{"id":74302,"date":"2022-03-22T14:09:00","date_gmt":"2022-03-22T14:09:00","guid":{"rendered":"https:\/\/pt.cryptonews.com\/?p=74302"},"modified":"2022-07-10T04:03:31","modified_gmt":"2022-07-10T04:03:31","slug":"coinbase-pay-e-binance-pay-o-que-sao-e-suas-diferencas","status":"publish","type":"post","link":"https:\/\/cryptonews.com\/br\/noticias\/coinbase-pay-e-binance-pay-o-que-sao-e-suas-diferencas\/","title":{"rendered":"Coinbase Pay e Binance Pay: O que s\u00e3o e suas diferen\u00e7as"},"content":{"rendered":"<figure class=\"image\"><img decoding=\"async\" src=\"https:\/\/cimg.co\/news\/74076\/170037\/adobestock-tada-images-1-1.jpg\" alt=\"\" srcset=\"https:\/\/cimg.co\/news\/74076\/170037\/responsive-images\/adobestock-tada-images-1-1___media_library_original_1200_827.jpg 1200w, https:\/\/cimg.co\/news\/74076\/170037\/responsive-images\/adobestock-tada-images-1-1___media_library_original_900_620.jpg 900w, https:\/\/cimg.co\/news\/74076\/170037\/responsive-images\/adobestock-tada-images-1-1___media_library_original_720_496.jpg 720w, https:\/\/cimg.co\/news\/74076\/170037\/responsive-images\/adobestock-tada-images-1-1___media_library_original_600_413.jpg 600w, https:\/\/cimg.co\/news\/74076\/170037\/responsive-images\/adobestock-tada-images-1-1___media_library_original_300_206.jpg 300w\" sizes=\"100vw\" width=\"1200\" class=\"content-img\"><\/figure><p class=\"wp-block-paragraph\">A grande exchange de criptomoedas sediada nos EUA, a <strong>Coinbase<\/strong>, traz novidades com a introdu&ccedil;&atilde;o do Coinbase Pay. A nova solu&ccedil;&atilde;o difere das solu&ccedil;&otilde;es de pagamentos existentes de concorrentes como a <strong>Binance<\/strong>, por exemplo, pois a primeira &eacute; uma forma de financiar a carteira baseada em navegador da Coinbase com moeda fiduci&aacute;ria, enquanto a segunda &eacute; uma forma de os usu&aacute;rios financiarem contas com moeda fiduci&aacute;ria e enviar criptomoedas para outros de gra&ccedil;a.<\/p><p>Vamos dar uma olhada no que essas duas solu&ccedil;&otilde;es s&atilde;o exatamente.&nbsp;<\/p><p>De acordo com um an&uacute;ncio da Coinbase no in&iacute;cio desta semana, seu novo servi&ccedil;o de pagamentos &eacute; uma extens&atilde;o do navegador Chrome para tornar &ldquo;f&aacute;cil e intuitivo para qualquer pessoa&rdquo; participar de finan&ccedil;as descentralizadas (<a target=\"_blank\" rel=\"noopener \" href=\"https:\/\/cryptonews.com\/br\/exclusivas\/tendencias-defi-em-2022-interesse-crescente-regulamentacao-novas-funcoes-para-daos-dexes-nfts-e-jogos\/\">DeFi<\/a>) ou negociar tokens n&atilde;o-fung&iacute;veis (NFTs).<\/p><p>Participar de ambas as &aacute;reas normalmente exige que os usu&aacute;rios financiem e usem carteiras auto-custodiadas baseadas em navegador, como <strong>MetaMask<\/strong> &ndash; que a Coinbase descreveu como &ldquo;um processo complicado que envolve v&aacute;rias etapas&rdquo; e tem um alto potencial de erro do usu&aacute;rio.<\/p><p>Para resolver esse problema, a Coinbase ofereceu sua pr&oacute;pria solu&ccedil;&atilde;o de pagamentos que, segundo ela, facilita o financiamento de sua carteira de navegador, a Coinbase Wallet, com moeda fiduci&aacute;ria ou criptos provenientes de outras carteiras.<\/p><p>Isso difere de outras carteiras, como MetaMask, que n&atilde;o podem ser financiadas diretamente com moeda fiduci&aacute;ria de um cart&atilde;o de d&eacute;bito ou cr&eacute;dito.<\/p><p>A integra&ccedil;&atilde;o do sistema de pagamento na carteira da Coinbase elimina a necessidade de alternar entre diferentes aplicativos e sites para financiar a carteira, tornando o processo &ldquo;mais r&aacute;pido, f&aacute;cil e seguro do que nunca&rdquo;, de acordo com a exchange.<\/p><figure class=\"image\"><img decoding=\"async\" src=\"https:\/\/cimg.co\/p\/no_image.svg\" alt=\"\" sizes=\"100vw\" width=\"1400\" class=\"content-img lazyload\" data-src=\"https:\/\/cimg.co\/news\/74076\/169284\/coinbase-pay.jpg\" data-srcset=\"https:\/\/cimg.co\/news\/74076\/169284\/responsive-images\/coinbase-pay___media_library_original_1400_728.jpg 1400w, https:\/\/cimg.co\/news\/74076\/169284\/responsive-images\/coinbase-pay___media_library_original_1200_624.jpg 1200w, https:\/\/cimg.co\/news\/74076\/169284\/responsive-images\/coinbase-pay___media_library_original_900_468.jpg 900w, https:\/\/cimg.co\/news\/74076\/169284\/responsive-images\/coinbase-pay___media_library_original_720_374.jpg 720w, https:\/\/cimg.co\/news\/74076\/169284\/responsive-images\/coinbase-pay___media_library_original_600_312.jpg 600w, https:\/\/cimg.co\/news\/74076\/169284\/responsive-images\/coinbase-pay___media_library_original_300_156.jpg 300w\"><\/figure><p>Enquanto isso, o Binance Pay, o sistema de pagamentos lan&ccedil;ado pela exchange de criptomoedas rival Binance no ano passado, &eacute; baseado no aplicativo m&oacute;vel da exchange, e n&atilde;o em qualquer extens&atilde;o do navegador, e foi projetado principalmente para facilitar os pagamentos entre os usu&aacute;rios da Binance.<\/p><p>Notavelmente, o Binance Pay funciona apenas entre usu&aacute;rios que possuem uma conta Binance com verifica&ccedil;&atilde;o de identidade conclu&iacute;da e, nesse sentido, n&atilde;o &eacute; um sistema tradicional de pagamentos criptogr&aacute;ficos que pode transferir fundos para qualquer pessoa.<\/p><p>O movimento da Binance se seguiu ap&oacute;s um movimento semelhante da plataforma de negocia&ccedil;&atilde;o concorrente <strong>Bitfinex <\/strong>um m&ecirc;s antes.<\/p><p>Antes do lan&ccedil;amento oficial no ano passado, a Binance disse em seu an&uacute;ncio que o site de reservas de viagens <strong>Travala<\/strong>, de propriedade da exchange, se tornou o primeiro comerciante a integrar a nova solu&ccedil;&atilde;o de pagamentos. Desde ent&atilde;o, outros comerciantes como <strong>CryptoRefills <\/strong>e <strong>Coinsbee <\/strong>foram adicionados atrav&eacute;s do portal Binance Marketplace.<\/p><p>Para enviar um pagamento para algu&eacute;m via Binance Pay, o usu&aacute;rio precisa escanear o c&oacute;digo QR do destinat&aacute;rio ou colar seu &ldquo;Pay ID&rdquo; na forma de um nome de usu&aacute;rio. Isso difere da Coinbase Wallet com a qual o Coinbase Pay trabalha, que ainda exige que os usu&aacute;rios saibam o endere&ccedil;o completo da carteira do destinat&aacute;rio para fazer um pagamento.<\/p><p>Al&eacute;m disso, a Binance chama sua solu&ccedil;&atilde;o de pagamento de &ldquo;instant&acirc;nea&rdquo;, embora tenha admitido que &ldquo;requisitos de conformidade&rdquo; significavam que os fundos n&atilde;o seriam utiliz&aacute;veis &#8203;&#8203;por 24 horas ap&oacute;s o recebimento dos pagamentos. Os pagamentos tamb&eacute;m s&atilde;o processados &#8203;&#8203;sem nenhuma taxa por parte da Binance.<\/p><p>Vale a pena notar que as transa&ccedil;&otilde;es feitas via Binance Pay para outros usu&aacute;rios n&atilde;o s&atilde;o registradas na cadeia, raz&atilde;o pela qual os pagamentos podem ser feitos instantaneamente e sem taxas.<\/p><p>Por enquanto, o Binance Pay suporta mais de 40 criptoativos. A solu&ccedil;&atilde;o de pagamentos n&atilde;o suporta pagamentos fiduci&aacute;rios diretos, mas o fiduci&aacute;rio pode ser usado para completar o saldo do Binance Pay de um usu&aacute;rio, passando pelas op&ccedil;&otilde;es padr&atilde;o da Binance para financiar uma conta.<\/p><figure class=\"image\"><img decoding=\"async\" src=\"https:\/\/cimg.co\/p\/no_image.svg\" alt=\"\" sizes=\"100vw\" width=\"1334\" class=\"content-img lazyload\" data-src=\"https:\/\/cimg.co\/news\/74076\/169292\/binance-pay.jpg\" data-srcset=\"https:\/\/cimg.co\/news\/74076\/169292\/responsive-images\/binance-pay___media_library_original_1334_962.jpg 1334w, https:\/\/cimg.co\/news\/74076\/169292\/responsive-images\/binance-pay___media_library_original_1200_865.jpg 1200w, https:\/\/cimg.co\/news\/74076\/169292\/responsive-images\/binance-pay___media_library_original_900_649.jpg 900w, https:\/\/cimg.co\/news\/74076\/169292\/responsive-images\/binance-pay___media_library_original_720_519.jpg 720w, https:\/\/cimg.co\/news\/74076\/169292\/responsive-images\/binance-pay___media_library_original_600_432.jpg 600w, https:\/\/cimg.co\/news\/74076\/169292\/responsive-images\/binance-pay___media_library_original_300_216.jpg 300w\"><\/figure><p>____<\/p><p><strong>Leia Mais:<\/strong><\/p><p>&#8211; <a target=\"_blank\" rel=\"noopener \" href=\"https:\/\/cryptonews.com\/br\/noticias\/sancoes-da-russia-significam-que-paises-podem-fazer-transicao-para-reservas-em-bitcoin-ceo-da-pantera\/\">San&ccedil;&otilde;es da R&uacute;ssia significam que Pa&iacute;ses podem fazer Transi&ccedil;&atilde;o para Reservas em Bitcoin &#8211; CEO da Pantera<\/a><\/p><p>&#8211; <a target=\"_blank\" rel=\"noopener \" href=\"https:\/\/cryptonews.com\/br\/noticias\/ministro-da-ucrania-elogia-eficiencia-das-criptomoedas\/\">Ministro da Ucr&acirc;nia elogia Efici&ecirc;ncia das Criptomoedas<\/a><\/p><figure class=\"image\"><a href=\"https:\/\/cryptonews.com\/br\/noticias\/\" target=\"_blank\" rel=\"noopener \"><img decoding=\"async\" src=\"https:\/\/cimg.co\/p\/no_image.svg\" alt=\"\" width class=\"content-img lazyload\" data-src=\"https:\/\/cimg.co\/news\/74302\/170588\/cryptonews-ads-630x140.jpg\" data-srcset=\"\"><\/a><\/figure>","protected":false},"excerpt":{"rendered":"<p>A grande exchange de criptomoedas sediada nos EUA, a Coinbase, traz novidades com a introdu&ccedil;&atilde;o do Coinbase Pay. A nova solu&ccedil;&atilde;o difere das solu&ccedil;&otilde;es de pagamentos existentes de concorrentes como a Binance, por exemplo, pois a primeira &eacute; uma forma de financiar a carteira baseada em navegador da Coinbase com moeda fiduci&aacute;ria, enquanto a segunda [&hellip;]<\/p>\n","protected":false},"author":30,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1,10],"tags":[187,198,95,99,111,112],"editores":[884],"sponsored_companies":[],"class_list":["post-74302","post","type-post","status-publish","format-standard","hentry","category-noticias","category-defi-news","tag-binance","tag-coinbase","tag-criptomoedas","tag-defi","tag-nft","tag-tokens-nao-fungiveis","editores-cryptonewscom"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Coinbase Pay e Binance Pay: O que s\u00e3o e suas diferen\u00e7as<\/title>\n<meta name=\"description\" content=\"A grande exchange de criptomoedas sediada nos EUA, a Coinbase, traz novidades com a introdu&ccedil;&atilde;o do Coinbase Pay. 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A nova solu&ccedil;&atilde;o","og_url":"https:\/\/cryptonews.com\/br\/noticias\/coinbase-pay-e-binance-pay-o-que-sao-e-suas-diferencas\/","og_site_name":"CryptoNews Brasil","article_published_time":"2022-03-22T14:09:00+00:00","article_modified_time":"2022-07-10T04:03:31+00:00","og_image":[{"url":"https:\/\/cimg.co\/news\/74076\/170037\/adobestock-tada-images-1-1.jpg","type":"","width":"","height":""}],"twitter_card":"summary_large_image","twitter_image":"https:\/\/cimg.co\/news\/74076\/170037\/adobestock-tada-images-1-1.jpg","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/cryptonews.com\/br\/noticias\/coinbase-pay-e-binance-pay-o-que-sao-e-suas-diferencas\/#article","isPartOf":{"@id":"https:\/\/cryptonews.com\/br\/noticias\/coinbase-pay-e-binance-pay-o-que-sao-e-suas-diferencas\/"},"author":{"name":"caiomatsuiribeirokyy","@id":"https:\/\/cryptonews.com\/br\/#\/schema\/person\/81cef6c11c6fc93fb7e39d56a9f2d676"},"headline":"Coinbase Pay e Binance Pay: O que s\u00e3o e suas diferen\u00e7as","datePublished":"2022-03-22T14:09:00+00:00","dateModified":"2022-07-10T04:03:31+00:00","mainEntityOfPage":{"@id":"https:\/\/cryptonews.com\/br\/noticias\/coinbase-pay-e-binance-pay-o-que-sao-e-suas-diferencas\/"},"wordCount":832,"publisher":{"@id":"https:\/\/cryptonews.com\/br\/#organization"},"image":{"@id":"https:\/\/cryptonews.com\/br\/noticias\/coinbase-pay-e-binance-pay-o-que-sao-e-suas-diferencas\/#primaryimage"},"thumbnailUrl":"https:\/\/cimg.co\/news\/74076\/170037\/adobestock-tada-images-1-1.jpg","keywords":["Binance","Coinbase","Criptomoedas","DeFi","NFT","Tokens n\u00e3o-fung\u00edveis"],"articleSection":["Noticias","Not\u00edcias de DeFi"],"inLanguage":"pt-BR","copyrightYear":"2022","copyrightHolder":{"@id":"https:\/\/cryptonews.com\/#organization"}},{"@type":"WebPage","@id":"https:\/\/cryptonews.com\/br\/noticias\/coinbase-pay-e-binance-pay-o-que-sao-e-suas-diferencas\/","url":"https:\/\/cryptonews.com\/br\/noticias\/coinbase-pay-e-binance-pay-o-que-sao-e-suas-diferencas\/","name":"Coinbase Pay e Binance Pay: O que s\u00e3o e suas diferen\u00e7as","isPartOf":{"@id":"https:\/\/cryptonews.com\/br\/#website"},"primaryImageOfPage":{"@id":"https:\/\/cryptonews.com\/br\/noticias\/coinbase-pay-e-binance-pay-o-que-sao-e-suas-diferencas\/#primaryimage"},"image":{"@id":"https:\/\/cryptonews.com\/br\/noticias\/coinbase-pay-e-binance-pay-o-que-sao-e-suas-diferencas\/#primaryimage"},"thumbnailUrl":"https:\/\/cimg.co\/news\/74076\/170037\/adobestock-tada-images-1-1.jpg","datePublished":"2022-03-22T14:09:00+00:00","dateModified":"2022-07-10T04:03:31+00:00","description":"A grande exchange de criptomoedas sediada nos EUA, a Coinbase, traz novidades com a introdu&ccedil;&atilde;o do Coinbase Pay. 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