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Ripple wins UK regulatory approval from Financial Conduct Authority

Ripple has gained FCA registration through its U.K. subsidiary, marking a key regulatory milestone as Britain moves to bring crypto into its financial framework.

Jan 9, 2026, 12:26 p.m.
A view over the City of London taken over the Thames near Tower Bridge. (Cj / Unsplash+)
Ripple won regulatory approval in the U.K., securing registration with the FCA (Cj / Unsplash+, modified by CoinDesk)

What to know:

  • Ripple secured registration with the Financial Conduct Authority in recognition that it meets U.K. money laundering regulations.
  • The international payments company can now carry out certain crypto-related activities in the country.

Ripple, a cross-border payments network using blockchain and cryptocurrencies, won regulatory approval in the U.K., allowing it to carry out certain crypto-related activities in the country.

The company's U.K. subsidiary, Ripple Markets UK Ltd., secured registration with the Financial Conduct Authority (FCA) under the country’s money laundering regulations, according to an update to the regulator’s registry on Friday.

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Appearing on the register means Ripple complies with money laundering and counter-terrorist financing rules, though the approval stops short of full financial services authorization.

The move marks an important step for Ripple as it expands its footprint in regulated markets. It comes as the U.K. seeks to position itself as a global crypto hub, with policymakers working to integrate digital assets into the existing regulatory framework.

The Ripple-linked XRP token fell 1.4% to $2.09 since midnight UTC.

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