Consensus Miami Day 3: Real-time coverage and highlights from on the ground

"If we move away from the U.S. dollar as being the basis for international transactions, we're gonna do a lot of damage to our ability to borrow in the future." – Senator Ashley Moody weighs in on the stakes of getting the Clarity Act passed on the Consensus Mainstage.

When asked if tokenized real-world assets are underrated or overrated by moderator Michael Lau, the Binance Founder said, "I actually think it's underrated now," says CZ. "I thought it was overrated a year ago, but now I've changed. RWAs is a real thing."

It's the third and final day of Consensus Miami.

To recap yesterday, ICYMI, Patrick Witt, the Executive Director of the President's Council on Digital Assets, told the audience at day 2 of Consensus Miami that if the Senate Banking Committee holds a markup this month, it would give the Senate four weeks to merge the bill with the Senate Agriculture Committee version and June to work out issues with the House of Representatives. It's an aggressive timeline, "but it is an achievable timeline," he said.

Michael Saylor followed up to lay out his case for yieldcoins, laying out a vision for the potential future of the digital assets sector.

And the time is now to start working on post-quantum security, Project Eleven CEO Alex Pruden said.

Catch up on all of the coverage here.

Today will see panels addressing prediction markets and sports betting, stablecoins, banking and more. Privacy and agentic payments will again take the stage.

Tom Lee will present a keynote, while stablecoin executives will weigh in on recent regulatory advancements. World Liberty Financial's Donald Trump, Jr. and Zach Witkoff will take the main stage right after lunch, while payments executives will lay out how crypto cards and other tools will work.

CoinDesk will host its Policy & Regulation Summit, diving deep into the key regulatory issues you should be paying attention to: DeFi regulation, the 2026 election and more. The day will end with a debate on prediction markets. Are they just gambling products dressed up in a fancy costume? Or are these contracts actually a novel financial product? And what does that all mean for you? Come through and find out.