Ripple Exec Unveils P2P Payments Platform Using XRP
Craig DeWitt has unveiled the beta release of a personal peer-to-peer payments project that will work in popular web browsers.

A Ripple executive has unveiled a payments platform based on XRP that will work in popular web browsers.
- Craig DeWitt, the blockchain payment infrastructure firm's director of product, made the announcement via Twitter on Sunday claiming "anyone can use it" to purchase physical goods online using the XRP cryptocurrency.
- Payburner, a personal project of Dewitt's, is a non-custodial XRP wallet designed to operate as a plug-in within the Chrome and Brave web browsers.
- DeWitt told CoinDesk in direct messages the plug-in is an example of a "growing XRP ecosystem" that leverages Xpring.
- Xpring is a Ripple project that provides tools and funding for developers and startups working with XRP.
- Payburner, currently in beta release, allows users to send and receive payments worldwide and instantaneously, Dewitt said.
- The beta version builds on an earlier Payburner plug-in by integrating PayID, an identifier for payments used by entities such as banks.
- Payment requests with encrypted peer-to-peer (P2P) messaging and PayID network searches are some of the new features in the beta release.
- DeWitt said Payburner is expected to make a profit by charging a 1% merchant fee on XRP e-commerce sales.
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Digital assets posted a third consecutive quarter of losses in Q2 2026, the longest losing streak since the 2022 bear market, as institutional capital rotated into AI equities and Bitcoin ETFs recorded their largest quarterly outflow since launch. Our report examines what drove the divergence, where structural adoption continued regardless, and what Q3 signals to watch.
Digital assets posted a third consecutive quarter of losses in Q2 2026, the longest losing streak since the 2022 bear market, as institutional capital rotated into AI equities and Bitcoin ETFs recorded their largest quarterly outflow since launch. Our report examines what drove the divergence, where structural adoption continued regardless, and what Q3 signals to watch.
Why it matters:
Digital assets posted a third consecutive quarter of losses in Q2 2026, the longest losing streak since the 2022 bear market, as institutional capital rotated into AI equities and Bitcoin ETFs recorded their largest quarterly outflow since launch. Our report examines what drove the divergence, where structural adoption continued regardless, and what Q3 signals to watch.





