Share this article
Crypto Lender Maple Finance Opens U.S. Treasury Bill Pool for Cash Management
Maple’s new lending pool offers accredited investors, crypto firms and DAO treasuries a way to earn yield on their idle stablecoins by investing in one-month U.S. Treasury bills.
Updated May 9, 2023, 4:12 a.m. Published Apr 19, 2023, 8:05 p.m.
Blockchain-based lending protocol Maple Finance has started onboarding investors to its new cash management pool that invests in one-month U.S. Treasury bills (T-bill), the protocol announced in a blog post Wednesday.
The facility offers investors the one-month T-bill yield less the 0.5% management fee on stablecoin deposits, the protocol said. Currently, the one-month T-bill rate is at around 3.7%, meaning that the investment would offer a 3.2% annual yield.
STORY CONTINUES BELOW
Don't miss another story.Subscribe to the Crypto Daybook Americas Newsletter today. See all newsletters
Maple’s new offering comes as crypto investors have become increasingly keen to earn yields by investing in traditional financial (TradFi) assets. Stablecoins generally do not offer users yield, while crypto lending may come with outsized risks, as last year’s defaults and insolvencies among digital asset firms proved.
Meanwhile, yields in traditional markets have risen after central banks globally hiked interest rates to combat inflation. Multiple blockchain protocols have started to offer tokenized versions of real-world assets (RWA) such as government bonds, making RWAs one of the hottest trends in crypto this year.
The pool is structured as a special purpose vehicle (SPV) that collects investor’s stablecoins and lends it to crypto hedge fund Room40 Capital, the sole borrower of the pool, to invest in T-bills, the post explained.
The pool allows accredited investors, crypto firms and decentralized autonomous organizations’ (DAO) treasuries to earn yield on their idle stablecoins with low risk, as short-term U.S. Treasurys are considered among the safest investments.
Maple and Room40 does not require any lockup period for deposits before withdrawal, making the pool ideal for managing cash held in stablecoins, the protocol said.
Notably, only entities and individuals based outside of the U.S. can access the pool after completing a three-step know-your-customer (KYC) check.
Last week, the protocol’s native token MPL rallied as Maple CEO Sidney Powell said in a community call that a new Treasury bill pool will start soon, CoinDesk reported.
More For You
What to know:
- As of October 2025, GoPlus has generated $4.7M in total revenue across its product lines. The GoPlus App is the primary revenue driver, contributing $2.5M (approx. 53%), followed by the SafeToken Protocol at $1.7M.
- GoPlus Intelligence's Token Security API averaged 717 million monthly calls year-to-date in 2025 , with a peak of nearly 1 billion calls in February 2025. Total blockchain-level requests, including transaction simulations, averaged an additional 350 million per month.
- Since its January 2025 launch , the $GPS token has registered over $5B in total spot volume and $10B in derivatives volume in 2025. Monthly spot volume peaked in March 2025 at over $1.1B , while derivatives volume peaked the same month at over $4B.
More For You
Foundation behind restaking protocol EigenLayer plans bigger rewards for active users
An Incentives Committee would direct programmatic token emissions, focusing allocations on participants that secure AVSs and contribute to the EigenCloud ecosystem.
What to know:
- The Eigen Foundation has unveiled a governance proposal aimed at ushering in new incentives for its EIGEN token, shifting the protocol’s reward strategy to prioritize productive network activity and fee generation.
- Under the plan, a newly formed Incentives Committee would manage token emissions, prioritizing participants who secure Actively Validated Services and expand the EigenCloud ecosystem.
- The proposal includes a fee model that channels revenue from AVS rewards and EigenCloud services back to EIGEN holders, potentially creating deflationary pressure as the ecosystem grows.
Top Stories
