 \ucc3d\uc5c5\uc790\uac00 \ucc38\uc5ec\ud558\uace0 \uc720\uc0ac\ud55c \ubaa9\uc801\uc744 \uac00\uc9c4 \ub300\ud45c\uc801 \uacb0\uc81c \ucf54\uc778 \uc885\ub958\uc785\ub2c8\ub2e4. \ub9ac\ud50c \uc2a4\ud154\ub77c\ub8e8\uba58 \ucc28\uc774\ub294 \ub450 \ud504\ub85c\uc81d\ud2b8\uac00 \uac78\uc5b4\uc628 \uae38\uc5d0 \uc788\uc2b5\ub2c8\ub2e4. \ub9ac\ud50c\uc774 \uc911\uc559\ud654\ub41c \ubaa8\ub378\ub85c \uae30\uad00 \ub300\uc0c1 \uc11c\ube44\uc2a4\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd94\uc5c8\ub2e4\uba74 \uc2a4\ud154\ub77c\ub8e8\uba58\uc740 \uac1c\uc778 \ud22c\uc790\uc790\uc640 \ud0c8\uc911\uc559\uc131\uc744 \uc911\uc2dc\ud569\ub2c8\ub2e4.\ud22c\uc790\uc790\uc640 \uac1c\ubc1c\uc790 \ubaa8\ub450 \ub450 \ud504\ub85c\uc81d\ud2b8 \uac04 \ucc28\uc774\ub97c \uc774\ud574\ud558\ub294 \uac83\uc740 \uc544\uc8fc \uc911\uc694\ud569\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \uc5b4\ub290 \uc554\ud638\ud654\ud3d0\uac00 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ubaa9\ud45c\uc640 \uc704\ud5d8 \ud504\ub85c\ud544, \uc758\ub3c4\ud55c \uc0ac\uc6a9 \uc0ac\ub840\uc5d0 [&hellip;]<\/p>\n","protected":false},"author":253,"featured_media":199363,"parent":144934,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"new-page-template.php","meta":{"_acf_changed":false,"footnotes":""},"editors":[47],"class_list":["post-199362","page","type-page","status-publish","has-post-thumbnail","hentry","editors-robert-jang"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.1.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\ub9ac\ud50c vs \uc2a4\ud154\ub77c\ub8e8\uba58: \uac19\uc740 \ubfcc\ub9ac, \ub2e4\ub978 \uae38\uc744 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content=\"1924\" \/>\n\t<meta property=\"og:image:height\" content=\"1090\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"\ub9ac\ud50c vs \uc2a4\ud154\ub77c\ub8e8\uba58: \uac19\uc740 \ubfcc\ub9ac, \ub2e4\ub978 \uae38\uc744 \uac77\ub294 \ub450 \uacb0\uc81c \ucf54\uc778\" \/>\n<meta name=\"twitter:description\" content=\"\ub9ac\ud50c(XRP)\uacfc \uc2a4\ud154\ub77c\ub8e8\uba58(XLM)\uc740 \uacf5\ub3d9 \ucc3d\uc5c5\uc790 \ubc0f \uacb0\uc81c \ud2b9\ud654 \ube14\ub85d\uccb4\uc778\uc774\ub77c\ub294 \uacf5\ud1b5\uc810\uc774 \uc788\uc9c0\ub9cc \ub9ac\ud50c\uc740 \uae30\uad00\uacfc \uc911\uc559\ud654\ub97c, \uc2a4\ud154\ub77c\ub8e8\uba58\uc740 \uac1c\uc778\uacfc \ud0c8\uc911\uc559\ud654\ub97c \uc9c0\ud5a5\ud574 \ucca0\ud559\uacfc \uc6b4\uc601 \ubc29\uc2dd\uc5d0\uc11c \ucc28\uc774\ub97c \ubcf4\uc785\ub2c8\ub2e4.\" \/>\n<meta name=\"twitter:image\" 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