US Congress

Big banks want to freeze innovation. History says that’s a mistake
The fight over stablecoin yield is less about protecting consumers and more about protecting banking incumbents, argues Bill Hughes, Senior Counsel and Director of Global Regulatory Matters for Consensys.

Congress must bar interest on payment stablecoins to avoid harming Main Street lending
Allowing crypto exchanges and other intermediaries to offer yield-like incentives on payment stablecoins would pose significant risks to local economies, argues Kevin Paintner, chairman of the Independent Community Bankers of America’s Digital Assets Subcommittee.

As America nears 250, financial freedom shouldn’t be up for debate
The banking lobby’s efforts to revisit or reinterpret Congress’ decisions regarding stablecoin rewards are driven by attempts to re-litigate settled law and blunt competition after the fact, argues Blockchain Association’s Summer Mersinger.

Re-litigating the GENIUS Act Brings Risk and No Rewards
If bipartisan agreements like the GENIUS Act can be immediately reopened whenever an incumbent industry dislikes their competitive implications, legislative compromise becomes impossible, argues Blockchain Association CEO Summer Mersinger.

Most Influential: Rep. French Hill
Rep. French Hill's name may or may not end up on any of the final legislation that becomes crypto law in the U.S., but he was the one driving it forward.

Most Influential: Sen. Bill Hagerty
The Tennessee Republican sponsored the first piece of stablecoin legislation to become a U.S. law.

The Clock Is Ticking on Crypto Market Structure Legislation in the U.S.
The U.S. has the deepest liquidity in crypto markets and is home to some of the largest issuers and exchanges, but without a comprehensive market structure we risk ceding ground to Latin America and Europe, Congressman French Hill argues.

Clarity Is Eating the World
The winners of the next decade will not be those who move fast and break things, says Chris Brummer, Georgetown law professor and CEO of Bluprynt. Instead, the winners will be those who move smart and build things that last.

The CLARITY Act Defined 'Mature' Blockchains. Here’s What It Missed.
Decentralization is not enough to determine whether a blockchain is truly mature, argues Algorand’s Chief Strategy Officer Marc Vanlerberghe.

GENIUS was just the prologue. Stablecoins represent a platform shift in payments. The stage is set.
Shan Aggarwal says the crypto industry is still underselling how fast and forceful the shift to the stablecoin standard will be, and how quickly AI will accelerate it.

