Crypto Payments Are No Longer Speculative Risk Assets – They’re Infrastructure

In the early days of crypto, accepting digital assets felt like something reserved for tech startups or a handful of experimental merchants trying to attract press. But that era is over.

Today, cryptocurrency payments are seen by many as the next step in the evolution of global financial infrastructure, even by those outside of the immediate crypto space. Once an edge case for niche users, crypto has become a practical tool for global merchants looking to reduce transaction costs, expand access and keep pace with their younger, digital-first audiences.

At the center of this transformation is CryptoProcessing by CoinsPaid. This secure and scalable crypto payment gateway is already helping over 800 enterprises across industries get paid faster, serve more customers and reduce processing costs. To date, the platform has quietly processed more than €23 billion in transactions.

The case for crypto: a payment method for faster, cheaper global payments

Traditional payment systems weren’t designed for a borderless, digital-first world, and most crypto-native readers already know where the shortcomings lie. Slow wire transfers, high card fees and cross-border delays continue to hold back merchants still relying on legacy rails. For years, crypto has offered a faster, cheaper and more transparent alternative. What’s changed is that its advantages are no longer reserved for the crypto community.

Blockchain-based payments have matured into practical infrastructure, with solutions like CryptoProcessing by CoinsPaid playing an important part in that shift. Real-world merchants are now leveraging stablecoin rails for near-instant settlement, achieving cost savings of up to 75% compared to traditional processors and sidestepping chargebacks entirely. For global-facing sectors like luxury retail, travel and online services, the appeal goes beyond ideology. It lies in better margins, higher speed and a smoother user experience.

In fact, platforms like Travala.com have reported that crypto users spend more than double their fiat counterparts, a clear sign of the commercial upside of catering to this fast-growing segment.

A travel boom fueled by crypto

Consider the travel sector: Once seen as a fringe use case for crypto, it’s now one of the fastest-growing categories for CoinsPaid. The company’s internal data shows a 38% year-on-year increase in crypto transactions among travel merchants using the platform.

What’s behind the surge?

• Stablecoins now account for over 40% of all crypto travel payments, offering low volatility and global usability.
• Adoption is particularly strong in emerging markets, where legacy banking is slow or inaccessible.
• Digital-first users, like Gen Z freelancers and remote workers, are now expecting crypto payment options at checkout.

And the businesses are responding. Travala.com processed $103 million in bookings in 2024, with 80% of it having been paid in crypto. Mirai Flights, a luxury jet service, was able to reduce fees by 75% after switching to CryptoProcessing by CoinsPaid while boosting revenue by 30% after accepting crypto payments.

A handful of other established travel platforms are reportedly exploring crypto integrations as well, including Skyscanner, which boasts over 110 million users.

Why merchants choose cryptoprocessing by CoinsPaid

CoinsPaid is not positioning itself as a wallet or a retail exchange. Instead, it provides a crypto payment gateway designed specifically for businesses – essentially the infrastructure behind the checkout process. The platform enables merchants to accept crypto payments securely, in compliance with regulations and without unnecessary technical complexity.

Merchants gain access to support for more than 20 cryptocurrencies, including stablecoins like USDC, and can instantly convert those assets into fiat to minimize volatility risk. The system is designed for easy integration, whether through direct API connections, plug-and-play modules or fully white-labeled solutions.

Behind the scenes, CryptoProcessing by CoinsPaid handles the hard parts: KYC/AML compliance, jurisdiction-aware routing and governance tools that allow enterprise clients to manage access across multiple accounts with precision. For businesses, it’s a way to adopt crypto payments without having to master the complexities of blockchain technology.

“You don’t need to be a blockchain expert,” says Max Krupyshev, CEO of CoinsPaid. “You just need a gateway that works.”

Upgraded and hardened: a security-first approach

In 2023, following a targeted security incident, CoinsPaid made a decisive move: Rather than patching over vulnerabilities, it rebuilt major parts of its backend infrastructure from the ground up. The result is a more modular, secure and scalable platform – one that reflects the resilience expected of enterprise-grade financial systems.

Today, CoinsPaid incorporates hardened security protocols, strict access controls and ongoing penetration testing as standard. Its architecture supports modular isolation and integrates smoothly with enterprise compliance frameworks, delivering the kind of operational assurance large businesses demand.

Whether deployed as an SaaS model, on-premises solution or hybrid setup, CoinsPaid offers businesses peace of mind through infrastructure built for the speed, complexity and innovation of Web3, all tested in the real world.

Recent enhancements include support for hardware wallet integrations to protect private keys, customizable workflows for finance teams handling reconciliation and withdrawals and built-in monitoring tools to streamline compliance reporting.

Driving value through brand and community

To mark its expanding presence in the payments space, CryptoProcessing by CoinsPaid recently announced a high-profile brand partnership: racing talents Eduardo and Fernando Barrichello, sons of Formula 1 legend Rubens Barrichello, have joined as ambassadors.

Eduardo, a rising star in the FIA World Endurance Championship, and Fernando, a podium regular in Euroformula Open, embody the platform’s core values: speed, precision and world-class performance.

“Whether it’s on track or in fintech, the goal is the same: be faster, be more efficient and always stay ahead of the curve,” says Fernando.

Built for real-world business use cases

What makes CryptoProcessing by CoinsPaid particularly attractive to C-level decision-makers is its focus on usability. Rather than requiring companies to rebuild their payment infrastructure or train staff in the intricacies of crypto custody, the platform is designed to slot into existing systems with minimal disruption.

In practice, this means a travel brand can accept stablecoins for flight bookings or hotel stays, while continuing to operate in fiat on the backend. A luxury retailer can process discreet, high-value purchases in ETH or BTC without worrying about foreign exchange exposure. Software platforms can expand into emerging markets where traditional cards are less common, and real estate or automotive businesses can settle large crypto payments automatically in fiat, with no manual conversion or additional overhead required.

Whether a company serves digital nomads, Gen Z freelancers or high-net-worth individuals, CryptoProcessing offers the flexibility and integration depth to support crypto payments at scale without compromising on compliance, control or user experience.

Take the first step toward smarter payments

Clearer regulation, rising consumer demand and pressure to cut payment costs are making it harder for companies to ignore a payment method that ticks all the boxes. A secure, compliant crypto payment gateway can help improve margins, reach new customers and keep existing ones by offering more flexible payment options.

For decision-makers, the question is no longer, “Should we accept crypto?” but “What are we missing if we don’t?” The focus has shifted from adopting new technology for its own sake to solving problems traditional systems can’t.

To learn more about future-proofing your payment stack or unlocking new revenue streams for your business, CryptoProcessing by CoinsPaid offers the tools, trust and track record to help you get there.