{"id":571828,"date":"2026-02-18T20:30:41","date_gmt":"2026-02-18T15:00:41","guid":{"rendered":"https:\/\/ambcrypto.com\/?p=571828"},"modified":"2026-02-18T15:35:55","modified_gmt":"2026-02-18T10:05:55","slug":"xdc-launches-real-world-usdc-spending-as-stablecoins-cross-307b","status":"publish","type":"post","link":"https:\/\/ambcrypto.com\/xdc-launches-real-world-usdc-spending-as-stablecoins-cross-307b\/","title":{"rendered":"XDC launches real-world USDC spending as stablecoins cross $307B"},"content":{"rendered":"<div class=\"flex flex-col text-sm pb-25\">\n<article class=\"text-token-text-primary w-full focus:outline-none [--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" data-turn-id=\"request-69940236-f32c-8321-b008-c92da3bd49fa-0\" data-testid=\"conversation-turn-30\" data-scroll-anchor=\"true\" data-turn=\"assistant\">\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:--spacing(4)] @w-sm\/main:[--thread-content-margin:--spacing(6)] @w-lg\/main:[--thread-content-margin:--spacing(16)] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\">\n<div class=\"flex max-w-full flex-col grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal [.text-message+&amp;]:mt-1\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"618f7ce5-0325-4d67-bcaf-e18a55b78ccb\" data-message-model-slug=\"gpt-5-2\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[1px]\">\n<div class=\"markdown prose dark:prose-invert w-full wrap-break-word dark markdown-new-styling\">\n<p data-start=\"146\" data-end=\"396\"><span style=\"font-size: 16px;\">Stablecoins move trillions of dollars each year, but most of that activity still happens behind the scenes. <\/span><\/p>\n<p data-start=\"146\" data-end=\"396\"><span style=\"font-size: 16px;\">A new partnership between <\/span><span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\" style=\"font-size: 16px;\"><span class=\"whitespace-normal\">XDC Network<\/span><\/span><span style=\"font-size: 16px;\"> and <\/span><span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\" style=\"font-size: 16px;\"><span class=\"whitespace-normal\">OrbitX Pay<\/span><\/span><span style=\"font-size: 16px;\"> will test whether that can change by allowing USD Coin [USDC] held on XDC to be spent at merchants that accept <\/span><span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\" style=\"font-size: 16px;\"><span class=\"whitespace-normal\">Visa<\/span><\/span><span style=\"font-size: 16px;\">.<\/span><\/p>\n<div class=\"flex flex-col text-sm pb-25\">\n<article class=\"text-token-text-primary w-full focus:outline-none [--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" data-turn-id=\"request-69940236-f32c-8321-b008-c92da3bd49fa-1\" data-testid=\"conversation-turn-32\" data-scroll-anchor=\"true\" data-turn=\"assistant\">\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:--spacing(4)] @w-sm\/main:[--thread-content-margin:--spacing(6)] @w-lg\/main:[--thread-content-margin:--spacing(16)] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\">\n<div class=\"flex max-w-full flex-col grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal [.text-message+&amp;]:mt-1\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"07bfd090-fad8-408f-888a-1062cf307615\" data-message-model-slug=\"gpt-5-2\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[1px]\">\n<div class=\"markdown prose dark:prose-invert w-full wrap-break-word dark markdown-new-styling\">\n<p data-start=\"527\" data-end=\"782\">The idea is that users will keep funds on-chain until the moment they pay; the transaction itself works like a regular card payment.<\/p>\n<p data-start=\"527\" data-end=\"782\">This could reduce the need for fiat conversions and third-party off-ramps, which often add cost and delays.<\/p>\n<p data-start=\"527\" data-end=\"782\"><span style=\"font-weight: 400;\">Ritesh Kakkaad, co-founder of XDC Network, argued that this is part of a change to everyday use.<\/span><\/p>\n<blockquote>\n<p data-start=\"784\" data-end=\"1194\">\u201cThe real opportunity is when blockchain moves beyond powering finance behind the scenes&#8230;&#8221;<\/p>\n<\/blockquote>\n<p data-start=\"784\" data-end=\"1194\">\u00a0OrbitX CEO <span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\">Ankitt Guar<\/span><\/span> also said in an official statement,<\/p>\n<blockquote>\n<p data-start=\"784\" data-end=\"1194\">&#8220;<span style=\"font-weight: 400;\">By keeping users in control of their assets while connecting to global payment networks, we aim to reduce the friction between on-chain value and real-world spending.&#8221;<\/span><\/p>\n<\/blockquote>\n<p data-start=\"1196\" data-end=\"1271\" data-is-last-node=\"\" data-is-only-node=\"\">Whether such integrations see meaningful adoption remains an open question.<\/p>\n<h2 data-start=\"1196\" data-end=\"1271\">Stablecoin engine on full power<\/h2>\n<p data-start=\"39\" data-end=\"457\">Stablecoin total market capitalization is holding above $307 billion, with steady growth over the past year.<\/p>\n<p data-start=\"39\" data-end=\"457\">This matters because payment use cases tend to grow faster when there\u2019s already liquidity and user familiarity in place.<\/p>\n<figure id=\"attachment_571835\" aria-describedby=\"caption-attachment-571835\" style=\"width: 1587px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/ambcrypto.com\/wp-content\/uploads\/2026\/02\/image-7-2.png\"><img decoding=\"async\" class=\"size-full wp-image-571835\" src=\"https:\/\/ambcrypto.com\/wp-content\/uploads\/2026\/02\/image-7-2.png\" alt=\"stablecoins\" width=\"1587\" height=\"438\" srcset=\"https:\/\/ambcrypto.com\/wp-content\/uploads\/2026\/02\/image-7-2.png 1587w, https:\/\/ambcrypto.com\/wp-content\/uploads\/2026\/02\/image-7-2-300x83.png 300w, https:\/\/ambcrypto.com\/wp-content\/uploads\/2026\/02\/image-7-2-1024x283.png 1024w, https:\/\/ambcrypto.com\/wp-content\/uploads\/2026\/02\/image-7-2-768x212.png 768w, https:\/\/ambcrypto.com\/wp-content\/uploads\/2026\/02\/image-7-2-1536x424.png 1536w, https:\/\/ambcrypto.com\/wp-content\/uploads\/2026\/02\/image-7-2-1200x331.png 1200w\" sizes=\"(max-width: 1587px) 100vw, 1587px\" \/><\/a><figcaption id=\"caption-attachment-571835\" class=\"wp-caption-text\">Source: DeFiLlama<\/figcaption><\/figure>\n<p data-start=\"510\" data-end=\"958\">User behavior trends also look strong. A recent <a href=\"https:\/\/info.bvnk.com\/utility\" target=\"_blank\" rel=\"noopener\">BVNK research report<\/a> found that 56% of stablecoin users plan to acquire more over the next 12 months, while more than half increased their holdings over the past year.<\/p>\n<figure id=\"attachment_571836\" aria-describedby=\"caption-attachment-571836\" style=\"width: 1402px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/ambcrypto.com\/wp-content\/uploads\/2026\/02\/image-6-2.png\"><img decoding=\"async\" class=\"size-full wp-image-571836\" src=\"https:\/\/ambcrypto.com\/wp-content\/uploads\/2026\/02\/image-6-2.png\" alt=\"\" width=\"1402\" height=\"780\" srcset=\"https:\/\/ambcrypto.com\/wp-content\/uploads\/2026\/02\/image-6-2.png 1402w, https:\/\/ambcrypto.com\/wp-content\/uploads\/2026\/02\/image-6-2-300x167.png 300w, https:\/\/ambcrypto.com\/wp-content\/uploads\/2026\/02\/image-6-2-1024x570.png 1024w, https:\/\/ambcrypto.com\/wp-content\/uploads\/2026\/02\/image-6-2-768x427.png 768w, https:\/\/ambcrypto.com\/wp-content\/uploads\/2026\/02\/image-6-2-1200x668.png 1200w\" sizes=\"(max-width: 1402px) 100vw, 1402px\" \/><\/a><figcaption id=\"caption-attachment-571836\" class=\"wp-caption-text\">Source: BVNK<\/figcaption><\/figure>\n<p>Among freelancers and sellers who receive payments in stablecoins, about 35% of their income comes through these assets on average!<\/p>\n<p>By eliminating fiat conversions and enabling direct stablecoin spending, the move underscores how digital assets are evolving from speculative instruments into practical payment tools.<\/p>\n<hr \/>\n<h2>Final Summary<\/h2>\n<ul>\n<li data-start=\"40\" data-end=\"160\"><em>Stablecoin adoption is accelerating, and real-world USDC spending only speeds it up.<\/em><\/li>\n<li data-start=\"40\" data-end=\"160\"><em> The foundation for everyday crypto payments is already forming.<\/em><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>A new integration lets users spend USDC directly, cutting out fiat conversions and delays.<\/p>\n","protected":false},"author":114,"featured_media":571837,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"footnotes":""},"categories":[66,3,4,5825,20],"tags":[6427],"class_list":["post-571828","post","type-post","status-publish","format-standard","has-post-thumbnail","category-new-news","category-news","category-social","category-stablecoins","category-trading-view","tag-ambcrypto"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.0 (Yoast SEO v28.4) - 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